Coles County property record for 108 Arborgate Dr, Mattoon, IL 61938
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,757 sqft · built 1995 |
| Lot Size | 0.22 acres (9,583 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $210,000 (Jun 2023) |
| Tax Bill | $5,383 (2025) |
| Deeds & Mortgages | May 2023 Sale & Mortgage Jun 2023 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-2-15619-000 |
| Primary APN | 07-2-15619-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,757 sqft Base Area |
| 1st Floor Area | 1,757 sqft |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 1995 |
| Lot Area | 9,583 sqft (0.22 acres) |
| Lot Dimensions | 120 ft deep x 80 ft wide |
| Garage Type | Attached |
| Garage Area | 480 sqft |
| Cooling System | Central |
|---|
| Street Address | 108 ARBORGATE DR |
|---|---|
| City | MATTOON |
| State | IL |
| Zip | 61938-2081 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LANE ACRES SOUTH BLK 6 LOT 102 S 1/2 SEC 15 T12N R07E |
| Legal Range | 07E |
| Legal Township | 12N |
| Legal Section | 15 |
| Legal Subdivision | LANE ACRES SOUTH |
| Legal Block | 6 |
| Legal Lot Number | 102 |
| Jurisdiction | COLES IL |
| Township / Civil Division | MATTOON |
| Census Block Group | 5 |
| Census Block | 5019 |
| Census Tract | 300 |
Source: Coles County records, as of June 30, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 108 ARBORGATE DR, MATTOON, IL 61938-2081 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 3, 2023 | Warranty Deed, Transfer · VA Mortgage UNITED WHOLESALE MORTGAGE |
| Jun 6, 2023 | Re-recorded Document · VA Mortgage UNITED WHOLESALE MORTGAGE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 6, 2023 · Amount on Record |
| Deed Sale | Jun 6, 2023 · Amount on Record |
| Prior Sale | Aug 28, 2013 · Amount on Record |
| Deed Document Number | 2023806961 |
| Prior Transfer Date | Apr 28, 2023 |
| Prior Transfer Doc | 202300806961 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | COLES IL |
| Recording Date | May 3, 2023 |
| Property Address | 108 ARBORGATE DR, MATTOON, IL 61938-2081 |
| Document Number | 202300806430 |
| Instrument Date | Apr 28, 2023 |
| Instrument | 202300806430 |
| Transaction Type | Transfer |
| Record Updated | May 24, 2023 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $210.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 108 ARBORGATE DR, MATTOON, IL 61938-2081 |
| Document Number | 202300806431 |
|---|---|
| Date | May 3, 2023 |
| Instrument | 202300806431 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2053 |
| Document Type | Re-recorded Document |
|---|---|
| Jurisdiction | COLES IL |
| Recording Date | Jun 6, 2023 |
| Property Address | 108 ARBORGATE DR, MATTOON, IL 61938-2081 |
| Document Number | 202300806961 |
| Instrument Date | Jan 15, 2020 |
| Instrument | 202300806961 |
| Record Updated | Jun 23, 2023 |
| Title Company | ATTORNEY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 108 ARBORGATE DR, MATTOON, IL 61938-2081 |
| Document Number | 202300806962 |
|---|---|
| Date | Jun 6, 2023 |
| Instrument | 202300806962 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | May 1, 2053 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 7.12% |
Source: Coles County assessment roll, as of June 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Coles County |
| County Subdivision | Mattoon Township |
| Municipality | Mattoon City |
| Unified School District | Mattoon Community Unit School District 2 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,383.00 (+3.78%) Homeowner's exemption | $73,780 (+10.2%) Land $8,744 Building $65,036 | $221,340 (+10.2%) Land $26,232 Building $195,108 |
| 2024 | $5,187.00 (+48.24%) | $66,951 (+12%) Land $7,935 Building $59,016 | $200,853 (+12%) Land $23,805 Building $177,048 |
| 2023 | $59,778 Land $7,085 Building $52,693 | $179,334 Land $21,255 Building $158,079 | |
| 2020 | $3,499.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective July 18, 2011
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 94% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MATTOON serves 19,500 people · EPA ID IL0290250 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2025 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 49 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Fidium Fiber Fiber | 2,000 / 2,000 |
| Nextlink Fixed Wireless | 1,000 / 500 |
| Mediacom Xtream Cable · Fiber | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| GigFire Fixed Wireless | 150 / 130 |
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