108 Allen Dr, Laredo, TX 78045 Property Records

Webb County property record for 108 Allen Dr, Laredo, TX 78045

Property Summary

Property Type	Single Family Home
Details	2,579 sqft · built 1994
Lot Size	0.241 acres (10,500 sqft)
Owner	Individual Name on Record
Last Sale	$169,000 (Oct 2010)
Tax Bill	$1,449 (2025)
Deeds & Mortgages	May 2021 Mortgage Jul 2020 Mortgage
Flood Zone	Zone AE (high risk)
APN	`968-00025-427`

Property Details

APN / Parcel Number

Primary APN	`968-00025-427`
Alternative APN	`233653`

Interior

Stories	2 Stories
Building Area	2,579 sqft Living Area
Gross Area	2,879 sqft
1st Floor Area	1,220 sqft

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Exterior Material	Stucco
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	10,500 sqft (0.241 acres)
Lot Dimensions	175 ft deep x 60 ft wide
Garage Type	Attached
Garage Area	300 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	168 sqft
Patio Area	168 sqft
Balcony Area	168 sqft

Location & Zoning

Street Address	108 ALLEN DR
City	LAREDO
State	TX
Zip	78045-8588
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOT 427 BLK 25 LOWRY FARMS 6
Legal Subdivision	LOWRY FARM (RIVER OAKS)
Legal Block	25
Legal Lot Number	427
Jurisdiction	WEBB TX
Township / Civil Division	LAREDO
Census Block Group	4
Census Block	4006
Census Tract	1716

Owner

Source: Webb County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	108 ALLEN DR, LAREDO, TX 78045-8588
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 21, 2021	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Jul 17, 2020	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 19, 2010 · Amount on Record
Deed Sale	Oct 19, 2010 · Amount on Record
Deed Document Number	201084536
Deed Book / Page	3003 / 286
Prior Transfer Date	Oct 15, 2010
Prior Transfer Doc	003003/286
Record Updated	Oct 29, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEBB TX
Property Address	108 ALLEN DR, LAREDO, TX 78045-8588
Transaction Type	Mortgage
Record Updated	Jun 4, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	5027/643
Date	May 21, 2021
Book Page	5027/643
Instrument	1429597

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	238 Months
Due	Mar 1, 2041

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEBB TX
Property Address	108 ALLEN DR, LAREDO, TX 78045-8588
Transaction Type	Mortgage
Record Updated	Jul 28, 2020

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	4821/846
Date	Jul 17, 2020
Book Page	4821/846
Instrument	1398012

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	246 Months
Due	Jan 1, 2041

Tax Assessment & Valuation

Source: Webb County assessment roll, as of September 1, 2026

Property Jurisdictions

Type	Name
State	Texas
Municipality	Laredo City
County	Webb County
Unified School District	United Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$331,311 (+15.69%) Land $94,500 Building $236,811	$331,311 (+4.6%) Land $94,500 Building $236,811
2025	$1,449.00 (-11.27%) Homeowner's exemption	$286,386 (+9.63%)	$316,742 (+21.25%)
2024	$1,633.00 (+13.17%)
2023		$261,236 Land $64,796 Building $196,440	$261,236 Land $64,796 Building $196,440
2022	$1,443.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LAREDO serves 260,046 people · EPA ID TX2400001
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli not recorded as resolved · May 2026 Total trihalomethanes resolved · Jan 2017
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 670 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Smartcom Telephone.

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