108 Alder St, Waltham, MA 02453 Property Records

Middlesex County and Waltham City property record for 108 Alder St, Waltham, MA 02453

Property Summary

Property Type	Single Family Home
Details	6 bd · 2 ba · 4,949 sqft · built 1920
Lot Size	0.166 acres (7,240 sqft)
Owner	2 Individual Names on Record
Last Sale	$535,000 (May 2012)
Tax Bill	$9,361 (2026)
Deeds & Mortgages	Apr 2017 Mortgage Oct 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`WALT M:069 B:036 L:0018`

Property Details

APN / Parcel Number

Primary APN	`WALT M:069 B:036 L:0018`
Alternative APN	`2213`

Interior

Bedrooms	6 Beds
Full Baths	2 Baths
Total Rooms	14 Rooms
Building Area	4,949 sqft Garage

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Lot Area	7,240 sqft (0.166 acres)
Total Buildings	2 Buildings

Location & Zoning

Account Number	2213
Street Address	108 ALDER ST
City	WALTHAM
State	MA
Zip	02453-4901
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	36
Legal Lot Number	18
Jurisdiction	WALTHAM MA
Township / Civil Division	WALTHAM
Census Block Group	5
Census Block	5000
Census Tract	368600

Owner

Source: Middlesex County and Waltham City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	108 ALDER ST, WALTHAM, MA 02453-4901
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 7, 2017	Deed of Trust, Mortgage · ARM NEEDHAM COOPERATIVE BANK
Oct 15, 2019	Deed of Trust, Mortgage · Balloon Mortgage WATERTOWN SAVINGS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 25, 2012 · Amount on Record
Deed Sale	May 25, 2012 · Amount on Record
Prior Sale	Jun 13, 1996 · Amount on Record
Deed Book / Page	59165 / 1
Transfer Doc	00059165-1
Record Updated	Oct 29, 2026

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTHAM MA
Property Address	108 ALDER ST, WALTHAM, MA 02453-0527
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	69110-536
Date	Apr 7, 2017
Book Page	69110/536
Instrument	50945

Lender

Name	NEEDHAM COOPERATIVE BANK
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.25%

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTHAM MA
Property Address	108 ALDER ST, WALTHAM, MA 02453-0527
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	73453-138
Date	Oct 15, 2019
Book Page	73453/138
Instrument	157708

Lender

Name	WATERTOWN SAVINGS BANK
Type	Bank

Agreement

Type	Balloon Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Middlesex County and Waltham City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
Municipality	Waltham City
Unified School District	Waltham School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$9,361.00 (+15.23%)	$907,100 (+9.65%) Land $414,100 Building $493,000	$1,132,105 (+10.13%)
2025	$8,124.00 (+2.5%)	$827,300 (+0.62%) Land $376,100 Building $451,200	$1,027,995 (+5.14%)
2024	$7,926.00 (+0.69%)	$822,200 (+7.79%) Land $376,100 Building $446,100	$977,740
2023	$7,872.00	$762,800 Land $342,600 Building $420,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WALTHAM WATER DEPARTMENT serves 65,218 people · EPA ID MA3308000
Water Source	Purchased surface water from MWRA
Last State Inspection	Jun 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 797 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 2,000
Astound Broadband Cable	1,500 / 50

May also be available: T-Mobile.

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