108 Ager Dr, Kings Mountain, NC 28086 Property Records

Cleveland County property record for 108 Ager Dr, Kings Mountain, NC 28086

Property Summary

Property Type	Single Family Home
Details	1,302 sqft · built 1998
Lot Size	0.494 acres (21,519 sqft)
Owner	Individual Name on Record
Last Sale	$33,000 (Mar 2013)
Tax Bill	$934 (2025)
Deeds & Mortgages	Mar 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`16401`

Property Details

APN / Parcel Number

Primary APN	`16401`
Alternative APN	`1290885`

Interior

Plumbing Fixtures	5 Plumbing Fixtures
Stories	2 Stories
Building Area	1,302 sqft Finished Area
Upper Floors Area	434 sqft

Exterior

Year Built	Built 1998
Effective Year Built	Effective 2001
Exterior Material	Aluminum/Vinyl
Lot Area	21,519 sqft (0.494 acres)
Porch	Slab
Porch Area	54 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	Heat Pump

Location & Zoning

Account Number	1290885
Street Address	108 AGER DR
City	KINGS MOUNTAIN
State	NC
Zip	28086-0017
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R15
Legal Description	.494 AC OFF RD 2012
Legal Subdivision	CHERRYVILLE
Legal Block	1
Legal Lot Number	35
Jurisdiction	CLEVELAND NC
Township / Civil Division	CLEVELAND
Census Block Group	3
Census Block	3003
Census Tract	950302

Owner

Source: Cleveland County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	244 PONY BARN RD, LAWNDALE, NC 28090-6500
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 13, 2013 · Amount on Record
Deed Sale	Mar 13, 2013 · Amount on Record
Prior Sale	Mar 13, 2013 · Amount on Record
Deed Document Number	20132554
Deed Book / Page	1652 / 2151
Prior Transfer Date	Mar 4, 2013
Prior Transfer Doc	0016522147
Record Updated	Sep 20, 2026

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLEVELAND NC
Property Address	108 AGER DR, KINGS MOUNTAIN, NC 28086-0017
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0017640115
Date	Mar 28, 2018
Book Page	1764/0115
Instrument	200011777

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Apr 1, 2033

Tax Assessment & Valuation

Source: Cleveland County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cleveland County
Unified School District	Cleveland County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$147,212 (-) Land $9,622 Building $137,590	$147,212 (-) Land $9,622 Building $137,590
2025	$934.00	$147,212 (+41.71%) Land $9,622 Building $137,590	$147,212 (+41.71%) Land $9,622 Building $137,590
2023		$103,885 Land $8,951 Building $94,934	$103,885 Land $8,951 Building $94,934

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 5, 2020

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · above 54% of North Carolina
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLEVELAND COUNTY WATER serves 59,395 people · EPA ID NC0123055
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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