108 Adams St, Newton, MA 02458 Property Records

Middlesex County and Newton City property record for 108 Adams St, Newton, MA 02458

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,766 sqft · built 1887
Lot Size	0.154 acres (6,726 sqft)
Owner	2 Trust Names on File
Last Sale	$262,000 (Apr 1999)
Tax Bill	$6,818 (2026)
Deeds & Mortgages	Jun 2026 Line of Credit Apr 2024 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`14011 0015`

Property Details

APN / Parcel Number

Primary APN	`14011 0015`
Alternative APN	`NEWT S:14 B:011 L:0015`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,766 sqft Living Area
Gross Area	3,414 sqft
1st Floor Area	894 sqft
Basement Area	894 sqft
Unfinished Basement	894 sqft

Exterior

Year Built	Built 1887
Effective Year Built	Effective 1887
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Construction Type	Brick
Roof Type	Gable
Roof Material	Slate
Lot Area	6,726 sqft (0.154 acres)
Garage Type	Detached

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	14011 0015
Street Address	108 ADAMS ST
City	NEWTON
State	MA
Zip	02458-1117
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MR2
Legal Block	11
Legal Lot Number	15
Jurisdiction	NEWTON MA
Township / Civil Division	NEWTON
Census Block Group	3
Census Block	3011
Census Tract	373200

Owner

108 Adams St is owner-occupied and held in a trust since June 2025.

Source: Middlesex County and Newton City records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Trust Names on File
Mailing Address	108 ADAMS ST, NEWTON, MA 02458-1117
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Living Trust

Deeds, Mortgages & Sale History

Date	Document
Jun 17, 2026	Deed of Trust, Mortgage · Line of Credit EASTERN BANK
Apr 11, 2024	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 15, 1999 · Amount on File
Deed Sale	Apr 15, 1999 · Amount on File
Prior Sale	Aug 18, 1992 · Amount on File
Last Transfer Date	Jun 25, 2025
Transfer Doc	084356-301
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEWTON MA
Recording Date	Jun 17, 2026
Property Address	108 ADAMS ST, NEWTON, MA 02458-1117
Document Number	0000072570
Book / Page	85749 / 494
Instrument Date	May 6, 2026
Instrument	202672570
Transaction Type	Mortgage
Record Updated	Jul 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000072570,
Date	Jun 17, 2026
Book Page	85749/494
Instrument	202672570

Lender

Name	EASTERN BANK

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	6.37%
Initial Type	Adjustable Rate
Max Rate	-1%

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEWTON MA
Property Address	108 ADAMS ST, NEWTON, MA 02458-1117
Transaction Type	Mortgage
Record Updated	Apr 26, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	082655-437
Date	Apr 11, 2024
Book Page	82655/437
Instrument	36157

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	301 Months
Due	May 1, 2049

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 108 Adams St was $6,818, up 3.8% from the year before.

Source: Middlesex County and Newton City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
Municipality	Newton City
Unified School District	Newton School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,818.00 (+3.82%)	$703,600 (+5%) Land $642,600 Building $61,000	$824,600 (-)
2025	$6,567.00 (+3.42%)	$670,100 (+3%) Land $612,000 Building $58,100	$824,600 (+0.53%)
2024	$6,350.00 (+5.89%)	$650,600 (+10.44%) Land $594,200 Building $56,400	$820,230
2023	$5,997.00	$589,100 Land $446,400 Building $142,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 108 Adams St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 108 Adams St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NEWTON WATER DEPT. (MWRA) serves 88,931 people · EPA ID MA3207000
Water Source	Purchased surface water from MWRA
Last State Inspection	Jul 2024
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 588 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 2,000
Astound Broadband Cable	1,500 / 50

May also be available: T-Mobile.

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