Currituck County property record for 108 Acorn Ln, Point Harbor, NC 27964
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,141 sqft · built 1995 |
| Lot Size | 0.47 acres (20,473 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $76,000 (Nov 1998) |
| Tax Bill | $1,893 (2025) |
| Deeds & Mortgages | Jun 2025 Reverse Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 9846-62-5880 |
| Primary APN | 9846-62-5880 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 2,141 sqft Total Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 1995 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | No Foundation |
| Roof Material | Composition Shingle |
| Lot Area | 20,473 sqft (0.47 acres) |
| Lot Dimensions | 17.7 ft deep x 11.5 ft wide |
| Garage Type | Detached |
| Garage Area | 625 sqft |
| Parking Spaces | 2 Parking Spaces |
| Shed | 1 Shed |
| Shed Area | 128 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Account Number | 000038350 |
|---|---|
| Street Address | 108 ACORN LN |
| City | POINT HARBOR |
| State | NC |
| Zip | 27964-9604 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SFM |
| Legal Description | LOT 4 SECT A OLD OAK ESTATES |
| Legal Subdivision | OLD OAK ESTATES |
| Legal Lot Number | 4 |
| Jurisdiction | CURRITUCK NC |
| Township / Civil Division | POPLAR BRANCH |
| Census Block Group | 1 |
| Census Block | 1036 |
| Census Tract | 110404 |
Source: Currituck County records, as of April 10, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 108 ACORN LN, POINT HARBOR, NC 27964-9604 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 17, 1998 · Amount on Record |
| Deed Sale | Nov 17, 1998 · Amount on Record |
| Deed Book / Page | 447 / 201 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CURRITUCK NC |
| Property Address | 108 ACORN LN, POINT HARBOR, NC 27964-9604 |
| Transaction Type | Mortgage |
| Record Updated | Apr 10, 2026 |
| Title Company | ALLEGIANT REVERSE SERVICES, ALLEGIANT REVERSE SVCS LLC |
| Name | Verified Name |
|---|---|
| Address | 108 ACORN LN, POINT HARBOR, NC 27964-9604 |
| Document Number | 0018120933 |
|---|---|
| Date | Jun 3, 2025 |
| Book Page | 1812/933 |
| Instrument | 395932 |
| Name | FINANCE OF AMERICA REVERSE LLC |
|---|---|
| Type | Reverse Mortgage Lender |
| Address | TULSA, OK 74133 |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 1013 Months |
| Due | Nov 7, 2109 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.87% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Jul 1, 2025 |
| Change Frequency | Monthly |
| Index | 1-Year CMT |
| Max Rate | 11.8% |
Source: Currituck County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Currituck County |
| Unified School District | Currituck County Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,893.00 (+0.48%) | $262,600 (-) Land $61,700 Building $200,900 | |
| 2024 | $1,884.00 (+9.73%) | $262,600 (-) Land $61,700 Building $200,900 | |
| 2023 | $1,717.00 (+18.74%) | $262,600 (-) Land $61,700 Building $200,900 | $262,600 (-) Land $61,700 Building $200,900 |
| 2022 | $1,446.00 | $262,600 Land $61,700 Building $200,900 | $262,600 (-) Land $61,700 Building $200,900 |
| 2021 | $262,600 Land $61,700 Building $200,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 18, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 135 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 135 in force |
| Nearby Flood Claims | 11 (2011–2019) |
| Claims Outside the SFHA | 2 of 11 |
| Most Recent Claim | Sep 2019 · Hurricane Dorian |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 96% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CURRITUCK COUNTY WATER SYSTEM serves 24,130 people · EPA ID NC0427010 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2024 |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber | 2,000 / 2,000 |
| Mediacom Xtream Cable | 1,000 / 50 |
May also be available: T-Mobile, Verizon.
5G (outdoors only) and 4G LTE
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