108 6th St, Spencer, NC 28159 Property Records

Rowan County property record for 108 6th St, Spencer, NC 28159

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,632 sqft · built 1900
Lot Size	0.498 acres (21,736 sqft)
Owner	Individual Name on File
Last Sale	$200,000 (Jun 2022)
Tax Bill	$3,001 (2023)
Deeds & Mortgages	Jun 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`032 136`

Property Details

APN / Parcel Number

Primary APN	`032 136`
Alternative APN	`539610000`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	2,632 sqft Living Area
1st Floor Area	2,632 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1989
Exterior Material	Aluminum/Vinyl
Lot Area	21,736 sqft (0.498 acres)
Lot Dimensions	14.5 ft deep x 15 ft wide

Exterior Amenities

Porch	Porch
Porch Area	383 sqft
Shed	1 Shed
Shed Area	450 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Account Number	539610000
Old Parcel Number	032 136
Street Address	108 6TH ST
City	SPENCER
State	NC
Zip	28159-2110
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CB:CENTRAL BUSINESS
Legal Description	L 8-10 BLK 11 A.B. ANDREWS JR.
Legal Subdivision	A B ANDREWS JR
Legal Block	11
Legal Lot Number	8
Jurisdiction	ROWAN NC
Township / Civil Division	SALISBURY
Census Block Group	4
Census Block	4005
Census Tract	50700

Owner

Source: Rowan County records · APN 032 136

Assessment roll updated January 1, 2023 · Last verified October 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	500 S CAROLINA AVE, SPENCER, NC 28159-2120
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 02, 2022 · Amount on Record
Deed Sale	Jun 02, 2022 · Amount on Record
Prior Sale	Jan 30, 2019 · Amount on Record
Deed Document Number	0001403331
Deed Book / Page	1403 / 331
Record Updated	Jun 07, 2026

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROWAN NC
Recording Date	Jun 02, 2022
Property Address	108 6TH ST, SPENCER, NC 28159-2110
Document Number	0014030331
Book / Page	1403 / 331
Instrument Date	May 25, 2022
Transaction Type	Transfer
Record Updated	Jun 13, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$400.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	108 6TH ST, 108, SPENCER, NC 28159-2110

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	500 S CAROLINA AVE, SPENCER, NC 28159-2120

Mortgage

Document Number	0001403332
Date	Jun 02, 2022
Instrument	1403/332

Lender

Name	FAMILY FIRST FUNDING LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 01, 2052

Tax Assessment & Valuation

Source: Rowan County records · Assessment roll updated January 1, 2023 · Last verified October 2023

Property Jurisdictions

Type	Name
State	North Carolina
County	Rowan County
Municipality	Spencer Town
Unified School District	Rowan-Salisbury Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$3,001.00	$265,640 Land $90,000 Building $175,640	$265,640 Land $90,000 Building $175,640

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of May 10, 2024 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places as of August 1, 2026 · Last verified October 2026

Historic District	Within the Spencer Historic District listed 1984 · 282 contributing resources · NRIS 84000619

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30

Based on FCC filings for 371 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	SALISBURY-ROWAN serves 46,156 people
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	13 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Organic carbon removal Oct 2022
Monitoring and Reporting	2 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.