Polk County property record for 108 3rd Jpv St, Winter Haven, FL 33880 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,493 sqft · built 1951 |
| Lot Size | 0.287 acres (12,502 sqft) |
| Owner | Individual Name on File |
| Last Sale | $120,000 (Jan 2023) |
| Tax Bill | $1,588 (2025) |
| Deeds & Mortgages | Jan 2023 Sale & Mortgage Apr 2021 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 26-29-05-669000-002100 |
| Primary APN | 26-29-05-669000-002100 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,493 sqft Living Area |
| Gross Area | 891 sqft |
| 1st Floor Area | 891 sqft |
| Flooring | Terrazzo |
| Interior Walls | Plaster |
| Year Built | Built 1951 |
|---|---|
| Effective Year Built | Effective 1951 |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 12,502 sqft (0.287 acres) |
| View / Lot | Commercial/Industrial |
| Garage Type | Carport |
| Garage Area | 2,010 sqft |
| Carport | Carport |
| Carport Area | 2,010 sqft |
| Porch | Enclosed/Unfinished Porch |
| Porch Area | 454 sqft |
| Shed | 1 Shed |
| Street Address | 108 3RD ST SW |
|---|---|
| City | WINTER HAVEN |
| State | FL |
| Zip | 33880-2907 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | EXTENSION OF SOUTH WINTER HAVEN PB 10 PG 17 BLK B LOTS 9 & 10 |
| Legal Range | 26E |
| Legal Township | 29S |
| Legal Section | 05 |
| Legal Subdivision | SOUTH WINTER HAVEN EXTENSION OF |
| Legal Block | B |
| Legal Lot Number | 9,10 |
| Jurisdiction | POLK FL |
| Township / Civil Division | WINTER HAVEN-AUBURNDALE |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 14600 |
Source: Polk County records · APN 26-29-05-669000-002100
Assessment roll updated July 23, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 108 3RD ST SW, WINTER HAVEN, FL 33880-2907 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single Man |
| Date | Document |
|---|---|
| Jan 31, 2023 | Warranty Deed, Transfer · Seller Carry-Back BRIAN VELEZ |
| Apr 23, 2021 | Quit Claim Deed, Transfer JOSE RAMIREZ |
| Mar 11, 2020 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jan 31, 2023 · Amount on Record |
| Deed Sale | Jan 31, 2023 · Amount on Record |
| Prior Sale | Apr 23, 2021 · Amount on Record |
| Deed Document Number | 202323311 |
| Deed Book / Page | 12567 / 12 |
| Prior Transfer Date | Apr 21, 2021 |
| Prior Transfer Doc | 0000104284 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Jan 31, 2023 |
| Property Address | 108 3RD JPV ST, WINTER HAVEN, FL 33880-1203 |
| Document Number | 0000023311 |
| Book / Page | 12567 / 12 |
| Map Reference | MB 10 PG 17 |
| Instrument Date | Jan 30, 2023 |
| Instrument | 2023023311 |
| Transaction Type | Transfer |
| Record Updated | Jan 13, 2026 |
| Title Company | INTEGRITY FIRST TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $840.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 193 DAIRY RD, AUBURNDALE, FL 33823-3615 |
| Name | Verified Name |
|---|---|
| Address | 108 3RD ST SW, WINTER HAVEN, FL 33880-2907 |
| Document Number | 0001256714 |
|---|---|
| Date | Jan 31, 2023 |
| Instrument | 12567/14 |
| Name | BRIAN VELEZ |
|---|---|
| Type | Seller |
| Type | Seller Carry-Back |
|---|---|
| Amount | Amount Recorded |
| Term | 88 Months |
| Due | May 01, 2030 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Apr 23, 2021 |
| Property Address | 108 3RD JPV ST, WINTER HAVEN, FL 33880-1203 |
| Document Number | 0000104284 |
| Book / Page | 11682 / 1898 |
| Map Reference | MB 10 PG 17 |
| Instrument Date | Apr 21, 2021 |
| Instrument | 2021104284 |
| Transaction Type | Transfer |
| Record Updated | Jan 13, 2026 |
| Title Company | ACCOMMODATION |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $175.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 193 DAIRY RD, AUBURNDALE, FL 33823-3615 |
| Name | Verified Name |
|---|---|
| Address | 108 3RD ELOISE ST, ELOISE, FL 33880-5511 |
| Document Number | 0000104285 |
|---|---|
| Date | Apr 23, 2021 |
| Book Page | 11682/1900 |
| Instrument | 2021104285 |
| Name | JOSE RAMIREZ |
|---|---|
| Type | Private Party |
| Address | 193 DAIRY RD, AUBURNDALE, FL 33823 |
| Amount | Amount Recorded |
|---|---|
| Term | 1 Months |
| Due | May 12, 2021 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Mar 11, 2020 |
| Property Address | 108 3RD JPV ST # ELOISE, ELOISE, WINTER HAVEN, FL 33880-1203 |
| Document Number | 0111721888 |
| Book / Page | 011172 / 001888 |
| Instrument Date | Mar 10, 2020 |
| Instrument | 56969 |
| Transaction Type | Transfer |
| Record Updated | Nov 19, 2020 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 193 DAIRY RD AUBURNDALE FL 338233615, AUBURNDALE, FL 33823-3615 |
| Investor | Possibly a Property Investor |
Source: Polk County records · Assessment roll updated July 23, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Unified School District | Polk County School District (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,588.00 (+45.16%) | $108,443 (+88.52%) | $136,952 (+138.08%) Land $22,000 Building $114,952 |
| 2023 | $1,094.00 (+10.62%) | $57,523 (+34.93%) Land $20,000 Building $37,523 | $57,523 (+34.93%) Land $20,000 Building $37,523 |
| 2022 | $989.00 | $42,632 Land $9,100 Building $33,532 | $42,632 Land $9,100 Building $33,532 |
Source: FEMA National Flood Hazard Layer, Polk County (12105C), updated October 14, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121050146001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 15 individual NFIP policies nearby |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 15 in force |
| Nearby Flood Claims | 3 (2004–2024) |
| Claims Outside the SFHA | 1 of 3 |
| Most Recent Claim | Oct 2024, other causes, Hurricane Milton |
| Claims By Storm |
|
| Wildfire Risk | Low above 6% of the US · above 5% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 2,941 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 161 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Spectrum | Cable | 1,000 / 1,000 |
| Verizon | Fixed Wireless | 300 / 20 |
| AT&T | Fixed Wireless | 100 / 20 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
May also be available at this address: Frontier. Availability varies by address; speeds are provider-advertised maximums, not measured.
5G and 4G LTE
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