108 22nd Ave W, Polson, MT 59860 Property Records

Lake County property record for 108 22nd Ave W, Polson, MT 59860

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,216 sqft · built 1983
Lot Size	0.273 acres (11,892 sqft)
Owner	2 Individual Names on File
Last Sale	$284,620 (Dec 2024)
Tax Bill	$1,732 (2026)
Deeds & Mortgages	Oct 2025 Mortgage Jan 2023 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R159437`

Property Details

APN / Parcel Number

Primary APN	`R159437`
Alternative APNs	`15-3228-09-3-12-04-0000` `0000008236`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,216 sqft Living Area
1st Floor Area	1,216 sqft
Basement Area	1,216 sqft
Finished Basement	1,216 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1983
Effective Year Built	Effective 2005
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	11,892 sqft (0.273 acres)
View / Lot	Waterfront / Beach
Garage Area	384 sqft
Parking Spaces	1 Parking Space
Deck Area	536 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	0000008236
Street Address	108 22ND AVE W
City	POLSON
State	MT
Zip	59860-4049
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	2
Legal Description	WOODBINE ESTATES, S09, T22 N, R20 W, BLOCK 5, LOT 13, ACRES 0.273
Legal Range	20W
Legal Township	22N
Legal Section	09
Legal Subdivision	WOODBINE ESTATES
Legal Block	5
Legal Lot Number	13
Jurisdiction	LAKE MT
Township / Civil Division	FLATHEAD RESERVATION
Census Block Group	1
Census Block	1150
Census Tract	940306

Owner

108 22nd Ave W is owned and occupied by two individuals who bought it in December 2024.

Source: Lake County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	108 22ND AVE W, POLSON, MT 59860-4049
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Al (and Others)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 21, 2025	Deed of Trust, Mortgage · FHA Mortgage NATIONSTAR MORTGAGE LLC
Jan 10, 2023	Deed of Trust, Mortgage · FHA Mortgage MIDFIRST BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 18, 2024 · Amount on File
Deed Sale	Dec 18, 2024 · Amount on File
Prior Sale	May 26, 2016 · Amount on File
Deed Document Number	2024614563
Prior Transfer Date	Nov 9, 2024
Prior Transfer Doc	0000614563
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE MT
Property Address	108 22ND AVE W, POLSON, MT 59860-4049
Transaction Type	Mortgage
Record Updated	Nov 11, 2025
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	108 22ND AVE W, POLSON, MT 59860-4049

Mortgage

Document Number	0000635107
Date	Oct 21, 2025
Instrument	635107

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2055

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE MT
Property Address	108 22ND AVE W, POLSON, MT 59860-4049
Transaction Type	Mortgage
Record Updated	Jan 20, 2023
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	108 22ND AVE W, POLSON, MT 59860-4049

Mortgage

Document Number	0000602929
Date	Jan 10, 2023
Instrument	602929

Lender

Name	MIDFIRST BANK
Type	Bank
Address	OKLAHOMA CITY, OK 73118

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	281 Months
Due	Jun 1, 2046

Tax Assessment & Valuation

The 2026 property tax bill for 108 22nd Ave W was $1,732, down 15.2% from the year before.

Source: Lake County assessment roll, as of September 11, 2026

Property Jurisdictions

Type	Name
State	Montana
County	Lake County
Municipality	Polson City
Elementary School District	Polson Elementary School District (PK - 08)
Secondary School District	Polson High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,732.00 (-15.22%)	$416,300 (-)
2025	$2,043.00	$416,300	$416,300 Land $54,010 Building $362,290
2023	$2,611.00	$322,700	$322,700 Land $40,787 Building $281,913

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 108 22nd Ave W in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 16, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 108 22nd Ave W is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 88% of Montana
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF POLSON serves 5,300 people · EPA ID MT0000308
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 173 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Verizon, Western Montana CommunityTel.

Nearby Properties on 22nd Ave W

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures