108 1st St E, Polson, MT 59860 Property Records

Lake County property record for 108 1st St E, Polson, MT 59860 · Last verified October 2025

Property Highlights

Property Type	Commercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Year Built	Built 1990
Square Footage	5,600 sqft Total Area
Lot Size	5,314 sqft (0.121 acres)
Occupancy	Owner Occupied
Tax Bill	$2,957.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`R1510085`
Alternative APNs	`15-3228-04-4-30-07-0000` `0000008811`

Interior

Building Area	5,600 sqft Total Area
1st Floor	2,800 sqft 1st Floor
Upper Floors	2,800 sqft Upper Floors
Basement Area	2,800 sqft Basement
Unfinished Basement	2,800 sqft Unfinished
Stories	2 Stories

Exterior

Year Built	Built 1907
Effective Year Built	Effective 1990
Exterior Material	Metal Exterior
Construction Type	Wood Construction
Fire Resistance Class	Buildings having wood or wood and steel frames.
Lot Area	5,314 sqft (0.121 acres)
View	Major Street/Thoroughfare View

Utilities and HVAC

Cooling System	None Cooling
Heating Fuel	Electric Heating Fuel
Sewage	Municipal Sewage
Water Source	Commercial Water Source

Location & Zoning

Account Number	0000008811
Street Address	108 1ST ST E
City	POLSON
State	MT
Zip	59860-2310
Property Usage	Commercial Property Usage
Type	Commercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Legal Description	POLSON ORIGINAL TOWNSITE, S04, T22 N, R20 W, BLOCK 005, LOT 005, ACRES 0.122, PT LT 5
Legal Subdivision	POLSON ORIGINAL TOWNSITE
Legal Block	5
Legal Lot Number	5
Jurisdiction	LAKE MT
Minor Civil Division	FLATHEAD RESERVATION
Census Blockgroup	2
Census Block	2071
Census Tract	940304

Owner

Source: Lake County records · APN R1510085

Assessment roll updated December 31, 2024 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	PO BOX 902, POLSON, MT 59860-0902
Occupancy	Owner Occupied
Owner Type	Owner is a Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Record Refreshed	Jun 08, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE MT
Property Address	108 1ST ST E, POLSON, MT 59860-2310
Transaction Type	Mortgage
Record Updated	Jul 09, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	589627
Date	Jun 24, 2021
Instrument	589627

Lender

Name	CLEARWATER FCU
Type	Credit Union
Address	MISSOULA, MT 59801

Agreement

Type	Line of Credit
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Lake County records · Assessment roll updated December 31, 2024 · Last verified October 2025

Property Jurisdictions

Type	Name
State	Montana
County	Lake County
Municipality	Polson City
Elementary School District	Polson Elementary School District (PK - 08)
Secondary School District	Polson High School District (09 - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,957.00 (-34.23%)	$355,100 (+4.75%)	$355,100 (+4.75%) Land $103,728 Building $251,372
2023	$4,496.00	$339,000	$339,000 Land $47,960 Building $291,040

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lake County (30047C), updated November 16, 2022 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone A, within 500 ft

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.