108 192nd St Ct E, Spanaway, WA 98387 Property Records

Pierce County property record for 108 192nd St Ct E, Spanaway, WA 98387

Property Summary

Property Type	Duplex
Details	4 bd · 2 ba · 2,065 sqft · built 1979
Lot Size	0.356 acres (15,500 sqft)
Owner	2 Individual Names on File
Last Sale	$585,000 (Feb 2025)
Tax Bill	$5,611 (2025)
Deeds & Mortgages	Mar 2021 Reverse Mortgage Apr 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`485100-0-070`

Property Details

APN / Parcel Number

Primary APN	`485100-0-070`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Units	2 Units
Stories	1 Story
Building Area	2,065 sqft Living Area
Gross Area	2,545 sqft
1st Floor Area	2,065 sqft
Laundry Room	Laundry Room
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Effective Year Built	Effective 2004
Architectural Style	Duplex Single
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	15,500 sqft (0.356 acres)
Garage Type	Attached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces
Patio Area	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Street Address	110 192ND STREET CT E
City	SPANAWAY
State	WA
Zip	98387-8433
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	MSF
Legal Description	SECTION 04 TOWNSHIP 18 RANGE 03 QUARTER 12 JULI PARK L 7 EASE OF RECORD
Legal Range	03
Legal Township	18
Legal Section	04
Legal Subdivision	JULI PARK
Legal Lot Number	7
Jurisdiction	PIERCE WA
Township / Civil Division	TACOMA
Census Block Group	1
Census Block	1004
Census Tract	71416

Owner

108 192nd St Ct E, a duplex, is owned and occupied by two individuals who bought it in February 2025.

Source: Pierce County records, as of August 18, 2026

Owner of Record	2 Individual Names on File
Mailing Address	110 192ND STREET CT E, SPANAWAY, WA 98387-8433
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 24, 2021	Deed of Trust, Mortgage · Reverse Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Apr 12, 2023	Warranty Deed, Transfer · FHA Mortgage GUILD MORTGAGE CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 10, 2025 · Amount on File
Deed Sale	Feb 10, 2025 · Amount on File
Prior Sale	Apr 12, 2023 · Amount on File
Deed Document Number	2025453
Prior Transfer Date	Feb 1, 2010
Prior Transfer Doc	0000000326
Record Updated	Sep 20, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Property Address	108 192ND STREET CT E, SPANAWAY, WA 98387-8433
Transaction Type	Mortgage
Record Updated	Apr 11, 2024
Title Company	PUGET SOUND TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	108 110 192ND ST CT E, 110, SPANAWAY, WA 98387-8433

Mortgage

Document Number	0003240792
Date	Mar 24, 2021
Instrument	202103240792

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Address	MADISON, WI 53718

Agreement

Type	Reverse Mortgage
Amount	Amount on Record
Term	902 Months
Due	Apr 30, 2096

Interest

Rate Type	Adjustable Rate
Rate	2.84%
Type Change Date	May 1, 2021
Change Frequency	Annually
Index	1-Year CMT
Max Rate	7.84%

April 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PIERCE WA
Recording Date	Apr 12, 2023
Property Address	108 192ND STREET CT E, SPANAWAY, WA 98387-8433
Document Number	0004120219
Map Reference	VOL 56 PG 9&10
Instrument Date	Apr 8, 2023
Instrument	202304120219
Transaction Type	Transfer
Record Updated	Apr 11, 2024
Title Company	STEWART TITLE COMPANY-F, STEWART TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$7,840.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	108 192ND STREET CT E # 110, 110, SPANAWAY, WA 98387-8433

Mortgage

Document Number	0004120220
Date	Apr 12, 2023
Instrument	202304120220

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2053

Tax Assessment & Valuation

The 2025 property tax bill for 108 192nd St Ct E was $5,611, up 2.3% from the year before.

Source: Pierce County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Pierce County
Unified School District	Bethel School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$526,500 Land $173,000 Building $353,500	$526,500 Land $173,000 Building $353,500
2025	$5,611.00 (+2.32%)
2024	$5,484.00 (+95.51%)	$467,700 (+4.94%) Land $181,000 Building $286,700	$467,700 (+4.94%) Land $181,000 Building $286,700
2023	$2,805.00 Disabled Person's exemption Senior Citizen's exemption	$445,700 Land $171,700 Building $274,000	$445,700 Land $171,700 Building $274,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 108 192nd St Ct E in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 108 192nd St Ct E is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPANAWAY WATER COMPANY private · serves 34,506 people · EPA ID WA5382850
Water Source	Groundwater
Last State Inspection	May 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 115 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: Verizon.

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