Whitley County property record for 108 13th St, Williamsburg, KY 40769
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,192 sqft · built 1966 |
| Lot Size | 0.53 acres (23,127 sqft) |
| Owner | Company Name on File |
| Last Sale | $150,000 (Jan 2026) |
| Tax Bill | $213 (2025) |
| Deeds & Mortgages | Jul 2026 Sale & Mortgage Jul 2026 Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 111-10-00-079.01 |
| Primary APN | 111-10-00-079.01 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,192 sqft Living Area |
| Year Built | Built 1966 |
|---|---|
| Effective Year Built | Effective 1966 |
| Exterior Material | Brick Veneer |
| Construction Type | Frame |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 23,127 sqft (0.53 acres) |
| Terrain | Rolling |
| Garage Type | Carport |
| Garage Area | 580 sqft |
| Carport | Carport |
| Carport Area | 580 sqft |
| Driveway | Asphalt Driveway |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 200 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 108 13TH ST |
|---|---|
| City | WILLIAMSBURG |
| State | KY |
| Zip | 40769-1814 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RESIDENTIA |
| Legal Description | 1 ST BRK HS W/CRPT & LTS 37-38-39-40 |
| Legal Subdivision | C GATLIFF ADD |
| Legal Lot Number | 37-39 |
| Jurisdiction | WHITLEY KY |
| Township / Civil Division | WILLIAMSBURG |
| Census Block Group | 3 |
| Census Block | 3022 |
| Census Tract | 920602 |
108 13th St is owned by a company that bought it in January 2026 and is owner-occupied.
Source: Whitley County records, as of July 10, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 832 N HIGHWAY 25 W, WILLIAMSBURG, KY 40769-1563 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Limited Liability Partnership |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 13, 2026 | Deed, Transfer · FHA Mortgage GOLD STAR MORTGAGE CORPORATION |
| Jul 13, 2026 | Deed of Trust, Mortgage · FHA Mortgage GOLD STAR MORTGAGE CORPORATION |
| Mar 23, 2020 | Warranty Deed, Transfer |
| Jan 31, 2020 | Intrafamily Transfer, Transfer |
| Feb 19, 2019 | Intrafamily Transfer, Transfer |
| Nov 15, 2017 | Warranty Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 14, 2026 · Amount on File |
| Deed Sale | Jan 14, 2026 · Amount on File |
| Prior Sale | Mar 23, 2020 · Amount on File |
| Deed Document Number | 2026354474 |
| Deed Book / Page | 590 / 878 |
| Prior Transfer Date | Jan 30, 2020 |
| Prior Transfer Doc | 00D554/569 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | WHITLEY KY |
| Recording Date | Jul 13, 2026 |
| Property Address | 108 13TH ST, WILLIAMSBURG, KY 40769-1814 |
| Document Number | 0000367245 |
| Book / Page | 594 / 201 |
| Instrument Date | Jul 8, 2026 |
| Instrument | 2026367245 |
| Transaction Type | Transfer |
| Record Updated | Jul 24, 2026 |
| Title Company | KENTUCKY IN TITLE, KENTUCKY HOME TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $18,685.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4523 CHALET ST, BAKERSFIELD, CA 93313-2056 |
| Document Number | 0000367250, |
|---|---|
| Date | Jul 13, 2026 |
| Instrument | 2026367250 |
| Name | GOLD STAR MORTGAGE CORPORATION |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 1, 2056 |
| Rate | 6.53% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WHITLEY KY |
| Recording Date | Jul 13, 2026 |
| Property Address | 108 13TH ST, WILLIAMSBURG, KY 40769-1814 |
| Document Number | 0000367250 |
| Book / Page | 744 / 446 |
| Instrument Date | Jul 8, 2026 |
| Instrument | 2026367250 |
| Transaction Type | Mortgage |
| Record Updated | Jul 23, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 96 N 10TH ST, WILLIAMSBURG, KY 40769-1768 |
| Document Number | 0000367250, |
|---|---|
| Date | Jul 13, 2026 |
| Book Page | 744/446 |
| Instrument | 2026367250 |
| Name | GOLD STAR MORTGAGE CORPORATION |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 1, 2056 |
| Rate | 6.52% |
|---|---|
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WHITLEY KY |
| Recording Date | Mar 23, 2020 |
| Property Address | 108 13TH ST, WILLIAMSBURG, KY 40769-1814 |
| Document Number | 00D555/249 |
| Book / Page | D555 / 249 |
| Map Reference | MB 1 PG 4 |
| Instrument Date | Mar 23, 2020 |
| Instrument | 241842 |
| Transaction Type | Transfer |
| Record Updated | Aug 10, 2022 |
| Amount | Amount on Record |
|---|---|
| Tax | $110.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2414 EL DORADO AVE, 2414, AVON PARK, FL 33825-9644 |
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | PO BOX 112, SILER, KY 40763-0112 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | WHITLEY KY |
| Recording Date | Jan 31, 2020 |
| Property Address | 108 13TH ST, WILLIAMSBURG, KY 40769-1814 |
| Document Number | 00D554/569 |
| Book / Page | D554 / 569 |
| Map Reference | MB 1 PG 4 |
| Instrument Date | Jan 30, 2020 |
| Instrument | 241003 |
| Transaction Type | Transfer |
| Record Updated | Aug 10, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 297 BACK ST, 297, WOODBINE, KY 40771-6000 |
| Name | Verified Name |
|---|---|
| Address | 2414 EL DORADO AVE, AVON PARK, FL 33825-9644 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | WHITLEY KY |
| Recording Date | Feb 19, 2019 |
| Property Address | 108 13TH ST, WILLIAMSBURG, KY 40769-1814 |
| Document Number | 00D549/222 |
| Book / Page | D549 / 222 |
| Map Reference | MB 1 PG 4 |
| Instrument Date | Feb 19, 2019 |
| Instrument | 235371 |
| Transaction Type | Transfer |
| Record Updated | Aug 10, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 108 13TH ST, 108, WILLIAMSBURG, KY 40769-1814 |
| Name | Verified Name |
|---|---|
| Address | 297 BACK ST, WOODBINE, KY 40771-6000 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WHITLEY KY |
| Recording Date | Nov 15, 2017 |
| Property Address | 108 13TH ST, WILLIAMSBURG, KY 40769-1814 |
| Document Number | 000542/395 |
| Book / Page | 542 / 395 |
| Map Reference | MB 1 PG 4 |
| Instrument Date | Nov 10, 2017 |
| Instrument | 227890 |
| Transaction Type | Transfer |
| Record Updated | Aug 10, 2022 |
| Amount | Amount on Record |
|---|---|
| Tax | $114.00 |
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 108 13TH ST, WILLIAMSBURG, KY 40769-1814 |
The 2025 property tax bill for 108 13th St was $213 with a homeowner's exemption.
Source: Whitley County assessment roll, as of April 2, 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Whitley County |
| Municipality | Williamsburg City |
| Unified School District | Williamsburg Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $213.00 | $115,000 | $115,000 |
| 2023 | $231.00 Homeowner's exemption | $115,000 | $115,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 108 13th St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 17, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 108 13th St is low, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · above 67% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CUMBERLAND FALLS HIGHWAY WATER DISTRICT serves 9,498 people · EPA ID KY1180093 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | May 2025 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | Haloacetic acids resolved · Jan 2024 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 114 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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