10796 E Munro Lake Dr, Levering, MI 49755 Property Records

Cheboygan County property record for 10796 E Munro Lake Dr, Levering, MI 49755

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,560 sqft
Lot Size	1.2 acres (52,530 sqft)
Owner	Individual Name on Record
Last Sale	$397,000 (Apr 2021)
Tax Bill	$3,031 (2025)
Deeds & Mortgages	Feb 2019 Mortgage Apr 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`080-009-200-001-09`

Property Details

APN / Parcel Number

Primary APN	`080-009-200-001-09`

Interior

Full Baths	2 Baths
Building Area	1,560 sqft Building Perimeter
1st Floor Area	1,560 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Lot Area	52,530 sqft (1.2 acres)
Garage Area	864 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	10796 E MUNRO LAKE DR
City	LEVERING
State	MI
Zip	49755-8501
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COM SE COR GOVT LOT 5, SEC 9, T37N,R3W; TH S 89D 30M W 826.05FT; TH N 32D 22' 13" E 159.9FT; TH N 6D 2' 34" E 199.83FT; TH N
Legal Range	03W
Legal Township	005
Legal Section	09
Legal Lot Number	5
Jurisdiction	CHEBOYGAN MI
Township / Civil Division	MUNRO
Census Block Group	3
Census Block	3007
Census Tract	960100

Owner

Source: Cheboygan County records, as of June 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	10796 E MUNRO LAKE DR, LEVERING, MI 49755-8501
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 27, 2019	Deed of Trust, Mortgage · Balloon Mortgage CITIZENS NATIONAL BANK
Apr 29, 2021	Warranty Deed, Transfer · Conventional Mortgage PNC BANK
Jul 17, 2019	Warranty Deed, Transfer · Stand-Alone First Mortgage TOWNE MORTGAGE CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 29, 2021 · Amount on Record
Deed Sale	Apr 29, 2021 · Amount on Record
Prior Sale	Jan 3, 2007
Deed Book / Page	1447 / 980
Record Updated	Sep 20, 2026

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEBOYGAN MI
Property Address	10796 E MUNRO LAKE DR, LEVERING, MI 49755-8501
Transaction Type	Mortgage
Record Updated	Mar 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001379/411
Date	Feb 27, 2019
Book Page	1379/411

Lender

Name	CITIZENS NATIONAL BANK
Type	Bank

Agreement

Type	Balloon Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Mar 1, 2039

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEBOYGAN MI
Recording Date	Apr 29, 2021
Property Address	10796 E MUNRO LAKE DR, LEVERING, MI 49755-8501
Document Number	001447/980
Book / Page	1447 / 980
Instrument Date	Apr 26, 2021
Transaction Type	Transfer
Record Updated	Mar 9, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10796 E MUNRO LAKE DR, LEVERING, MI 49755-8501

Mortgage

Document Number	0000001447/0000000984
Date	Apr 29, 2021
Book Page	0000001447/0000000984

Lender

Name	PNC BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2051

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEBOYGAN MI
Recording Date	Jul 17, 2019
Property Address	10796 E MUNRO LAKE DR, LEVERING, MI 49755-8501
Document Number	001389/598
Book / Page	1389 / 598
Instrument Date	Jul 12, 2019
Transaction Type	Transfer
Record Updated	Mar 9, 2023
Title Company	ATTORNEY'S TITLE, ATTORNEYS TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2232 HAYWARD ST, CLIO, MI 48420-1838
Investor	Possibly a Property Investor

Mortgage

Document Number	0001389602
Date	Jul 17, 2019
Instrument	1389/602

Lender

Name	TOWNE MORTGAGE CO

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Cheboygan County assessment roll, as of June 16, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Cheboygan County
County Subdivision	Munro Township
Unified School District	Cheboygan Area Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$205,300 (+33.4%)	$410,600 (+33.4%)
2025	$3,031.00 (-35.26%)
2023		$153,900	$307,800
2022	$4,682.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Presque Isle Connect Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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