10795 Austin Ln, Plato, MO 65552 Property Records

Texas County property record for 10795 Austin Ln, Plato, MO 65552

Property Summary

Property Type	Single Family Home
Details	3 bd · 1,208 sqft · built 2004
Lot Size	1.58 acres (68,825 sqft)
Owner	2 Individual Names on File
Last Sale	$163,100 (Aug 2017)
Tax Bill	$731 (2025)
Deeds & Mortgages	Oct 2025 Line of Credit Aug 2005 Mortgage + 5 more
APN	`6-1-2-8.06`

Property Details

APN / Parcel Number

Primary APN	`6-1-2-8.06`
Alternative APN	`06-0.1-02-000-000-008.06`

Interior

Bedrooms	3 Beds
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,208 sqft Finished Area
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Exterior Material	Metal
Roof Type	Hip
Roof Material	Shingle
Lot Area	68,825 sqft (1.58 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Other

Location & Zoning

Street Address	10795 AUSTIN LN
City	PLATO
State	MO
Zip	65552-8136
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT OF SE SE
Legal Range	11
Legal Township	32
Legal Section	02
Jurisdiction	TEXAS MO
Township / Civil Division	ROUBIDOUX
Census Block Group	3
Census Block	3053
Census Tract	480101

Owner

10795 Austin Ln is owned and occupied by two individuals who bought it in August 2017.

Source: Texas County records, as of May 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	10795 AUSTIN LN, PLATO, MO 65552-8136
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 29, 2025	Deed of Trust, Mortgage · Line of Credit FIRST STATE COMMUNITY BANK
Aug 1, 2005	Deed of Trust, Mortgage · ARM QUICKEN LOANS INC
Aug 1, 2005	Deed of Trust, Mortgage · Line of Credit QUICKEN LOANS INC
Oct 28, 2024	Deed of Trust, Mortgage · Commercial Mortgage FIRST STATE COMMUNITY BANK
Jan 16, 2026	Warranty Deed, Transfer · VA Mortgage USAA FSB
Aug 22, 2017	Quit Claim Deed, Transfer Quitclaim
Aug 10, 2017	Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 10, 2017 · Amount on File
Deed Sale	Aug 10, 2017 · Amount on File
Deed Document Number	20172433
Deed Book / Page	2017 / 2433
Record Updated	Sep 20, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TEXAS MO
Property Address	10795 AUSTIN LN, PLATO, MO 65552-8136
Transaction Type	Mortgage
Record Updated	Jun 30, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10795 AUSTIN LN, PLATO, MO 65552-8136

Mortgage

Document Number	02025/3461
Date	Oct 29, 2025
Book Page	2025/3461
Instrument	202503461

Lender

Name	FIRST STATE COMMUNITY BANK
Type	Bank
Address	LEBANON, MO 65536

Agreement

Type	Line of Credit
Amount	Amount on Record

August 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TEXAS MO
Property Address	10795 AUSTIN LN, PLATO, MO 65552-8136
Transaction Type	Mortgage
Record Updated	Jun 30, 2026
Title Company	TITLE SOURCE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00778/0266
Date	Aug 1, 2005
Book Page	778/0266
Instrument	2005-3582

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution
Address	LIVONIA, MI 48152

Agreement

Type	ARM
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2035

Interest

Rate Type	Adjustable Rate
Rate	4.87%
Type Change Date	Aug 1, 2008
Change Frequency	6 Months
Min Rate At Change	2.25%
Max Rate At Change	7.87%
Index	6-Month LIBOR
Max Rate	9.87%

August 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TEXAS MO
Property Address	10795 AUSTIN LN, PLATO, MO 65552-8136
Transaction Type	Mortgage
Record Updated	Jun 30, 2026
Title Company	TITLE SOURCE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00778/0268
Date	Aug 1, 2005
Book Page	778/0268
Instrument	2005-3583

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution
Address	LIVONIA, MI 48152

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Jul 31, 2015

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TEXAS MO
Property Address	10795 AUSTIN LN, PLATO, MO 65552-8136
Transaction Type	Mortgage
Record Updated	Jun 30, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10795 AUSTIN LN, PLATO, MO 65552-8136

Mortgage

Document Number	02024/3314
Date	Oct 28, 2024
Book Page	2024/3314
Instrument	202403314

Lender

Name	FIRST STATE COMMUNITY BANK
Type	Bank
Address	LEBANON, MO 65536

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

January 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TEXAS MO
Recording Date	Jan 16, 2026
Property Address	10795 AUSTIN LN, PLATO, MO 65552-8136
Document Number	002026/202
Book / Page	2026 / 202
Instrument Date	Jan 16, 2026
Instrument	202600202
Transaction Type	Transfer
Record Updated	Jun 30, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10795 AUSTIN LN, PLATO, MO 65552-8136

Mortgage

Document Number	0202600203
Date	Jan 16, 2026
Instrument	202600203

Lender

Name	USAA FSB
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2056

August 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	TEXAS MO
Recording Date	Aug 22, 2017
Property Address	10795 AUSTIN LN, PLATO, MO 65552-8136
Document Number	02017/2564
Book / Page	2017 / 2564
Instrument Date	Aug 5, 2017
Instrument	201702564
Transaction Type	Transfer
Record Updated	Jun 30, 2026

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10781 AUSTIN LN, PLATO, MO 65552-8136

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TEXAS MO
Recording Date	Aug 10, 2017
Property Address	10795 AUSTIN LN, PLATO, MO 65552-8136
Document Number	02017/2433
Book / Page	2017 / 2433
Instrument Date	Aug 3, 2017
Instrument	201702433
Transaction Type	Transfer
Record Updated	Jun 30, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10795 AUSTIN LN, PLATO, MO 65552-8136

Mortgage

Document Number	0201702434
Date	Aug 10, 2017
Instrument	201702434

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 10795 Austin Ln was $731.

Source: Texas County assessment roll, as of November 4, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Texas County
County Subdivision	Roubidoux Township
Municipality	Plato Village
Unified School District	Plato R-V School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$731.00	$20,140	$106,000 Land $7,040 Building $98,960
2023		$20,140	$106,000 Land $7,040 Building $98,960

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA has no flood map on file for 10795 Austin Ln.

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 10795 Austin Ln is moderate, ranking above 55% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 55% of the US · above 82% of Missouri
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TEXAS COUNTY PWSD 1 serves 3,335 people · EPA ID MO4024606
Water Source	Groundwater
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wisper ISP Fixed Wireless	400 / 30
Wave Internet Technologies Fixed Wireless	100 / 100
T-Mobile Fixed Wireless	100 / 20
Brightspeed DSL	10 / 1

Cell Coverage

5G (outdoors only) and 4G LTE

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