10793 Sioux Point Dr, Jerome, MI 49249 Property Records

Hillsdale County property record for 10793 Sioux Point Dr, Jerome, MI 49249

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,080 sqft · built 1973
Lot Size0.23 acres (10,019 sqft)
Owner2 Individual Names on Record
Last Sale$499,900 (Aug 2020)
Tax Bill$5,351 (2025)
Deeds & MortgagesSep 2026 Line of Credit
Jan 2024 Transfer
+ 1 more
Flood ZoneZone X (minimal risk)
APN04-075-001-020

Property Details

APN / Parcel Number

Primary APN04-075-001-020

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,080 sqft Living Area
Gross Area1,290 sqft
1st Floor Area1,290 sqft
Basement Area840 sqft
Unfinished Basement840 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1973
Effective Year BuiltEffective 1973
Exterior MaterialWood Siding
Lot Area10,019 sqft (0.23 acres)
Lot Dimensions100 ft deep x 100 ft wide
Garage Area672 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Street Address10793 SIOUX POINT DR
CityJEROME
StateMI
Zip49249-9765
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRL1
Legal DescriptionLOT 109 INDIAN HILLS SUB NO.2 SEC 9 T5S R1W
Legal Range01W
Legal Township05S
Legal Section09
Legal SubdivisionINDIAN HILLS SUB
Legal Lot Number109
JurisdictionHILLSDALE MI
Township / Civil DivisionSOMERSET
Census Block Group1
Census Block1041
Census Tract50102

Owner

Source: Hillsdale County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address10793 SIOUX POINT DR, JEROME, MI 49249-9765
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 29, 2026Deed of Trust, Mortgage · Line of Credit
DFCU FINANCIAL
Jan 11, 2024Intrafamily Transfer, Transfer
Aug 3, 2020Warranty Deed, Transfer · Conventional Mortgage
WATERSTONE MORTGAGE CORP

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 3, 2020 · Amount on Record
Deed SaleAug 3, 2020 · Amount on Record
Prior SaleSep 2, 1998 · Amount on Record
Deed Book / Page1768 / 988
Prior Transfer DateAug 18, 1998
Record UpdatedOct 29, 2026

September 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHILLSDALE MI
Recording DateSep 29, 2026
Property Address10793 SIOUX POINT DR, JEROME, MI 49249-9765
Document Number0000626253
Book / Page1932 / 480
Instrument DateSep 16, 2026
Instrument2026626253
Transaction TypeMortgage
Record UpdatedOct 20, 2026
Title CompanyDFCU TITLE AGENCY LLC, DFCU TITLE

Transaction

Tax$0.00
Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
Address10793 SIOUX POINT DR, JEROME, MI 49249-9765

Mortgage

Document Number0000626253,
DateSep 29, 2026
Book Page1932/480
Instrument2026626253
Lender
NameDFCU FINANCIAL
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Initial TypeAdjustable Rate
AdjustableAdjustable Rate Rider
Max Rate-1%

January 2024: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionHILLSDALE MI
Recording DateJan 11, 2024
Property Address10793 SIOUX POINT DR, JEROME, MI 49249-9765
Document Number001864/354
Book / Page1864 / 354
Map ReferenceLB 6 PG 29-31
Instrument DateDec 1, 2023
Transaction TypeTransfer
Record UpdatedJan 23, 2024

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipFamily Trust
Address44282 NOWLAND DR, CANTON, MI 48188-1792

August 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHILLSDALE MI
Recording DateAug 3, 2020
Property Address10793 SIOUX POINT DR, JEROME, MI 49249-9765
Document Number001768/988
Book / Page1768 / 988
Map ReferenceLB 6 PG 29-31
Instrument DateJul 29, 2020
Transaction TypeTransfer
Record UpdatedAug 12, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$4,300.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name
Address3900 PINE CREST CT, 3900, JACKSON, MI 49203-3200

Transferred To (Grantee/Buyer)

NameVerified Name
Address44282 NOWLAND DR, CANTON, MI 48188-1792

Mortgage

Document Number0001768991
DateAug 3, 2020
Instrument1768/991
Lender
NameWATERSTONE MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueAug 1, 2035

Tax Assessment & Valuation

Source: Hillsdale County assessment roll, as of July 27, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyHillsdale County
County SubdivisionSomerset Township
Unified School DistrictAddison Community Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$273,320 (+6.68%)$530,218 (+6.92%) Land $142,752 Building $387,466
2025$5,351.00 (-31.34%) Homeowner's exemption$256,210 (+28.72%)$495,897 (+29.78%) Land $122,091 Building $373,806
2023$199,040$382,119 Land $62,736 Building $319,383
2021$7,793.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 19, 2014

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 87% of Michigan
Wildfire LikelihoodUnder 0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSOMERSET CENTRE ESTATES
private · serves 368 people · EPA ID MI0040184
Water SourceGroundwater
Last State InspectionJul 2024
LeadUnder 1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 93 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20
Mercury Fiber
Fixed Wireless
150 / 20
T-Mobile
Fixed Wireless
100 / 20

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