10792 W 400 S, Modoc, IN 47358 Property Records

Randolph County property record for 10792 W 400 S, Modoc, IN 47358

Property Summary

Property Type	Rural Home
Details	5 bd · 1 ba · 3,128 sqft · built 1870
Lot Size	9.43 acres (410,901 sqft)
Owner	Individual Name on File
Last Sale	$255,360 (Nov 2023)
Tax Bill	$2,681 (2025)
Deeds & Mortgages	Jan 2024 Mortgage Nov 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`006-00230-00`

Property Details

APN / Parcel Number

Primary APN	`006-00230-00`
Alternative APNs	`68-15-10-300-008.000-010` `00000003895`

Interior

Bedrooms	5 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	3,128 sqft Living Area
1st Floor Area	3,128 sqft
Basement Area	1,116 sqft
Unfinished Basement	1,116 sqft

Exterior

Year Built	Built 1870
Effective Year Built	Effective 1870
Construction Type	Brick
Foundation Type	Raised
Roof Material	Metal
Lot Area	410,901 sqft (9.43 acres)
Garage Type	Detached
Garage Area	352 sqft
Parking Spaces	1 Parking Space
Lean-To	1,216 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	00000003895
Street Address	10792 W 400 S
City	MODOC
State	IN
Zip	47358-9521
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	PT SW 10-19-12 9.433 A
Jurisdiction	RANDOLPH IN
Township / Civil Division	STONEY CREEK
Census Block Group	2
Census Block	2018
Census Tract	952100

Owner

10792 W 400 S, a rural home, is owned and occupied by an individual who bought it in November 2023.

Source: Randolph County records, as of June 2, 2026

Owner of Record	Individual Name on File
Mailing Address	10792 W 400 S, MODOC, IN 47358-9521
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 24, 2024	Deed of Trust, Mortgage FARM CREDIT MID AMERICA FLCA
Nov 3, 2023	Warranty Deed, Transfer · Conventional Mortgage FIRST MERCHANTS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 3, 2023 · Amount on File
Deed Sale	Nov 3, 2023 · Amount on File
Prior Sale	Nov 18, 2011 · Amount on File
Deed Document Number	20234270
Record Updated	Oct 29, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RANDOLPH IN
Property Address	10792 W 400 S, MODOC, IN 47358-9521
Transaction Type	Mortgage
Record Updated	Feb 9, 2024
Title Company	MATINGLY FORD TITLE SERVICES LLC, MATTINGLY FORD TTL SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10792 W 400 S, MODOC, IN 47358-9521

Mortgage

Document Number	0020240230
Date	Jan 24, 2024
Instrument	20240230

Lender

Name	FARM CREDIT MID AMERICA FLCA
Type	Bank
Address	PO BOX 34390, LOUISVILLE, KY 40232

Agreement

Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2054

November 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RANDOLPH IN
Recording Date	Nov 3, 2023
Property Address	10792 W 400 S, MODOC, IN 47358-9521
Document Number	0020234270
Instrument Date	Nov 3, 2023
Instrument	20234270
Transaction Type	Transfer
Record Updated	Dec 22, 2023
Title Company	NEAR NORTH TITLE GROUP

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	IN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10792 W 400 S, MODOC, IN 47358-9521

Mortgage

Document Number	0020234271
Date	Nov 3, 2023
Instrument	20234271

Lender

Name	FIRST MERCHANTS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	9.25%
Type Change Date	Dec 1, 2030
Change Frequency	6 Months
Min Rate At Change	4.25%
Max Rate At Change	14.2%
Index	Other
Margin	3
Max Rate	14.2%

Tax Assessment & Valuation

The 2025 property tax bill for 10792 W 400 S was $2,681 with a homeowner's exemption, up 10.7% from the year before.

Source: Randolph County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Randolph County
County Subdivision	Stoney Creek Township
Unified School District	Monroe Central School Corporation (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,681.00 (+10.74%) Homeowner's exemption	$316,800 Land $36,200 Building $280,600	$316,800 Land $36,200 Building $280,600
2024	$2,421.00
2023		$210,500 (+13.48%) Land $27,500 Building $183,000	$210,500 (+13.48%) Land $27,500 Building $183,000
2022	$1,537.00 (-3.58%)	$185,500 Land $25,700 Building $159,800	$185,500 Land $25,700 Building $159,800
2021	$1,594.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10792 W 400 S in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2026.

Source: FEMA National Flood Hazard Layer, effective March 4, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2026)
Most Recent Claim	Aug 2026 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10792 W 400 S is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 85% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
NLBC Fiber	1,000 / 1,000
Mercury Fiber Fixed Wireless	150 / 20

Cell Coverage

5G and 4G LTE (outdoors only)

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