10792 Glen Cairn Cv, Hernando, MS 38632 Property Records

DeSoto County property record for 10792 Glen Cairn Cv, Hernando, MS 38632

Property Summary

Property Type	Single Family Home
Lot Size	0.288 acres (12,571 sqft)
Owner	2 Individual Names on File
Tax Bill	$50 (2025)
Deeds & Mortgages	Jun 2019 Mortgage Jun 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`3-09-4-20-01-0-00143-00`

Property Details

APN / Parcel Number

Primary APN	`3-09-4-20-01-0-00143-00`

Exterior

Lot Area	12,571 sqft (0.288 acres)
Lot Dimensions	230 ft deep x 82 ft wide

Location & Zoning

Street Address	10792 GLEN CAIRN CV
City	HERNANDO
State	MS
Zip	38632-4362
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A-R
Legal Description	LAKE O THE HILLS SD SEC A. LOT 143
Legal Range	09
Legal Township	03
Legal Section	20
Legal Subdivision	LAKE O THE HILLS SD
Legal Lot Number	143
Jurisdiction	DESOTO MS
Township / Civil Division	4
Census Block Group	2
Census Block	2021
Census Tract	71200

Owner

Source: DeSoto County assessment roll, as of September 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Co-owner	Verified Secondary Owner
Mailing Address	10776 GLEN CAIRN CV, HERNANDO, MS 38632-4362
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 10, 2019	Deed of Trust, Mortgage · FHA Mortgage COMMUNITY MORTGAGE CORP
Jun 10, 2019	Deed of Trust, Mortgage · Conventional Mortgage COMMUNITY MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Deed Document Number	0000890112
Record Updated	Jun 8, 2026

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Property Address	10792 GLEN CAIRN CV, HERNANDO, MS 38632-4362
Transaction Type	Mortgage
Record Updated	Aug 22, 2023
Title Company	NOT AVAILABLE, GUARDIAN TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	004739/447
Date	Jun 10, 2019
Book Page	4739/447

Lender

Name	COMMUNITY MORTGAGE CORP
Type	Mortgage Company
Address	CORDOVA, TN 38018

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2049

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Property Address	10792 GLEN CAIRN CV, HERNANDO, MS 38632-4362
Transaction Type	Mortgage
Record Updated	May 28, 2021
Title Company	NOT AVAILABLE, GUARDIAN TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	4739/463
Date	Jun 10, 2019
Book Page	4739/463

Lender

Name	COMMUNITY MORTGAGE CORP
Type	Mortgage Company
Address	CORDOVA, TN 38018

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Jun 1, 2029

Tax Assessment & Valuation

Source: DeSoto County assessment roll, as of September 1, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	DeSoto County
Unified School District	DeSoto County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$50.00 (+4.17%)	$600 (-) Land $600	$6,000 (-) Land $6,000
2023	$48.00	$600	$6,000 Land $6,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1979)
Most Recent Claim	Mar 1979 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · above 43% of Mississippi
Wildfire Likelihood	0.09% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EUDORA UTILITIES ASSOCIATION public/private · serves 3,749 people · EPA ID MS0170006
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 97 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Starlink Satellite	280 / 30

Cell Coverage

5G and 4G LTE (outdoors only)

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