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10790 Claystone Dr, Davidson, NC 28036 Property Records

Cabarrus County property record for 10790 Claystone Dr, Davidson, NC 28036

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 2,218 sqft · built 2023
Lot Size0.194 acres (8,451 sqft)
Owner2 Individual Names on File
Last Sale$438,000 (Oct 2023)
Deeds & MortgagesSep 2025 Mortgage
Oct 2023 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN03-008D-0137.00

Property Details

APN / Parcel Number

Primary APN03-008D-0137.00
Alternative APNs
  • 03008D0137.000000
  • 4672 69 2152
  • 166286

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,218 sqft Living Area
Gross Area2,810 sqft
1st Floor Area872 sqft
FlooringSoftwood
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2023
Effective Year BuiltEffective 2023
Exterior MaterialOther
Foundation TypeFooting
Roof TypeCathedral/Clerestory
Roof MaterialComposition Shingle
Lot Area8,451 sqft (0.194 acres)
Lot Width62 ft Width
Garage TypeMixed
Garage Area400 sqft
DrivewayConcrete Driveway
Driveway Area672 sqft
PorchSlab
Porch Area64 sqft
Patio Area128 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Account Number166286
Street Address10790 CLAYSTONE DR
CityDAVIDSON
StateNC
Zip28036-9623
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR8-CZ
Legal DescriptionLT 137 ADAIR WOODS
Legal SubdivisionADAIR WOODS
Legal Lot Number137
JurisdictionCABARRUS NC
Township / Civil Division3, ODELL
Census Block Group1
Census Block1012
Census Tract41301

Owner

10790 Claystone Dr is owned and occupied by two individuals who bought it in October 2023.

Source: Cabarrus County records, as of October 9, 2026

Owner of Record2 Individual Names on File
Mailing Address10790 CLAYSTONE DR, DAVIDSON, NC 28036-9623
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Sep 24, 2025Deed of Trust, Mortgage · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Oct 23, 2023Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage
DHI MORTGAGE COMPANY LTD

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 23, 2023 · Amount on File
Deed SaleOct 23, 2023 · Amount on File
Deed Document Number202321747
Deed Book / Page16690 / 92
Record UpdatedOct 29, 2026

September 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCABARRUS NC
Property Address10790 CLAYSTONE DR, DAVIDSON, NC 28036-9623
Transaction TypeMortgage
Record UpdatedOct 2, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address10790 CLAYSTONE DR, DAVIDSON, NC 28036-9623

Mortgage

Document Number0001763020
DateSep 24, 2025
Book Page17630/20
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term181 Months
DueOct 1, 2040

October 2023: Special Warranty Deed, Subdivision Related Transfer

Document TypeSpecial Warranty Deed
JurisdictionCABARRUS NC
Recording DateOct 23, 2023
Property Address10790 CLAYSTONE DR, DAVIDSON, NC 28036-9623
Document Number0001669092
Book / Page16690 / 92
Map ReferenceMB 95 PG 57-59
Instrument DateOct 20, 2023
Transaction TypeSubdivision Related Transfer
Record UpdatedSep 30, 2025

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$876.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address8025 ARROWRIDGE BLVD, CHARLOTTE, NC 28273-5604

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0166900094
DateOct 23, 2023
Instrument16690-0094
Lender
NameDHI MORTGAGE COMPANY LTD
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term181 Months
DueNov 1, 2038

Tax Assessment & Valuation

Source: Cabarrus County assessment roll, as of August 27, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyCabarrus County
MunicipalityKannapolis City
Unified School DistrictCabarrus County Schools (PK - 12)

Tax Bill & Assessment History

YearAssessed ValueAssessed Market Value
2026$415,430 (-) Land $95,000 Building $320,430
2025$415,430 Land $95,000 Building $320,430
2024$415,430 Land $95,000 Building $320,430

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10790 Claystone Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 27 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies27 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10790 Claystone Dr is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.04% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 163 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Windstream
Fiber · DSL in parts of the area		2,000 / 2,000
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20

May also be available: AT&T.

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