1079 Spruce Glen, Morrow, OH 45152 Property Records

Warren County property record for 1079 Spruce Glen, Morrow, OH 45152

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,688 sqft · built 2016
Lot Size	0.268 acres (11,665 sqft)
Owner	Individual Name on Record
Last Sale	$392,000 (Aug 2026)
Tax Bill	$4,790 (2025)
Deeds & Mortgages	Aug 2026 Sale Nov 2022 Line of Credit + 12 more
Flood Zone	Zone X (minimal risk)
APN	`17-35-227-007-0`

Property Details

APN / Parcel Number

Primary APN	`17-35-227-007-0`
Alternative APNs	`1735227007` `2636336`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Stories	1 Story
Building Area	1,688 sqft Living Area
Gross Area	2,088 sqft
1st Floor Area	1,688 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	11,665 sqft (0.268 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	104 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	2636336
Street Address	1079 SPRUCE GLN
City	MORROW
State	OH
Zip	45152-7944
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	THORNTON GROVE 5-3 LOT 255
Legal Subdivision	THORNTON GROVE 5-3
Legal Block	336
Legal Lot Number	255
Jurisdiction	WARREN OH
Township / Civil Division	HAMILTON
Census Block Group	1
Census Block	1005
Census Tract	32205

Owner

Source: Warren County records, as of September 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1079 SPRUCE GLN, MORROW, OH 45152-7944
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried

Deeds, Mortgages & Sale History

Date	Document
Aug 28, 2026	Warranty Deed, Transfer NONE LISTED ON DOCUMENT
Nov 15, 2022	Deed of Trust, Mortgage · Line of Credit OPEN ENT MORTGAGE
Oct 19, 2022	Deed of Trust, Mortgage · Line of Credit 1ST NATIONAL BANK
Jul 10, 2024	Deed of Trust, Mortgage · Conventional Mortgage UNION SAVINGS BANK
Nov 12, 2024	Warranty Deed, Transfer · Conventional Mortgage AMERICAN NEIGHBORHOOD MTG ACCEPTANC
Sep 28, 2021	Transfer on Death Deed, Transfer
Sep 28, 2021	Transfer on Death Deed, Transfer
Jun 23, 2020	Deed of Trust, Mortgage · Line of Credit FIRST NAT'L BK
Jun 12, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIRST NAT'L BK
Oct 9, 2019	Deed of Trust, Mortgage · Conventional Mortgage UNION SVGS
Dec 8, 2017	Grant Deed, Transfer ATTORNEY ONLY
Aug 22, 2017	Deed of Trust, Mortgage UNION SVGS
May 31, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY
Mar 13, 2017	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 28, 2026 · Amount on Record
Deed Sale	Aug 28, 2026 · Amount on Record
Prior Sale	Nov 12, 2024 · Amount on Record
Deed Document Number	202624601
Prior Transfer Date	Sep 15, 2021
Prior Transfer Doc	0000043898
Record Updated	Oct 29, 2026

August 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WARREN OH
Recording Date	Aug 28, 2026
Property Address	1079 SPRUCE GLN, MORROW, OH 45152-7944
Document Number	0000024601
Instrument Date	Aug 26, 2026
Instrument	202624601
Transaction Type	Transfer
Record Updated	Sep 9, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Tax	$118,776.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1079 SPRUCE GLN, MORROW, OH 45152-7944

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARREN OH
Property Address	1079 SPRUCE GLN, MORROW, OH 45152-7944
Transaction Type	Mortgage
Record Updated	May 5, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000034717
Date	Nov 15, 2022
Instrument	2022-034717

Lender

Name	OPEN ENT MORTGAGE
Type	Private Party
Address	1079 SPRUCE GLN, MORROW, OH 45152

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARREN OH
Property Address	1079 SPRUCE GLN, MORROW, OH 45152-7944
Transaction Type	Mortgage
Record Updated	May 5, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000032591
Date	Oct 19, 2022
Instrument	2022-032591

Lender

Name	1ST NATIONAL BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARREN OH
Property Address	1079 SPRUCE GLN, MORROW, OH 45152-7944
Transaction Type	Mortgage
Record Updated	May 5, 2026
Title Company	ACS TITLE AND CLOSING SERVICES, ACS TITLE AND CLOSING SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1079 SPRUCE GLN, MORROW, OH 45152-7944
Investor	Possibly a Property Investor

Mortgage

Document Number	0000014765
Date	Jul 10, 2024
Instrument	2024-014765

Lender

Name	UNION SAVINGS BANK
Type	Bank
Address	CINCINNATI, OH 45249

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jul 1, 2044

Interest

Rate Type	Adjustable Rate
Rate	8.12%
Type Change Date	Jul 1, 2029
Change Frequency	Annually
Min Rate At Change	3.75%
Max Rate At Change	10.1%
Index	1-Year T-Bill
Max Rate	14.1%

November 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WARREN OH
Recording Date	Nov 12, 2024
Property Address	1079 SPRUCE GLN, MORROW, OH 45152-7944
Document Number	0000025523
Map Reference	MB 73 PG 9&10
Instrument Date	Nov 8, 2024
Instrument	2024-025523
Transaction Type	Transfer
Record Updated	May 5, 2026
Title Company	GRANDE TITLE AGENCY LLC, TANDEM TITLE AGENCY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000025524
Date	Nov 12, 2024
Instrument	2024-025524

Lender

Name	AMERICAN NEIGHBORHOOD MTG ACCEPTANC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2054

September 2021: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	WARREN OH
Recording Date	Sep 28, 2021
Property Address	1079 SPRUCE GLN, MORROW, OH 45152-7944
Document Number	2021043898
Map Reference	MB 73 PG 9&10
Instrument Date	Sep 15, 2021
Instrument	2021-043898
Transaction Type	Transfer
Record Updated	Oct 15, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

September 2021: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	WARREN OH
Recording Date	Sep 28, 2021
Property Address	1079 SPRUCE GLN, MORROW, OH 45152-7944
Document Number	0000043898
Map Reference	MB 73 PG 9&10
Instrument Date	Sep 15, 2021
Instrument	2021-043898
Transaction Type	Transfer
Record Updated	May 5, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARREN OH
Property Address	1079 SPRUCE GLN, MORROW, OH 45152-7944
Document Number	0000023832
Instrument Date	Jun 23, 2020
Transaction Type	Mortgage
Record Updated	Aug 24, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1079 SPRUCE GLN MORROW OH 451527944, MORROW, OH 45152-7944

Mortgage

Document Number	0000023832
Date	Jul 6, 2020
Instrument	23832

Lender

Name	FIRST NAT'L BK
Type	Bank
Address	LEBANON, OH 45036

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jul 5, 2050

Interest

Rate Type	Adjustable Rate

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARREN OH
Property Address	1079 SPRUCE GLN, MORROW, OH 45152-7944
Document Number	0000023833
Instrument Date	Jun 12, 2020
Transaction Type	Mortgage
Record Updated	Jun 11, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1079 SRUCE GLN MORROW OH 45152, MORROW, OH 45152

Mortgage

Document Number	0000023833
Date	Jul 6, 2020
Instrument	23833

Lender

Name	FIRST NAT'L BK
Type	Bank
Address	LEBANON, OH 45036

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARREN OH
Property Address	1079 SPRUCE GLN, MORROW, OH 45152-7944
Document Number	0000030261
Instrument Date	Oct 9, 2019
Transaction Type	Mortgage
Record Updated	Nov 8, 2019
Title Company	ACS TITLE AND CLOSING SERVICES, ACS TITLE & CLOSING SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1079 SPRUCE GLN MORROW OH 451527944, MORROW, OH 45152-7944

Mortgage

Document Number	0000030261
Date	Oct 11, 2019
Instrument	30261

Lender

Name	UNION SVGS
Type	Federal Savings Bank
Address	CINCINNATI, OH 45249

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 10, 2049

December 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	WARREN OH
Recording Date	Dec 8, 2017
Property Address	1079 SPRUCE GLN, MORROW, OH 45152-7944
Document Number	0000037820
Instrument Date	Dec 1, 2017
Instrument	37820
Transaction Type	Transfer
Record Updated	Jan 3, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$50.00

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1079 SPRUCE GLN MORROW OH 451527944, MORROW, OH 45152-7944

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARREN OH
Property Address	1079 SPRUCE GLN, MORROW, OH 45152-7944
Document Number	0000026338
Instrument Date	Aug 22, 2017
Transaction Type	Mortgage
Record Updated	Oct 26, 2017
Title Company	ACS TITLE, ACS TITLE CLOSING SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	1079 SPRUCE GLN MORROW OH 451527944, MORROW, OH 45152-7944

Mortgage

Document Number	0000026338
Date	Aug 28, 2017
Instrument	26338

Lender

Name	UNION SVGS
Type	Federal Savings Bank
Address	CINCINNATI, OH 45249

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Aug 27, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.25%

May 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WARREN OH
Recording Date	May 31, 2017
Property Address	1079 SPRUCE GLN, MORROW, OH 45152-7944
Document Number	0000016465
Instrument Date	May 25, 2017
Instrument	16465
Transaction Type	Transfer
Record Updated	Oct 31, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	1079 SPRUCE GLN MORROW OH 451527944, MORROW, OH 45152-7944

March 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WARREN OH
Recording Date	Mar 13, 2017
Property Address	1079 SPRUCE GLN, MORROW, OH 45152-7944
Document Number	0000007729
Instrument Date	Feb 17, 2017
Instrument	2017-007729
Transaction Type	Transfer
Record Updated	May 20, 2022

Transaction

Amount	Amount Recorded
Tax	$665.10
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	1079 SPRUCE GLN, MORROW, OH 45152-7944

Tax Assessment & Valuation

Source: Warren County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Warren County
County Subdivision	Hamilton Township
Unified School District	Little Miami Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,790.00 (+4.63%)	$108,120 (%) Land $28,000 Building $80,120	$308,920 (-) Land $80,000 Building $228,920
2024	$4,578.00 (+22.41%)	$108,122 (+28.71%) Land $28,000 Building $80,122	$308,920 (+28.71%) Land $80,000 Building $228,920
2023	$3,740.00 (+1.49%) Homeowner's exemption	$84,004 (-) Land $12,915 Building $71,089
2022	$3,685.00 Homeowner's exemption	$84,004 Land $12,915 Building $71,089	$240,010 (-) Land $36,900 Building $203,110
2021			$240,010 Land $36,900 Building $203,110

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WARREN COUNTY serves 99,000 people · EPA ID OH8301512
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 215 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

Nearby Properties on Spruce Glen

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures