1079 Sclaters Ford Rd, Palmyra, VA 22963 Property Records

Fluvanna County property record for 1079 Sclaters Ford Rd, Palmyra, VA 22963

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,056 sqft · built 1974
Lot Size	1.08 acres (47,045 sqft)
Owner	Individual Name on File
Tax Bill	$1,272 (2025)
Deeds & Mortgages	Oct 2014 Sale Apr 2014 Foreclosure + 2 more
Flood Zone	Zone X (minimal risk)
APN	`29 5 10`

Property Details

APN / Parcel Number

Primary APN	`29 5 10`
Alternative APN	`9966`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,056 sqft Living Area
Gross Area	2,620 sqft
1st Floor Area	1,056 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1984
Exterior Material	Aluminum Siding
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	47,045 sqft (1.08 acres)

Exterior Amenities

Porch	Slab
Porch Area	140 sqft
Deck Area	368 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	9966
Street Address	1079 SCLATERS FORD RD
City	PALMYRA
State	VA
Zip	22963-5013
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A-1
Legal Description	DB 928-838 AC 1.08
Legal Subdivision	CARROLL GILLISPIE
Legal Block	1
Jurisdiction	FLUVANNA VA
Township / Civil Division	FORK UNION
Census Block Group	1
Census Block	1056
Census Tract	20300

Owner

1079 Sclaters Ford Rd is owned and occupied by an individual who acquired it in November 2014.

Source: Fluvanna County records, as of June 25, 2026

Owner of Record	Individual Name on File
Mailing Address	1079 SCLATERS FORD RD, PALMYRA, VA 22963-5013
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 29, 2014	Bargain and Sale Deed, Transfer
Apr 25, 2014	Quit Claim Deed, Foreclosure Quitclaim
Sep 5, 2013	Trustee's Deed, Foreclosure
Aug 31, 2007	Warranty Deed, Transfer · FHA Mortgage CTX MORTGAGE CO LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 21, 2014
Deed Sale	Nov 21, 2014
Prior Sale	Oct 29, 2014 · Amount on File
Deed Document Number	20143250
Prior Transfer Date	May 22, 2007
Prior Transfer Doc	742/030
Record Updated	Sep 20, 2026

October 2014: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	FLUVANNA VA
Recording Date	Oct 29, 2014
Property Address	1079 SCLATERS FORD RD, PALMYRA, VA 22963-5013
Document Number	0001402999
Map Reference	DB 917 PG 112
Instrument Date	Oct 23, 2014
Instrument	1402999
Transaction Type	Transfer
Record Updated	Jun 25, 2026

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	336 SCLATERS FORD RD, PALMYRA, VA 22963-5018
Investor	Possibly a Property Investor

April 2014: Quit Claim Deed, Foreclosure

Document Type	Quit Claim Deed
Jurisdiction	FLUVANNA VA
Recording Date	Apr 25, 2014
Property Address	1079 SCLATERS FORD RD, PALMYRA, VA 22963-5013
Document Number	000917/112
Book / Page	917 / 112
Map Reference	DD92 PG39
Instrument Date	Apr 8, 2014
Instrument	1401098
Transaction Type	Foreclosure
Record Updated	Jun 25, 2026

Transaction

Tax	$100.50
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	451 7TH ST SW, WASHINGTON, DC 20410-0001

September 2013: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	FLUVANNA VA
Recording Date	Sep 5, 2013
Property Address	1079 SCLATERS FORD RD, PALMYRA, VA 22963-5013
Document Number	000903/687
Book / Page	903 / 687
Map Reference	DD92 PG39
Instrument Date	Aug 2, 2013
Instrument	1303569
Transaction Type	Foreclosure
Record Updated	Jun 25, 2026

Transaction

Amount	Amount on Record
Tax	$100.50
Amount Accuracy	Full Amount Stated
Additional	Notice of Trustee Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3415 VISION DR, COLUMBUS, OH 43219-6009
Investor	Possibly a Property Investor

August 2007: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLUVANNA VA
Recording Date	Aug 31, 2007
Property Address	1079 SCLATERS FORD RD, PALMYRA, VA 22963-5013
Document Number	000742/030
Book / Page	742 / 030
Map Reference	DD92 PG39
Instrument Date	May 22, 2007
Instrument	4933
Transaction Type	Transfer
Record Updated	Jun 25, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$145.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1079 SCLARERS FORD RD, PALMYRA, VA 22963-5013

Mortgage

Document Number	000742/032
Date	Aug 31, 2007
Book Page	742/032
Instrument	4934

Lender

Name	CTX MORTGAGE CO LLC
Type	Mortgage Company
Address	DALLAS, TX 75201

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2037

Tax Assessment & Valuation

The 2025 property tax bill for 1079 Sclaters Ford Rd was $1,272, up 0.7% from the year before.

Source: Fluvanna County assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Fluvanna County
Unified School District	Fluvanna County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$168,500 (-) Land $33,000 Building $135,500	$168,500 (-) Land $33,000 Building $135,500
2025	$1,272.00 (+0.71%)	$168,500 Land $33,000 Building $135,500	$168,500 Land $33,000 Building $135,500
2024	$1,263.00
2023		$121,500 Land $33,000 Building $88,500	$121,500 Land $33,000 Building $88,500
2022	$1,025.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1079 Sclaters Ford Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 25, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1079 Sclaters Ford Rd is moderate, ranking above 40% of the US, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 65% of Virginia
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Firefly Fiber Broadband Fiber	1,000 / 1,000

May also be available: Xfinity.

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on Sclaters Ford Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures