1079 S Main St, Cornelia, GA 30531 Property Records

Habersham County property record for 1079 S Main St, Cornelia, GA 30531

Property Summary

Property TypeCommercial Office
Details1 bd · 2 ba · 2,500 sqft · built 1939
Lot Size0.07 acres (3,049 sqft)
OwnerIndividual Name on File
Last Sale$120,000 (Jun 2019)
Tax Bill$2,693 (2026)
Deeds & MortgagesJun 2019 Sale
Flood ZoneZone X (minimal risk)
APN089B109

Property Details

APN / Parcel Number

Primary APN089B109
Alternative APNs
  • 263900
  • 398470

Interior

Stories1 Story
Building Area2,500 sqft Total Area
1st Floor Area2,500 sqft
Basement Area2,500 sqft
Unfinished Basement2,500 sqft
FlooringHardwood
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1939
Effective Year BuiltEffective 1985
Exterior MaterialBrick Veneer
Construction TypeMasonry / Concrete Block
Roof TypeRigid Frame Bar Joist
Roof MaterialBuilt-Up Asphalt
Lot Area3,049 sqft (0.07 acres)
Lot Dimensions120 ft deep x 25 ft wide

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
Heating FuelElectric

Location & Zoning

Account Number398470
Street Address1079 S MAIN ST
CityCORNELIA
StateGA
Zip30531-3979
Property CategoryCommercial
Property TypeCommercial > Office > Commercial Office
Local Zoning CodeB2
Legal Description10-172 DB 1195-1033
JurisdictionHABERSHAM GA
Township / Civil DivisionCORNELIA
Census Block Group3
Census Block3002
Census Tract604

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Cornelia Commercial Historic District
listed 2022 · 52 contributing resources · NRIS 100007277

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

1079 S Main St, a commercial property, is owned by an individual who bought it in June 2019.

Source: Habersham County records, as of September 11, 2026

Owner of RecordIndividual Name on File
Mailing AddressPO BOX 169, CORNELIA, GA 30531-1002
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 27, 2019 · Amount on File
Deed SaleJun 27, 2019 · Amount on File
Prior SaleOct 8, 2009 · Amount on File
Deed Document Number20191133
Deed Book / Page1195 / 1033
Record UpdatedOct 29, 2026

June 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHABERSHAM GA
Recording DateJun 27, 2019
Property Address1079 S MAIN ST, CORNELIA, GA 30531-3979
Document Number01195/1033
Book / Page1195 / 1033
Instrument DateJun 27, 2019
Instrument2019-001133
Transaction TypeTransfer
Record UpdatedApr 18, 2022

Transaction

AmountAmount on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 169, CORNELIA, GA 30531-1002

Tax Assessment & Valuation

The 2026 property tax bill for 1079 S Main St was $2,693.

Source: Habersham County assessment roll, as of September 11, 2026

Property Jurisdictions

TypeName
StateGeorgia
CountyHabersham County
MunicipalityCornelia City
Unified School DistrictHabersham County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,693.00$83,398 Land $2,530 Building $80,868$208,495 Land $6,325 Building $202,170
2023$1,716.00 (+27.77%)$66,148 (+27.83%) Land $2,944 Building $63,204$165,370 (+27.83%) Land $7,360 Building $158,010
2022$1,343.00$51,748 Land $2,944 Building $48,804$129,370 Land $7,360 Building $122,010

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1079 S Main St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 5, 2018

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1079 S Main St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 66% of the US · lower than 89% of Georgia
Wildfire Likelihood0.02% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCORNELIA
serves 6,130 people · EPA ID GA1370003
Water SourceSurface water
Last State InspectionApr 2025
Lead1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 228 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
TrailWave
Fiber
1,000 / 1,000
Windstream
Cable · DSL · Fiber in parts of the area
1,000 / 25
Verizon
Fixed Wireless
300 / 20

May also be available: AT&T, Point Broadband.

Nearby Properties on S Main St

Nearby Streets

Search Property Records by Address or Parcel Number