1079 McNutt School Rd, Festus, MO 63028 Property Records

Jefferson County property record for 1079 McNutt School Rd, Festus, MO 63028

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,152 sqft · built 1967
Lot Size	3 acres (130,680 sqft)
Owner	Individual Name on Record
Tax Bill	$1,396 (2025)
Deeds & Mortgages	Mar 2026 Transfer Oct 2023 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`117.036.00000003`

Property Details

APN / Parcel Number

Primary APN	`117.036.00000003`
Alternative APN	`1170360 003`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,152 sqft Living Area
Gross Area	1,488 sqft
1st Floor Area	1,152 sqft

Exterior

Year Built	Built 1967
Effective Year Built	Effective 1967
Construction Type	Masonry / Concrete Block
Lot Area	130,680 sqft
Garage Type	Attached
Garage Area	336 sqft

Exterior Amenities

Porch	Open Frame Porch
Porch Area	140 sqft
Deck Area	Deck Area
Patio Area	192 sqft

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Street Address	1079 MCNUTT SCHOOL RD
City	FESTUS
State	MO
Zip	63028-2504
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R40
Legal Description	PT NE1/4
Legal Range	5E
Legal Township	41N
Legal Section	36
Legal Subdivision	BUCK CRK XING
Legal Block	1
Jurisdiction	JEFFERSON MO
Township / Civil Division	JOACHIM
Census Block Group	1
Census Block	1013
Census Tract	700802

Owner

Source: Jefferson County records, as of August 25, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	1079 MCNUTT SCHOOL RD, FESTUS, MO 63028-2504
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Deeds, Mortgages & Sale History

Date	Document
Mar 18, 2026	Quit Claim Deed, Transfer Quitclaim
Oct 24, 2023	Warranty Deed, Transfer · FHA Mortgage GUILD MORTGAGE COMPANY LLC
Apr 15, 2021	Deed of Trust, Mortgage · Second Mortgage (Down Payment) GERSHMAN INVESTMENT CORP
Jun 24, 2019	Deed of Trust, Mortgage · Line of Credit ARSENAL CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 18, 2026
Deed Sale	Mar 18, 2026
Prior Sale	Oct 24, 2023 · Amount on Record
Deed Document Number	20267220
Prior Transfer Date	Mar 15, 2006
Prior Transfer Doc	0000014378
Record Updated	Oct 29, 2026

March 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	JEFFERSON MO
Recording Date	Mar 18, 2026
Property Address	1079 MCNUTT SCHOOL RD, FESTUS, MO 63028-2504
Document Number	0000007220
Instrument Date	Mar 18, 2026
Instrument	2026R-007220
Transaction Type	Transfer
Record Updated	Apr 2, 2026

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4024 MORNINGVIEW CT, SAINT LOUIS, MO 63129-2000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1079 MCNUTT SCHOOL RD, FESTUS, MO 63028-2504

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON MO
Recording Date	Oct 24, 2023
Property Address	1079 MCNUTT SCHOOL RD, FESTUS, MO 63028-2504
Document Number	0000026621
Instrument Date	Oct 20, 2023
Instrument	2023R-026621
Transaction Type	Transfer
Record Updated	Nov 6, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1079 MCNUTT SCHOOL RD, FESTUS, MO 63028-2504

Mortgage

Document Number	0000026622
Date	Oct 24, 2023
Instrument	2023R-026622

Lender

Name	GUILD MORTGAGE COMPANY LLC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2053

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON MO
Property Address	1079 MCNUTT SCHOOL RD, FESTUS, MO 63028-2504
Transaction Type	Mortgage
Record Updated	Aug 16, 2023
Title Company	INVESTORS TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000016678
Date	Apr 15, 2021
Instrument	2021R-016678

Lender

Name	GERSHMAN INVESTMENT CORP
Type	Mortgage Company
Address	CHESTERFIELD, MO 63017

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount Recorded
Term	359 Months
Due	Mar 1, 2051

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON MO
Property Address	1079 MCNUTT SCHOOL RD, FESTUS, MO 63028-2504
Document Number	0000019527
Instrument Date	Jun 24, 2019
Transaction Type	Mortgage
Record Updated	Jul 26, 2019
Title Company	INVESTORS TITLE COMPANY, INVESTORS TITLE CO.

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1079 MCNUTT SCHOOL RD FESTUS MO 630282504, FESTUS, MO 63028-2504

Mortgage

Document Number	0000019527
Date	Jul 8, 2019
Instrument	19527

Lender

Name	ARSENAL CU
Type	Credit Union
Address	ARNOLD, MO 63010

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Jul 7, 2039

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Jefferson County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Jefferson County
Unified School District	Festus R-VI School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$23,200 (-) Land $4,500 Building $18,700	$122,200 (-) Land $23,900 Building $98,300
2025	$1,396.00 (+6.16%)	$23,200 (+6.42%) Land $4,500 Building $18,700	$122,200 (-) Land $23,900 Building $98,300
2024	$1,315.00 (+0.38%)		$122,200 (+6.08%) Land $23,900 Building $98,300
2023	$1,310.00 (+0.08%)	$21,800 (-) Land $4,500 Building $17,300	$115,200 (-) Land $23,900 Building $91,300
2022	$1,309.00	$21,800 Land $4,500 Building $17,300
2021			$115,200 Land $23,900 Building $91,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	4 (1993–2003)
Claims Outside the SFHA	3 of 4
Most Recent Claim	May 2003 · Severe Storms, Tornadoes, And Flooding
Claims by Event	Severe Storms & Flooding, Jul 1993 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEFFERSON COUNTY PWSD 7 serves 6,100 people · EPA ID MO6024299
Water Source	Groundwater
Last State Inspection	Jul 2024
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 58 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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