1079 Harvard Rd, Berkley, MI 48072 Property Records

Oakland County property record for 1079 Harvard Rd, Berkley, MI 48072

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 924 sqft · built 1950
Lot Size	0.118 acres (5,140 sqft)
Owner	2 Individual Names on File
Last Sale	$265,000 (Nov 2025)
Tax Bill	$4,156 (2025)
Deeds & Mortgages	Oct 2025 Mortgage Nov 2025 Sale + 3 more
Flood Zone	Zone X (minimal risk)
APN	`04-25-17-477-002`

Property Details

APN / Parcel Number

Primary APN	`04-25-17-477-002`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	924 sqft Living Area
1st Floor Area	916 sqft
Basement Area	916 sqft
Unfinished Basement	916 sqft

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	5,140 sqft (0.118 acres)
Lot Dimensions	129 ft deep x 40 ft wide
Porch	Slab
Porch Area	57 sqft
Deck Area	82 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal

Location & Zoning

Street Address	1079 HARVARD RD
City	BERKLEY
State	MI
Zip	48072-1978
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RI
Legal Description	T1N, R11E, SEC 16 & 17 LARKMOOR BLVD. SUB. LOT 120 & 1/2 VAC ALLEY ADJ THERETO
Legal Range	11E
Legal Township	01N
Legal Section	16
Legal Subdivision	LARKMOOR BLVD
Legal Lot Number	1,120
Jurisdiction	OAKLAND MI
Township / Civil Division	BERKLEY
Census Block Group	1
Census Block	1007
Census Tract	170400

Owner

1079 Harvard Rd is owned and occupied by two individuals who bought it in November 2025.

Source: Oakland County records, as of July 16, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1079 HARVARD RD, BERKLEY, MI 48072-1978
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 29, 2025	Deed of Trust, Mortgage · Conventional Mortgage SOMERSET LENDING CORP
Nov 17, 2025	Warranty Deed, Transfer VISIONARY TITLE AGENCY LLC
Aug 12, 2020	Warranty Deed, Transfer
Feb 26, 2020	Quit Claim Deed, Transfer · FHA Mortgage QUICKEN LNS
Mar 15, 2017	Warranty Deed, Transfer · FHA Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 17, 2025 · Amount on File
Deed Sale	Nov 17, 2025 · Amount on File
Prior Sale	Aug 12, 2020 · Amount on File
Deed Document Number	2025144356
Deed Book / Page	60705 / 650
Prior Transfer Date	Feb 4, 2020
Prior Transfer Doc	0000039626
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	1079 HARVARD RD, BERKLEY, MI 48072-1978
Transaction Type	Mortgage
Record Updated	Nov 10, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20647 FLEETWOOD DR, HARPER WOODS, MI 48225-1625

Mortgage

Document Number	0000138806
Date	Oct 29, 2025
Book Page	60671/218
Instrument	138806

Lender

Name	SOMERSET LENDING CORP
Type	Mortgage Company
Address	ROCHESTER, MI 48307

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2055

November 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OAKLAND MI
Recording Date	Nov 17, 2025
Property Address	1079 HARVARD RD, BERKLEY, MI 48072-1978
Document Number	20250144356
Book / Page	60705 / 650
Map Reference	LB 9 PG 8
Instrument Date	Oct 24, 2025
Instrument	20250144356
Transaction Type	Transfer
Record Updated	Nov 26, 2025
Title Company	VISIONARY TITLE AGENCY LLC

Transaction

Amount	Amount on Record
Tax	$1,987.50
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1079 HARVARD RD, BERKLEY, MI 48072-1978

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1079 HARVARD RD, BERKLEY, MI 48072-1978

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OAKLAND MI
Recording Date	Aug 12, 2020
Property Address	1079 HARVARD RD, BERKLEY, MI 48072-1978
Document Number	0000158536
Book / Page	54636 / 562
Map Reference	LB 9 PG 8
Instrument Date	Aug 5, 2020
Instrument	158536
Transaction Type	Transfer
Record Updated	Jun 29, 2021

Transaction

Amount	Amount on Record
Tax	$1,591.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1079 HARVARD RD, 1079, BERKLEY, MI 48072-1978

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1079 HARVARD RD, BERKLEY, MI 48072-1978

February 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OAKLAND MI
Recording Date	Feb 26, 2020
Property Address	1079 HARVARD RD, BERKLEY, MI 48072-1978
Document Number	0000039626
Book / Page	053877 / 000233
Instrument Date	Feb 4, 2020
Instrument	39626
Transaction Type	Transfer
Record Updated	Mar 23, 2020
Title Company	AMROCK INC

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1079 HARVARD RD BERKLEY MI 480721978, BERKLEY, MI 48072-1978

Mortgage

Document Number	39627
Date	Feb 26, 2020
Book Page	053877/000234
Instrument	39627

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 25, 2050

March 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OAKLAND MI
Recording Date	Mar 15, 2017
Property Address	1079 HARVARD RD, BERKLEY, MI 48072-1978
Document Number	0000048149
Book / Page	050471 / 000561
Instrument Date	Mar 10, 2017
Instrument	48149
Transaction Type	Transfer
Record Updated	Oct 2, 2017

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,461.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	24068 CHIPMUNK TRL NOVI MI 483753337, NOVI, MI 48375-3337

Mortgage

Document Number	48150
Date	Mar 15, 2017
Book Page	050471/000563
Instrument	48150

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 14, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 1079 Harvard Rd was $4,156 with a homeowner's exemption, down 2.9% from the year before.

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
Municipality	Berkley City
County	Oakland County
Unified School District	Berkley School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,156.00 (-2.87%) Homeowner's exemption	$118,060 (+5.16%)	$236,120 (+5.16%)
2024	$4,279.00 (+11.49%) Homeowner's exemption	$112,270 (+6.88%)	$224,540 (+6.88%)
2023	$3,838.00 Homeowner's exemption	$105,040	$210,080
2021	$3,574.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1079 Harvard Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 1079 Harvard Rd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,025 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
WOW Internet, Cable & Phone Cable	1,200 / 50
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	1,000 / 75

May also be available: Metronet, T-Mobile.

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