1079 Discovery Way, Concord, CA 94521 Property Records

Contra Costa County property record for 1079 Discovery Way, Concord, CA 94521

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,953 sqft · built 1989
Lot Size	0.145 acres (6,300 sqft)
Owner	Trust Name on File
Tax Bill	$5,255 (2025)
Deeds & Mortgages	Aug 2020 Mortgage Oct 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`121-290-014-4`

Property Details

APN / Parcel Number

Primary APN	`121-290-014-4`
Alternative APN	`121-290-014`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	1,953 sqft Living Area
1st Floor Area	1,243 sqft
2nd Floor Area	710 sqft

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Architectural Style	Cluster
Lot Area	6,300 sqft (0.145 acres)
Garage Type	Attached
Garage Area	428 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	1079 DISCOVERY WAY
City	CONCORD
State	CA
Zip	94521-5024
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD
Legal Description	T6503 L164
Legal Subdivision	SUBDIVISION 6503
Legal Tract	6503
Legal Lot Number	164
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	CENTRAL CONTRA COSTA
Census Block Group	3
Census Block	3006
Census Tract	355309

Owner

1079 Discovery Way is owner-occupied and held in a trust since October 2005.

Source: Contra Costa County records, as of July 14, 2026

Owner of Record	Trust Name on File
Mailing Address	1079 DISCOVERY WAY, CONCORD, CA 94521-5024
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 24, 2020	Deed of Trust, Mortgage · Conventional Mortgage BANK OF THE WEST
Oct 29, 2018	Deed of Trust, Mortgage · Line of Credit BANK OF THE WEST

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Oct 7, 2005
Transfer Doc	0000434048
Record Updated	Sep 20, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	1079 DISCOVERY WAY, CONCORD, CA 94521-5024
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	FIRST AMERICAN TTL SANTA ANA

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000179803
Date	Aug 24, 2020
Instrument	2020-179803

Lender

Name	BANK OF THE WEST
Type	Bank
Address	OMAHA, NE 68154

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	359 Months
Due	Jul 1, 2050

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	1079 DISCOVERY WAY, CONCORD, CA 94521-5024
Document Number	0000205471
Instrument Date	Oct 29, 2018
Transaction Type	Mortgage
Record Updated	Jan 7, 2019
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE SANTA ANA

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	1079 DISCOVERY WAY CONCORD CA 945215024, CONCORD, CA 94521-5024

Mortgage

Document Number	0000205471
Date	Dec 26, 2018
Instrument	205471

Lender

Name	BANK OF THE WEST
Type	Bank
Address	OMAHA, NE 68154

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Dec 25, 2048

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 1079 Discovery Way was $5,255 with a homeowner's exemption.

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	Concord City
Unified School District	Mount Diablo Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$384,186 (+2%) Land $167,882 Building $216,304
2025	$5,255.00 Homeowner's exemption	$376,654 Land $164,591 Building $212,063
2023	$5,009.00 (+1.6%) Homeowner's exemption	$362,029 Land $158,200 Building $203,829
2022	$4,930.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1079 Discovery Way in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1079 Discovery Way is high, ranking above 72% of the US, with a 0.4% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 72% of the US · above 48% of California
Wildfire Likelihood	0.4% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CONTRA COSTA WATER DISTRICT serves 210,500 people · EPA ID CA0710003
Water Source	Surface water
Last State Inspection	Jan 2022
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 207 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Unwired.

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