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10789 S Ave Esperanza, Yuma, AZ 85367 Property Records

Yuma County property record for 10789 S Ave Esperanza, Yuma, AZ 85367

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,239 sqft · built 1989
Lot Size0.191 acres (8,337 sqft)
OwnerIndividual Name on Record
Last Sale$130,000 (Aug 2017)
Tax Bill$1,635 (2023)
Deeds & MortgagesJul 2020 Mortgage
Aug 2017 Sale & Mortgage
Flood ZoneZone X (moderate risk)
APN701-25-002

Property Details

APN / Parcel Number

Primary APN701-25-002
Alternative APNs
  • R0024936
  • 10651002

Interior

Bedrooms2 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Stories1 Story
Building Area1,239 sqft Total Area
1st Floor Area1,239 sqft

Exterior

Year BuiltBuilt 1989
Exterior MaterialStucco
Construction TypeFrame
Roof MaterialTile
Lot Area8,337 sqft (0.191 acres)
Garage TypeAttached
Garage Area420 sqft
Parking Spaces2 Parking Spaces
PorchCovered Porch
Porch Area98 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC
SewerSeptic
Water SourceCommercial

Location & Zoning

Account NumberR0024936
Old Parcel Number10651002
Street Address10789 S AVENIDA ESPERANZA
CityYUMA
StateAZ
Zip85367-9093
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-3
Legal DescriptionSUBDIVISION: MESA DEL SOL 5 LOT: 432 SECTION: 04 TOWNSHIP: 09S RANGE: 21W
Legal Range21W
Legal Township09S
Legal Section04
Legal SubdivisionMESA DEL SOL 5
Legal Lot Number432
JurisdictionYUMA AZ
Township / Civil DivisionYUMA
Census Block Group1
Census Block1018
Census Tract10907

Owner

Source: Yuma County records, as of November 22, 2023

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address12685 S SHEILA AVE, YUMA, AZ 85367-6091
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 13, 2020Deed of Trust, Mortgage · Conventional Mortgage
NOVA FINANCIAL & INVESTMENT CORP
Aug 23, 2017Warranty Deed, Transfer · FHA Mortgage
NOVA FINANCIAL & INVESTMENT CORP

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 23, 2017 · Amount on Record
Deed SaleAug 23, 2017 · Amount on Record
Prior SaleFeb 12, 2010 · Amount on Record
Deed Document Number2017-21248
Record UpdatedJun 7, 2026

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionYUMA AZ
Property Address10789 S AVENIDA ESPERANZA, YUMA, AZ 85367-9093
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyPIONEER TITLE AGENCY

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000020330
DateJul 13, 2020
Instrument2020-20330
Lender
NameNOVA FINANCIAL & INVESTMENT CORP
TypeFunding / Finance Company
AddressTUCSON, AZ 85711
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term301 Months
DueAug 1, 2045

August 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionYUMA AZ
Recording DateAug 23, 2017
Property Address10789 S AVENIDA ESPERANZA, YUMA, AZ 85367-9093
Document Number0000021248
Map ReferenceMB10 PG56&57
Instrument DateAug 4, 2017
Instrument2017-21248
Transaction TypeTransfer
Record UpdatedNov 19, 2021
Title CompanyPIONEER TITLE AGENCY INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyVerified / From Affidavit
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address10789 S AVENIDA ESPERANZA, YUMA, AZ 85367-9093

Mortgage

Document Number0000021249
DateAug 23, 2017
Instrument2017-21249
Lender
NameNOVA FINANCIAL & INVESTMENT CORP
TypeFunding / Finance Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2047

Tax Assessment & Valuation

Source: Yuma County assessment roll, as of January 1, 2023

Property Jurisdictions

TypeName
StateArizona
CountyYuma County
Elementary School DistrictYuma Elementary District (PK - 08)
Secondary School DistrictYuma Union High School District (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2023$1,635.00$14,867 Land $4,077 Building $10,790$169,566 Land $46,500 Building $123,066

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 5, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 87% of Arizona
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemFOOTHILLS WATER AND SEWER LLC
private · serves 32,425 people · EPA ID AZ0414004
Water SourceSurface water
Last State InspectionJan 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Jul 2018
Treatment and ProcedureTreatment report not submitted
Apr 2019
Monitoring and Reporting117
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 427 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
AT&T
Fixed Wireless		100 / 20

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