10788 E Hackberry Ave, Monterey, IN 46960 Property Records

Starke County property record for 10788 E Hackberry Ave, Monterey, IN 46960

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,736 sqft · built 1957
Lot Size	0.43 acres (18,750 sqft)
Owner	2 Individual Names on Record
Last Sale	$92,667 (Jan 2026)
Tax Bill	$309 (2025)
Deeds & Mortgages	Oct 2013 Mortgage Feb 2006 Line of Credit + 5 more
Flood Zone	Zone X (minimal risk)
APN	`75-11-35-403-015.000-008`

Property Details

APN / Parcel Number

Primary APN	`75-11-35-403-015.000-008`
Alternative APN	`0070203500`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,736 sqft Living Area
1st Floor Area	2,016 sqft

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1987
Construction Type	Wood
Foundation Type	No Foundation
Roof Material	Asphalt
Lot Area	18,750 sqft (0.43 acres)
Lot Dimensions	125 ft deep x 150 ft wide
Terrain	Rolling
Shed	1 Shed
Shed Area	120 sqft

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Account Number	0070203500
Street Address	10788 E HACKBERRY AVE
City	MONTEREY
State	IN
Zip	46960-9421
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2ND
Legal Description	MONTEREY RESORTS LOTS 13-18 BLK P.
Legal Subdivision	MONTEREY RESORTS PROPERTY
Legal Block	P
Legal Lot Number	13-18
Jurisdiction	STARKE IN
Township / Civil Division	NORTH BEND
Census Block Group	3
Census Block	3048
Census Tract	953800

Owner

Source: Starke County records, as of June 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	10788 E HACKBERRY AVE, MONTEREY, IN 46960-9421
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Oct 1, 2013	Deed of Trust, Mortgage · Conventional Mortgage EMBRACE HOME LOANS INC
Feb 15, 2006	Deed of Trust, Mortgage · Line of Credit THE FIRST NATIONAL BANK OF MONTEREY
Jan 23, 2026	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jan 23, 2026	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Oct 1, 2013	Intrafamily Transfer, Transfer
Jul 30, 2007	Warranty Deed, Transfer · Conventional Mortgage HORIZON BANK NA
May 31, 2006	Warranty Deed, Transfer HORIZON BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 23, 2026 · Amount on Record
Deed Sale	Jan 23, 2026 · Amount on Record
Prior Sale	Jul 30, 2007 · Amount on Record
Deed Document Number	2026221
Prior Transfer Date	Sep 11, 2013
Prior Transfer Doc	2013003615
Record Updated	Oct 29, 2026

October 2013: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STARKE IN
Property Address	10788 E HACKBERRY AVE, MONTEREY, IN 46960-9421
Transaction Type	Mortgage
Record Updated	Apr 24, 2026
Title Company	EQUITY NATIONAL TITLE AND CLOSING, EQUITY NATIONAL TITLE & CLOS

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2013003579
Date	Oct 1, 2013
Instrument	2013003579

Lender

Name	EMBRACE HOME LOANS INC
Type	Mortgage Company
Address	MIDDLETOWN, RI 02842

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2043

February 2006: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STARKE IN
Property Address	10788 E HACKBERRY AVE, MONTEREY, IN 46960-9421
Transaction Type	Mortgage
Record Updated	Apr 24, 2026
Title Company	MCKESSON TITLE CORPORATION, MCKESSON TITLE CORP

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2006000502
Date	Feb 15, 2006
Instrument	2006000502

Lender

Name	THE FIRST NATIONAL BANK OF MONTEREY
Address	CULVER, IN 46511

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Feb 11, 2016

January 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STARKE IN
Recording Date	Jan 23, 2026
Property Address	10788 E HACKBERRY AVE, MONTEREY, IN 46960-9421
Document Number	2026000221
Map Reference	MB 2 PG 151-156
Instrument Date	Jan 21, 2026
Instrument	2026000221
Transaction Type	Transfer
Record Updated	Feb 5, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10788 E HACKBERRY AVE, MONTEREY, IN 46960-9421

Mortgage

Document Number	2026000222
Date	Jan 23, 2026
Instrument	2026000222

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2056

January 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STARKE IN
Recording Date	Jan 23, 2026
Property Address	10788 E HACKBERRY AVE, MONTEREY, IN 46960-9421
Document Number	2026000221
Map Reference	MB 2 PG 151-156
Instrument Date	Jan 21, 2026
Instrument	2026000221
Transaction Type	Transfer
Record Updated	Apr 24, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10788 E HACKBERRY AVE, MONTEREY, IN 46960-9421

Mortgage

Document Number	2026000222
Date	Jan 23, 2026
Instrument	2026000222

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2056

October 2013: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	STARKE IN
Recording Date	Oct 1, 2013
Property Address	10788 E HACKBERRY AVE, MONTEREY, IN 46960-9421
Document Number	2013003615
Map Reference	MB2 PG151&156
Instrument Date	Sep 11, 2013
Instrument	2013003615
Transaction Type	Transfer
Record Updated	Apr 24, 2026

Transaction

Tax	$0.00
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10788 E HACKBERRY AVE, MONTEREY, IN 46960-9421

July 2007: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STARKE IN
Recording Date	Jul 30, 2007
Property Address	10788 E HACKBERRY AVE, MONTEREY, IN 46960-9421
Document Number	2007003006
Map Reference	MB2 PG151-156
Instrument Date	Jul 20, 2007
Instrument	2007003006
Transaction Type	Transfer
Record Updated	Apr 24, 2026
Title Company	MCKESSON TITLE CORPORATION, MCKESSON TITLE CORP

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10788 E HACKBERRY AVE, MONTEREY, IN 46960-9421

Mortgage

Document Number	2007003007
Date	Jul 30, 2007
Instrument	2007003007

Lender

Name	HORIZON BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2037

May 2006: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STARKE IN
Recording Date	May 31, 2006
Property Address	10788 E HACKBERRY AVE, MONTEREY, IN 46960-9421
Document Number	2006002038
Map Reference	MB2 PG259
Instrument Date	May 26, 2006
Instrument	2006002038
Transaction Type	Transfer
Record Updated	Apr 24, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10830 ANCHOR DR, WALKERTON, IN 46574-9328

Mortgage

Document Number	2006002022
Date	May 31, 2006
Instrument	2006002022

Lender

Name	HORIZON BANK NA
Type	Bank

Agreement

Amount	Amount Recorded
Term	120 Months
Due	May 19, 2016

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Starke County assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Starke County
County Subdivision	North Bend Township
Unified School District	Culver Community Schools Corporation (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$309.00 (+27.69%)	$112,800 (+19.37%) Land $8,900 Building $103,900	$112,800 (+19.37%) Land $8,900 Building $103,900
2024	$242.00 (+22.84%)
2023	$197.00 (+4.79%)	$94,500 (+5%) Land $8,100 Building $86,400	$94,500 (+5%) Land $8,100 Building $86,400
2022	$188.00	$90,000 Land $7,700 Building $82,300	$90,000 Land $7,700 Building $82,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 16, 2014

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · above 40% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mercury Fiber Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Fourway Fiber · Fixed Wireless in parts of the area	1,000 / 500
Starlink Satellite	280 / 30

Cell Coverage

4G LTE (outdoors only), no 5G reported

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