10787 Washington St, Chagrin Falls, OH 44023 Property Records

Geauga County property record for 10787 Washington St, Chagrin Falls, OH 44023

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,566 sqft · built 1940
Lot Size	6.83 acres (297,515 sqft)
Owner	Individual Name on File
Last Sale	$182,800 (Jan 2019)
Tax Bill	$4,101 (2025)
Deeds & Mortgages	Sep 2026 Mortgage Feb 2024 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`01-004400`

Property Details

APN / Parcel Number

Primary APN	`01-004400`
Alternative APN	`000926-7`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,566 sqft Living Area
1st Floor Area	1,204 sqft
Attic	Attic
Attic Area	724 sqft
Basement Area	1,204 sqft
Unfinished Basement	1,204 sqft
Family Room	Family Room
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1960
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	297,515 sqft (6.83 acres)
Terrain	Rolling
Garage Type	Detached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	200 sqft

Utilities, Heating & Cooling

Heating System	HVAC
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	000926-7
Street Address	10787 WASHINGTON ST
City	CHAGRIN FALLS
State	OH
Zip	44023-5561
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	LOT 6 SEC 3 TR 2
Legal Subdivision	TRACT NO 2
Legal Tract	2
Legal Lot Number	6
Jurisdiction	GEAUGA OH
Township / Civil Division	AUBURN
Census Block Group	3
Census Block	3012
Census Tract	311900

Owner

10787 Washington St is owned and occupied by an individual who bought it in January 2019.

Source: Geauga County records, as of September 14, 2026

Owner of Record	Individual Name on File
Mailing Address	10787 WASHINGTON ST, CHAGRIN FALLS, OH 44023-5561
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 1, 2026	Deed of Trust, Mortgage · FHA Mortgage NONE LISTED ON DOCUMENT
Feb 20, 2024	Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
Jan 24, 2019	Warranty Deed, Transfer · FHA Mortgage CROSSCOUNTRY MORTGAGE INC
Jul 19, 2018	Warranty Deed, Transfer LAWYERS TITLE AGENCY/CHARDON, LAWYERS TITLE AGCY/CHARDON

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 24, 2019 · Amount on File
Deed Sale	Jan 24, 2019 · Amount on File
Prior Sale	Jul 19, 2018 · Amount on File
Deed Document Number	2019945179
Deed Book / Page	2065 / 1303
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GEAUGA OH
Recording Date	Sep 1, 2026
Property Address	10787 WASHINGTON ST, CHAGRIN FALLS, OH 44023-5561
Document Number	0001051090
Book / Page	2228 / 526
Instrument Date	Jul 9, 2026
Instrument	20261051090
Transaction Type	Mortgage
Record Updated	Sep 14, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10787 WASHINGTON ST, CHAGRIN FALLS, OH 44023-5561

Mortgage

Document Number	0001051090,
Date	Sep 1, 2026
Book Page	2228/526
Instrument	20261051090

Lender

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	301 Months
Due	Oct 1, 2051

Interest

Max Rate	-1%

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GEAUGA OH
Property Address	10787 WASHINGTON ST, AUBURN TOWNSHIP, OH 44023-5561
Transaction Type	Mortgage
Record Updated	Mar 30, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10787 WASHINGTON ST, CHAGRIN FALLS, OH 44023-5561

Mortgage

Document Number	0021811429
Date	Feb 20, 2024
Book Page	2181/1429
Instrument	202401020407

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	ASHVILLE, AL 35953

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	332 Months
Due	Oct 1, 2051

January 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GEAUGA OH
Recording Date	Jan 24, 2019
Property Address	10787 WASHINGTON ST, CHAGRIN FALLS, OH 44023-5561
Document Number	0020651303
Book / Page	2065 / 1303
Instrument Date	Jan 22, 2019
Instrument	201900945179
Transaction Type	Transfer
Record Updated	Apr 5, 2022
Title Company	OHIO REAL TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10787 WASHINGTON ST, CHAGRIN FALLS, OH 44023-5561

Mortgage

Document Number	201900945180
Date	Jan 24, 2019
Instrument	201900945180

Lender

Name	CROSSCOUNTRY MORTGAGE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2049

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GEAUGA OH
Recording Date	Jul 19, 2018
Property Address	10787 WASHINGTON ST, CHAGRIN FALLS, OH 44023-5561
Document Number	0020553064
Book / Page	002055 / 003064
Instrument Date	Jul 17, 2018
Instrument	938324
Transaction Type	Transfer
Record Updated	Mar 8, 2019
Title Company	LAWYERS TITLE AGENCY/CHARDON, LAWYERS TITLE AGCY/CHARDON

Transaction

Amount	Amount on Record
Tax	$167.50
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10787 WASHINGTON ST CHAGRIN FALLS OH 440235561, CHAGRIN FALLS, OH 44023-5561

Tax Assessment & Valuation

The 2025 property tax bill for 10787 Washington St was $4,101 with a homeowner's exemption, down 0.2% from the year before.

Source: Geauga County assessment roll, as of March 30, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Geauga County
County Subdivision	Auburn Township
Unified School District	Kenston Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,101.00 (-0.24%)	$84,530 (-) Land $39,830 Building $44,700
2024	$4,111.00 (+7.25%) Homeowner's exemption	$84,530 (-) Land $39,830 Building $44,700
2023	$3,833.00 Homeowner's exemption	$84,530 (+18.03%) Land $39,830 Building $44,700	$241,500 Land $113,800 Building $127,700
2022		$71,620 Land $33,010 Building $38,610
2021	$4,162.00
2020			$204,600 Land $94,300 Building $110,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 10787 Washington St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 16, 2009

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 10787 Washington St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 500
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Washington St

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