10787 E Aminoff Dr, Effingham, IL 62401 Property Records

Effingham County property record for 10787 E Aminoff Dr, Effingham, IL 62401

Property Summary

Property Type	Single Family Home
Details	1 bd · 1,688 sqft · built 1979
Lot Size	0.66 acres (28,750 sqft)
Owner	Individual Name on File
Last Sale	$289,000 (Jun 2023)
Tax Bill	$4,130 (2025)
Deeds & Mortgages	Jun 2023 Sale & Mortgage Feb 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`11-07-145-008`

Property Details

APN / Parcel Number

Primary APN	`11-07-145-008`

Interior

Bedrooms	1 Bed
Stories	1 Story
Building Area	1,688 sqft Base Area
1st Floor Area	1,688 sqft
Basement Area	1,688 sqft
Unfinished Basement	1,688 sqft

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Construction Type	Frame
Lot Area	28,750 sqft (0.66 acres)
Garage Area	592 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	10787 E AMINOFF DR
City	EFFINGHAM
State	IL
Zip	62401-4492
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 8 GRUPE SUB 3865/41 3077/177 1762/77 1620/270 1418/301 1293/242 1018/35 602/24
Legal Subdivision	GRUPE SUBDIVISION
Legal Lot Number	8
Jurisdiction	EFFINGHAM IL
Township / Civil Division	SUMMIT
Census Block Group	4
Census Block	4021
Census Tract	950200

Owner

10787 E Aminoff Dr is owned and occupied by an individual who bought it in June 2023.

Source: Effingham County records, as of October 5, 2026

Owner of Record	Individual Name on File
Mailing Address	10787 E AMINOFF DR, EFFINGHAM, IL 62401-4492
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 23, 2023	Warranty Deed, Transfer · USDA Mortgage USDA
Feb 1, 2019	Deed of Trust, Mortgage · Line of Credit ILLINOIS STATE POLICE FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 23, 2023 · Amount on File
Deed Sale	Jun 23, 2023 · Amount on File
Prior Sale	Nov 12, 2014 · Amount on File
Deed Document Number	20232069
Deed Book / Page	3865 / 41
Record Updated	Oct 29, 2026

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EFFINGHAM IL
Recording Date	Jun 23, 2023
Property Address	10787 E AMINOFF DR, EFFINGHAM, IL 62401-4492
Document Number	0003865/41
Book / Page	3865 / 41
Map Reference	MB 10 PG 13 PL 2-C
Instrument Date	Jun 22, 2023
Instrument	202323002069
Transaction Type	Transfer
Record Updated	Jul 28, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$289.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10787 E AMINOFF DR, EFFINGHAM, IL 62401-4492

Mortgage

Document Number	202323002070
Date	Jun 23, 2023
Instrument	202323002070

Lender

Name	USDA
Type	Government Agency

Agreement

Type	USDA Mortgage
Amount	Amount on Record
Term	396 Months
Due	Jun 22, 2056

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM IL
Property Address	10787 E AMINOFF DR, EFFINGHAM, IL 62401-4492
Transaction Type	Mortgage
Record Updated	Mar 18, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	3445/173
Date	Feb 1, 2019
Book Page	3445/173
Instrument	201901900404

Lender

Name	ILLINOIS STATE POLICE FCU
Type	Credit Union
Address	SPRINGFIELD, IL 62703

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	131 Months
Due	Jan 1, 2030

Interest

Rate	2.87%

Tax Assessment & Valuation

The 2025 property tax bill for 10787 E Aminoff Dr was $4,130 with a homeowner's exemption.

Source: Effingham County assessment roll, as of October 5, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Effingham County
County Subdivision	Summit Township
Unified School District	Effingham Community Unit School District 40 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,130.00	$84,350 Land $6,590 Building $77,760	$253,050 Land $19,770 Building $233,280
2022	$2,431.00 Homeowner's exemption Senior Citizen's exemption	$64,250 Land $5,020 Building $59,230	$192,750 Land $15,060 Building $177,690

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 10787 E Aminoff Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 17, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 10787 E Aminoff Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EJ WATER COOPERATIVE private · serves 29,720 people · EPA ID IL0790010
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	25 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 67 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wabash Communications Fiber	1,000 / 1,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130
AT&T Fixed Wireless	100 / 20

May also be available: Wisper ISP.

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