Smith County property record for 10786 Westhaven Cir, Flint, TX 75762
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,727 sqft · built 2013 |
| Lot Size | 0.164 acres (7,144 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $290,569 (Jun 2026) |
| Tax Bill | $3,412 (2026) |
| Deeds & Mortgages | Jun 2026 Sale & Mortgage Sep 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | R140052 |
| Primary APN | R140052 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,727 sqft Heated Area |
| 1st Floor Area | 1,727 sqft |
| Flooring | Hardwood |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2013 |
|---|---|
| Effective Year Built | Effective 2019 |
| Exterior Material | Brick Veneer |
| Foundation Type | Slab (Mat/Raft) |
| Roof Material | Composition Shingle |
| Lot Area | 7,144 sqft (0.164 acres) |
| Garage Area | 484 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 210 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | R140052 |
|---|---|
| Street Address | 10786 WESTHAVEN CIR |
| City | FLINT |
| State | TX |
| Zip | 75762-0315 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WESTHAVEN ADDN LOT 9 |
| Legal Subdivision | WESTHAVEN ADDN |
| Legal Lot Number | 9 |
| Jurisdiction | SMITH TX |
| Township / Civil Division | BULLARD |
| Census Block Group | 4 |
| Census Block | 4001 |
| Census Tract | 1915 |
10786 Westhaven Cir is owned and occupied by two individuals who bought it in June 2026.
Source: Smith County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 10786 WESTHAVEN CIR, FLINT, TX 75762-0315 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 18, 2026 | Deed, Transfer · FHA Mortgage CMG MORTGAGE INC |
| Sep 3, 2021 | Deed of Trust, Mortgage · Stand-Alone First Mortgage ROCKET MORTGAGE LLC |
| Mar 23, 2020 | Deed of Trust, Mortgage · FHA Mortgage QUICKEN LNS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 18, 2026 · Amount on File |
| Deed Sale | Jun 18, 2026 · Amount on File |
| Prior Sale | Mar 5, 2014 · Amount on File |
| Deed Document Number | 202617974 |
| Prior Transfer Date | Feb 28, 2014 |
| Prior Transfer Doc | 0000007503 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SMITH TX |
| Recording Date | Jun 18, 2026 |
| Property Address | 10786 WESTHAVEN CIR, FLINT, TX 75762-0315 |
| Document Number | 0000017974 |
| Instrument Date | Jun 16, 2026 |
| Instrument | 202617974 |
| Transaction Type | Transfer |
| Record Updated | Jun 30, 2026 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SOLUTI |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Estimated Sale Price |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 10786 WESTHAVEN CIR, FLINT, TX 75762-0315 |
| Document Number | 0000017975, |
|---|---|
| Date | Jun 18, 2026 |
| Instrument | 202617975 |
| Name | CMG MORTGAGE INC |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 1, 2056 |
| Rate | 6.37% |
|---|---|
| Max Rate | -1% |
| Document Number | 0000017976, |
|---|---|
| Date | Jun 18, 2026 |
| Instrument | 202617976 |
| Name | BANK OF NEW YORK MELLON |
|---|
| Amount | Amount on Record |
|---|
| Rate | 6.37% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SMITH TX |
| Property Address | 10786 WESTHAVEN CIR, FLINT, TX 75762-0315 |
| Transaction Type | Mortgage |
| Record Updated | Sep 28, 2021 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|
| Document Number | 0001036746 |
|---|---|
| Date | Sep 3, 2021 |
| Instrument | 202101036746 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SMITH TX |
| Property Address | 10786 WESTHAVEN CIR, FLINT, TX 75762-0315 |
| Document Number | 0000011189 |
| Instrument Date | Mar 23, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 13, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 10786 WESTHAVEN CIR FLINT TX 757620315, FLINT, TX 75762-0315 |
| Document Number | 0000011189 |
|---|---|
| Date | Apr 27, 2020 |
| Instrument | 11189 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 26, 2050 |
The 2026 property tax bill for 10786 Westhaven Cir was $3,412 with a homeowner's exemption, up 10.2% from the year before.
Source: Smith County assessment roll, as of October 20, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Smith County |
| Unified School District | Tyler Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,412.00 (+10.21%) Homeowner's exemption | $313,887 (+7.38%) Land $27,490 Building $286,397 | $313,887 (+7.38%) Land $27,490 Building $286,397 |
| 2025 | $3,096.00 (-19.88%) Homeowner's exemption | $292,323 Land $27,490 Building $264,833 | $292,323 Land $27,490 Building $264,833 |
| 2024 | $3,864.00 (-15.76%) | ||
| 2023 | $4,587.00 (+4.34%) | $293,545 Land $30,719 Building $262,826 | $293,545 Land $30,719 Building $262,826 |
| 2022 | $4,396.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 10786 Westhaven Cir in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 2, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 10786 Westhaven Cir is moderate, ranking above 40% of the US, with a 0.06% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · lower than 85% of Texas |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SOUTHERN UTILITIES private · serves 69,735 people · EPA ID TX2120063 |
|---|---|
| Water Source | Purchased surface water from CITY OF TYLER |
| Last State Inspection | Jan 2024 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 246 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber | 2,000 / 2,000 |
| Optimum Cable | 940 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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