10786 SE 144th Loop, Happy Valley, OR 97086 Property Records

Clackamas County property record for 10786 SE 144th Loop, Happy Valley, OR 97086

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 3,001 sqft · built 2002
Lot Size	0.164 acres (7,134 sqft)
Owner	Individual Name on File
Last Sale	$728,000 (Nov 2024)
Tax Bill	$10,003 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Feb 2020 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`12E36BB03800`

Property Details

APN / Parcel Number

Primary APN	`12E36BB03800`
Alternative APN	`05003438`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Building Area	3,001 sqft Living Area

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Lot Area	7,134 sqft (0.164 acres)

Location & Zoning

Account Number	05003438
Street Address	10786 SE 144TH LOOP
City	HAPPY VALLEY
State	OR
Zip	97086-8323
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R10
Legal Description	SUBDIVISION HAPPY VALLEY HEIGHTS #5 LT 171 3654
Legal Range	2E
Legal Township	1S
Legal Section	36
Legal Subdivision	HAPPY VALLEY HEIGHTS
Legal Lot Number	171
Jurisdiction	CLACKAMAS OR
Township / Civil Division	NORTHWEST CLACKAMAS
Census Block Group	3
Census Block	3000
Census Tract	22207

Owner

10786 SE 144th Loop is owned and occupied by an individual who bought it in November 2024.

Source: Clackamas County records, as of May 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	10786 SE 144TH LOOP, HAPPY VALLEY, OR 97086-8323
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 29, 2026	Deed of Trust, Mortgage · Conventional Mortgage CMG MORTGAGE INC
Feb 13, 2020	Deed of Trust, Mortgage · Line of Credit WELLS FARGO BANK NA
Apr 29, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage ONPOINT COMMUNITY CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 15, 2024 · Amount on File
Deed Sale	Nov 15, 2024 · Amount on File
Prior Sale	Feb 28, 2012 · Amount on File
Deed Document Number	202442535
Prior Transfer Date	Apr 24, 2020
Prior Transfer Doc	0000030939
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLACKAMAS OR
Recording Date	Apr 29, 2026
Property Address	10786 SE 144TH LOOP, HAPPY VALLEY, OR 97086-8323
Document Number	0000017654
Instrument Date	Apr 24, 2026
Instrument	202617654
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	WFT NATIONAL TITLE, WFG NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000017654,
Date	Apr 29, 2026
Instrument	202617654

Lender

Name	CMG MORTGAGE INC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	May 1, 2046

Interest

Rate Type	Fixed Rate
Rate	6.38%
Initial Type	Fixed Rate
Max Rate	-1%

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLACKAMAS OR
Property Address	10786 SE 144TH LOOP, HAPPY VALLEY, OR 97086-8323
Transaction Type	Mortgage
Record Updated	Aug 26, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000010773
Date	Feb 13, 2020
Instrument	2020-010773

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	Mar 3, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CLACKAMAS OR
Recording Date	Apr 29, 2020
Property Address	10786 SE 144TH LOOP, HAPPY VALLEY, OR 97086-8323
Document Number	0000030939
Instrument Date	Apr 24, 2020
Instrument	2020-030939
Transaction Type	Transfer
Record Updated	Aug 26, 2022
Title Company	FIRST AMERICAN

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	10786 SE 144TH LOOP, HAPPY VALLEY, OR 97086-8323

Mortgage

Document Number	0000030940
Date	Apr 29, 2020
Instrument	2020-030940

Lender

Name	ONPOINT COMMUNITY CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	May 1, 2035

Tax Assessment & Valuation

The 2025 property tax bill for 10786 SE 144th Loop was $10,003.

Source: Clackamas County assessment roll, as of October 29, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Clackamas County
Municipality	Happy Valley City
Unified School District	North Clackamas School District 12 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,003.00	$505,635	$778,940 Land $201,650 Building $577,290
2023	$9,011.00	$457,740	$737,420 Land $199,230 Building $538,190

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10786 SE 144th Loop in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10786 SE 144th Loop is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.8% of Oregon
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SUNRISE WATER AUTHORITY serves 50,003 people · EPA ID OR4100635
Water Source	Purchased surface water from several systems
Last State Inspection	May 2022
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 224 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: CenturyLink, Ziply Fiber.

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