Ottawa County property record for 10786 Lance Ave, Allendale, MI 49401
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,423 sqft · built 2005 |
| Lot Size | 0.337 acres (14,680 sqft) |
| Owner | Company Name on Record |
| Last Sale | $392,350 (Mar 2026) |
| Tax Bill | $3,185 (2025) |
| Deeds & Mortgages | Jun 2026 Transfer Dec 2025 Line of Credit + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 70-09-25-181-007 |
| Primary APN | 70-09-25-181-007 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,423 sqft Living Area |
| 1st Floor Area | 1,423 sqft |
| Basement Area | 1,423 sqft |
| Unfinished Basement | 1,423 sqft |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Lot Area | 14,680 sqft (0.337 acres) |
| Garage Area | 484 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 10786 LANCE AVE |
|---|---|
| City | ALLENDALE |
| State | MI |
| Zip | 49401-7320 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Description | LOT 161 DEWPOINTE EAST NO 6 |
| Legal Range | 14W |
| Legal Township | 7N |
| Legal Section | 25 |
| Legal Subdivision | DEWPOINTE EAST #6 |
| Legal Block | 181 |
| Legal Lot Number | 161 |
| Jurisdiction | OTTAWA MI |
| Township / Civil Division | ALLENDALE |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 24401 |
Source: Ottawa County records, as of October 12, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 10899 LANCE AVE, ALLENDALE, MI 49401-7317 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Limited Liability Partnership |
| Date | Document |
|---|---|
| Jun 3, 2026 | Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT |
| Dec 9, 2025 | Deed of Trust, Mortgage · Line of Credit HORIZON BANK |
| Feb 10, 2006 | Deed of Trust, Mortgage · Conventional Mortgage FIRST HORIZON HOME LOAN CORP |
| Feb 10, 2006 | Deed of Trust, Mortgage · Line of Credit FIRST HORIZON HOME LOAN CORP |
| Sep 16, 2011 | Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA |
| Mar 25, 2026 | Warranty Deed, Transfer · Conventional Mortgage THE HUNTINGTON NATIONAL BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 25, 2026 · Amount on Record |
| Deed Sale | Mar 25, 2026 · Amount on Record |
| Prior Sale | May 8, 2009 · Amount on Record |
| Deed Document Number | 20267934 |
| Last Transfer Date | Jun 3, 2026 |
| Transfer Doc | 20260016446 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | OTTAWA MI |
| Recording Date | Jun 3, 2026 |
| Property Address | 10786 LANCE AVE, ALLENDALE, MI 49401-7320 |
| Document Number | 20260016446 |
| Instrument Date | Jun 3, 2026 |
| Instrument | 202616446 |
| Transaction Type | Transfer |
| Record Updated | Aug 29, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Limited Liability Partnership |
| Address | 10899 LANCE AVE, ALLENDALE, MI 49401-7317 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OTTAWA MI |
| Property Address | 10786 LANCE AVE, ALLENDALE, MI 49401-7320 |
| Transaction Type | Mortgage |
| Record Updated | Apr 1, 2026 |
| Name | Verified Name |
|---|---|
| Address | 10786 LANCE AVE, ALLENDALE, MI 49401-7320 |
| Document Number | 20250034785 |
|---|---|
| Date | Dec 9, 2025 |
| Instrument | 2025-0034785 |
| Name | HORIZON BANK |
|---|---|
| Type | Bank |
| Address | MICHIGAN CITY, IN 46360 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Dec 25, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OTTAWA MI |
| Property Address | 10786 LANCE AVE, ALLENDALE, MI 49401-7320 |
| Transaction Type | Mortgage |
| Record Updated | Apr 1, 2026 |
| Name | Verified Name |
|---|
| Document Number | 005102/440 |
|---|---|
| Date | Feb 10, 2006 |
| Book Page | 5102/440 |
| Name | FIRST HORIZON HOME LOAN CORP |
|---|---|
| Type | Mortgage Company |
| Address | 4000 HORIZON WAY, IRVING, TX 75063 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 1, 2036 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5.75% |
| Change Frequency | Annually |
| Index | 1-Year T-Bill |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OTTAWA MI |
| Property Address | 10786 LANCE AVE, ALLENDALE, MI 49401-7320 |
| Transaction Type | Mortgage |
| Record Updated | Apr 1, 2026 |
| Name | Verified Name |
|---|
| Document Number | 005102/459 |
|---|---|
| Date | Feb 10, 2006 |
| Book Page | 5102/459 |
| Name | FIRST HORIZON HOME LOAN CORP |
|---|---|
| Type | Mortgage Company |
| Address | 4000 HORIZON WAY, IRVING, TX 75063 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Feb 1, 2026 |
| Change Frequency | Monthly |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OTTAWA MI |
| Property Address | 10786 LANCE AVE, ALLENDALE, MI 49401-7320 |
| Transaction Type | Mortgage |
| Record Updated | Apr 1, 2026 |
| Title Company | LSI |
| Name | Verified Name |
|---|
| Document Number | 20110032357 |
|---|---|
| Date | Sep 16, 2011 |
| Instrument | 2011-0032357 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2041 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OTTAWA MI |
| Recording Date | Mar 25, 2026 |
| Property Address | 10786 LANCE AVE, ALLENDALE, MI 49401-7320 |
| Document Number | 20260007934 |
| Map Reference | LB 42 PG 115 |
| Instrument Date | Mar 19, 2026 |
| Instrument | 2026-0007934 |
| Transaction Type | Transfer |
| Record Updated | Apr 1, 2026 |
| Title Company | SUN TITLE AGENCY LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,943.75 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 10786 LANCE AVE, ALLENDALE, MI 49401-7320 |
| Name | Verified Name |
|---|---|
| Address | 10899 LANCE AVE, ALLENDALE, MI 49401-7317 |
| Document Number | 20260007935 |
|---|---|
| Date | Mar 25, 2026 |
| Instrument | 2026-0007935 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2056 |
Source: Ottawa County assessment roll, as of October 12, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Ottawa County |
| County Subdivision | Allendale Charter Township |
| Unified School District | Allendale Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $173,900 (+8.35%) | $347,800 (+8.35%) | |
| 2025 | $3,185.00 (+14.24%) Homeowner's exemption | $160,500 (+13.43%) | $321,000 (+13.43%) |
| 2023 | $141,500 | $283,000 | |
| 2022 | $2,788.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 20, 2021
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 87% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ALLENDALE TOWNSHIP serves 19,725 people · EPA ID MI0000127 |
|---|---|
| Water Source | Purchased surface water from GRAND RAPIDS |
| Last State Inspection | Sep 2024 |
| Lead | Under 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 103 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Acentek Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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