10786 Cathell Rd, Berlin, MD 21811 Property Records

Worcester County property record for 10786 Cathell Rd, Berlin, MD 21811 · Last verified August 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bathrooms1.5 Baths
Year BuiltBuilt 1974
Square Footage1,696 sqft Total Area
Lot Size46,609 sqft (1.07 acres)
OccupancyOwner Occupied
Last Sale$165,000 (2012)
Tax Bill$2,764.00 (2025)

Property Details

APN / Parcel Number

Primary APN03-011992
Alternative APN
  • 011992

Interior

Full Baths1.5 Baths
Partial Baths1 Partial Baths
Building Area1,696 sqft Total Area
Stories1 Stories

Exterior

Year BuiltBuilt 1974
Effective Year BuiltEffective 1974
Exterior MaterialSiding Exterior
Roof MaterialComposition Shingle Roof
Lot Area46,609 sqft (1.07 acres)
Shed1 Shed
Shed Area1,440 sqft Shed

Utilities and HVAC

Heating FuelElectric Heating Fuel
SewageSewage Connected
Water SourceYes (Unknown Type) Water Source

Location & Zoning

Account Number011992
Street Address10786 CATHELL RD
CityBERLIN
StateMD
Zip21811-3129
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal Description1.07 ACS E SIDE CATHELL ROAD NE OF BERLIN
Legal SubdivisionOCEAN PINES SEC 14-D
JurisdictionWORCESTER MD
Minor Civil Division3, SINEPUXENT
Census Blockgroup2
Census Block2011
Census Tract950900

Owner

Source: Worcester County records · APN 03-011992

Assessment roll updated July 31, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address10786 CATHELL RD, BERLIN, MD 21811-3129
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
May 07, 2024Deed of Trust, Mortgage · Line of Credit
PNC BANK NA
Nov 14, 2017Deed of Trust, Mortgage · Closed End Mortgage
PNC BANK NA
Jun 10, 2021Deed of Trust, Mortgage · Conventional Mortgage
PRIORITY FINANCIAL NETWORK
Mar 22, 2022Deed of Trust, Mortgage · Conventional Mortgage
NATIONSTAR MORTGAGE LLC
Apr 23, 2020Deed of Trust, Mortgage · Conventional Mortgage
NATIONS LNDG
Oct 25, 2017Grant Deed, Transfer
DELMARVA TITLE

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleDec 04, 2012 · Amount on Record
Deed SaleDec 04, 2012 · Amount on Record
Prior SaleAug 24, 2011 · Amount on Record
Deed Book / Page6030 / 49
Prior Transfer DateJun 18, 2007
Prior Transfer Doc0049550327
Record RefreshedSep 20, 2026

May 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWORCESTER MD
Property Address10786 CATHELL RD, BERLIN, MD 21811-3129
Transaction TypeMortgage
Record UpdatedMay 17, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
Address10786 CATHELL RD, BERLIN, MD 21811-3129

Mortgage

Document Number0087510344
DateMay 07, 2024
Book Page8751/344
Lender
NamePNC BANK NA
TypeBank
AddressWILMINGTON, DE 19801
Agreement
TypeLine of Credit
AmountAmount Recorded
Term479 Months
DueApr 28, 2064
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

November 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWORCESTER MD
Property Address10786 CATHELL RD, BERLIN, MD 21811-3129
Transaction TypeMortgage
Record UpdatedOct 27, 2022
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0071130323
DateNov 14, 2017
Book Page7113/323
Instrument7113-323
Lender
NamePNC BANK NA
TypeBank
AddressPITTSBURGH, PA 15222
Agreement
TypeClosed End Mortgage
AmountAmount Recorded

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWORCESTER MD
Property Address10786 CATHELL RD, BERLIN, MD 21811-3129
Transaction TypeMortgage
Record UpdatedOct 27, 2022
Title CompanyTRUE CONCEPT TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0080830244
DateJun 10, 2021
Book Page8083/244
Lender
NamePRIORITY FINANCIAL NETWORK
TypeMortgage Company
AddressCALABASAS, CA 91302
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 01, 2051

March 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWORCESTER MD
Property Address10786 CATHELL RD, BERLIN, MD 21811-3129
Transaction TypeMortgage
Record UpdatedOct 27, 2022
Title CompanyTITLE 365, TITLE365

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0083400248
DateMar 22, 2022
Book Page8340/248
Lender
NameNATIONSTAR MORTGAGE LLC
TypeMortgage Company
AddressCOPPELL, TX 75019
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 01, 2052

April 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWORCESTER MD
Property Address10786 CATHELL RD, BERLIN, MD 21811-3129
Document Number0077760302
Instrument DateApr 23, 2020
Transaction TypeMortgage
Record UpdatedOct 06, 2020
Title CompanyCERTIFIED TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address10786 CATHELL RD BERLIN MD 218113129, BERLIN, MD 21811-3129

Mortgage

Document Number0077760302
DateSep 21, 2020
Book Page007776/000302
Lender
NameNATIONS LNDG
AddressINDEPENDENCE, OH 44131
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueSep 20, 2050

October 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionWORCESTER MD
Recording DateOct 25, 2017
Property Address10786 CATHELL RD, BERLIN, MD 21811-3129
Document Number0071010021
Book / Page007101 / 000021
Instrument DateOct 16, 2017
Transaction TypeTransfer
Record UpdatedNov 27, 2017
Title CompanyDELMARVA TITLE

Transaction

AmountAmount Recorded
Tax$479.00
Amount AccuracyConfirmed
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenant By Entirety

Tax Assessment & Valuation

Source: Worcester County records · Assessment roll updated July 31, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateMaryland
CountyWorcester County
Unified School DistrictWorcester County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$313,433 (+6.99%)$333,900 (-) Land $120,100 Building $213,800
2025$2,764.00 (+17.42%)$292,967 (+19.06%)$333,900 (+22.53%) Land $120,100 Building $213,800
2023$2,354.00$246,067$272,500 Land $80,100 Building $192,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Worcester County (24047C), updated June 4, 2020 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskLow
above 7% of the US · above 15% of Maryland
Wildfire LikelihoodAbout 1 in 5,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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