10785 Willow Ridge Loop, #LO, Orlando, FL 32825 Property Records

Orange County property record for 10785 Willow Ridge Loop, #LO, Orlando, FL 32825 · Last verified May 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,689 sqft · built 2011
Lot Size	0.146 acres (6,379 sqft)
Owner	2 Individual Names on File
Last Sale	$332,500 (Mar 2016)
Tax Bill	$400 (2025)
Deeds & Mortgages	Oct 2025 Transfer Mar 2024 Second Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`33-22-31-9472-03-770`

Property Details

APN / Parcel Number

Primary APN	`33-22-31-9472-03-770`
Alternative APNs	`312233947203770` `619063` `625367` `630167`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,689 sqft Living Area
Gross Area	3,775 sqft
1st Floor Area	1,547 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2011
Effective Year Built	Effective 2011
Exterior Material	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	6,379 sqft (0.146 acres)
Garage Type	Attached
Garage Area	638 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished/Open Porch
Porch Area	246 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	10785 WILLOW RIDGE LOOP, LO
City	ORLANDO
State	FL
Zip	32825-4401
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WOODLAND LAKES PRESERVE UNIT 2 61/15 LOT 377
Legal Range	31E
Legal Township	22S
Legal Section	33
Legal Subdivision	WOODLAND LAKES PRESERVE UT 2
Legal Tract	9472
Legal Block	3
Legal Lot Number	377
Legal Unit	2
Jurisdiction	ORANGE FL
Township / Civil Division	UNION PARK
Census Block Group	1
Census Block	1004
Census Tract	16751

Owner

Source: Orange County records · APN 33-22-31-9472-03-770

Assessment roll updated April 30, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	3791 10TH ST NE, SAINT PETERSBURG, FL 33704-1609
Owner Type	Individual
Vesting	Life Estate

Deeds, Mortgages & Sale History

Date	Document
Oct 08, 2025	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION
Mar 22, 2024	Deed of Trust, Mortgage · Stand-Alone Second Mortgage NAVY FCU
Oct 23, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage NAVY FCU
Sep 23, 2020	Grant Deed, Transfer ATTORNEY ONLY
Jun 30, 2020	Deed of Trust, Mortgage · VA Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 07, 2016 · Amount on Record
Deed Sale	Mar 07, 2016 · Amount on Record
Prior Sale	Sep 30, 2011 · Amount on Record
Deed Document Number	2016115281
Last Transfer Date	Oct 07, 2025
Transfer Doc	0000583398
Record Updated	Jun 08, 2026

October 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ORANGE FL
Recording Date	Oct 08, 2025
Property Address	10785 WILLOW RIDGE LOOP, ORLANDO, FL 32825-4401
Document Number	0000583398
Map Reference	MB 61 PG 15-19
Instrument Date	Oct 07, 2025
Instrument	20250583398
Transaction Type	Transfer
Record Updated	Nov 04, 2025
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10785 WILLOW RIDGE LOOP, ORLANDO, FL 32825-4401

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7951 SHOALS DR, ORLANDO, FL 32817-1024

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	10785 WILLOW RIDGE LOOP, ORLANDO, FL 32825-4401
Transaction Type	Mortgage
Record Updated	Apr 11, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10785 WILLOW RIDGE LOOP, ORLANDO, FL 32825-4401

Mortgage

Document Number	0000169814
Date	Mar 22, 2024
Instrument	20240169814

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	61 Months
Due	Apr 01, 2029

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	10785 WILLOW RIDGE LOOP, ORLANDO, FL 32825-4401
Transaction Type	Mortgage
Record Updated	Nov 09, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10785 WILLOW RIDGE LOOP, ORLANDO, FL 32825-4401

Mortgage

Document Number	0000613964
Date	Oct 23, 2023
Instrument	20230613964

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Oct 01, 2028

September 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE FL
Recording Date	Sep 23, 2020
Property Address	10785 WILLOW RIDGE LOOP, ORLANDO, FL 32825-4401
Document Number	0000497204
Instrument Date	Sep 02, 2020
Instrument	497204
Transaction Type	Transfer
Record Updated	Oct 09, 2020
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10785 WILLOW RIDGE LOOP ORLANDO FL 328254401, ORLANDO, FL 32825-4401

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	10785 WILLOW RIDGE LOOP, ORLANDO, FL 32825-4401
Document Number	0000365018
Instrument Date	Jun 30, 2020
Transaction Type	Mortgage
Record Updated	Jul 30, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	10785 WILLOW RIDGE LOOP ORLANDO FL 328254401, ORLANDO, FL 32825-4401

Mortgage

Document Number	0000365018
Date	Jul 07, 2020
Instrument	365018

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 06, 2050

Tax Assessment & Valuation

Source: Orange County records · Assessment roll updated April 30, 2026 · Last verified May 2026

Property Jurisdictions

Type	Name
State	Florida
County	Orange County
Unified School District	Orange County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$404,870 (+2.7%)	$523,730 (-1.29%) Land $85,000 Building $438,730
2025	$400.00 (+33.33%) Homeowner's exemption	$394,226 (+2.9%)	$530,550 (+4.16%) Land $85,000 Building $445,550
2024	$300.00 (+3.45%) Homeowner's exemption	$383,116 (+3%)	$509,376 (-1.53%) Land $85,000 Building $424,376
2023	$290.00 (+11.54%) Homeowner's exemption	$371,957 (+3%)	$517,296 (+16.78%) Land $85,000 Building $432,296
2022	$260.00 Homeowner's exemption	$361,123	$442,968 Land $80,000 Building $362,968

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Orange County (12095C), updated September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120950167511, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Cost	Premium on Record median of 17 individual NFIP policies nearby
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	17 in force

Wildfire

Wildfire Risk	Moderate above 58% of the US · above 30% of Florida
Wildfire Likelihood	About 1 in 794 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 278 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
AT&T	Fiber	5,000 / 5,000
Spectrum	Cable	1,000 / 35
Verizon	Fixed Wireless	300 / 20

May also be available at this address: T-Mobile USA, Xfinity. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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