10785 Wayne Trace Rd, Somerville, OH 45064 Property Records

Preble County property record for 10785 Wayne Trace Rd, Somerville, OH 45064

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,968 sqft · built 1988
Lot Size	2.88 acres (125,453 sqft)
Owner	2 Individual Names on Record
Last Sale	$56,000 (Aug 2009)
Tax Bill	$1,887 (2025)
Deeds & Mortgages	Aug 2025 Line of Credit Jul 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`J32-6225-201-00-002-000`

Property Details

APN / Parcel Number

Primary APN	`J32-6225-201-00-002-000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	9 Rooms
Stories	1 Story
Building Area	1,968 sqft Living Area
1st Floor Area	1,968 sqft
Basement Area	900 sqft
Finished Basement	900 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1988
Effective Year Built	Effective 2017
Architectural Style	Bi-Level
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Shingle
Lot Area	125,453 sqft (2.88 acres)
Terrain	Rolling

Exterior Amenities

Porch	Slab
Patio Area	288 sqft
Shed	1 Shed
Shed Area	80 sqft
Canopy	90 sqft
Lean-To	220 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected
Water Source	Private

Location & Zoning

Street Address	10785 WAYNE TRACE RD
City	SOMERVILLE
State	OH
Zip	45064-9606
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 2 OLD TRACE SUBD
Legal Range	2E
Legal Township	6N
Legal Section	25
Legal Subdivision	OLD TRACE SUBD
Legal Lot Number	2
Jurisdiction	PREBLE OH
Township / Civil Division	SOMERS
Census Block Group	3
Census Block	3024
Census Tract	470102

Owner

Source: Preble County records, as of March 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	10785 WAYNE TRACE RD, SOMERVILLE, OH 45064-9606
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 28, 2025	Deed of Trust, Mortgage · Line of Credit FIRST FINANCIAL BANK
Jul 30, 2018	Deed of Trust, Mortgage · Line of Credit FIRST FINANCIAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 7, 2009 · Amount on Record
Deed Sale	Aug 7, 2009 · Amount on Record
Prior Sale	Jul 6, 2009 · Amount on Record
Deed Document Number	200996540
Deed Book / Page	287 / 750
Last Transfer Date	Oct 14, 2015
Transfer Doc	355/0034
Record Updated	Jun 8, 2026

August 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PREBLE OH
Property Address	10785 WAYNE TRACE RD, SOMERVILLE, OH 45064-9606
Transaction Type	Mortgage
Record Updated	Sep 25, 2025
Title Company	ACCURATE GROUP, ACCURATE GROUP LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000470/274
Date	Aug 28, 2025
Book Page	470/274
Instrument	202500003558

Lender

Name	FIRST FINANCIAL BANK
Type	Bank
Address	CINCINNATI, OH 45246

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Aug 10, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PREBLE OH
Property Address	10785 WAYNE TRACE RD, SOMERVILLE, OH 45064-9606
Transaction Type	Mortgage
Record Updated	Aug 16, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	384/0309
Date	Jul 30, 2018
Book Page	384/0309
Instrument	201800003163

Lender

Name	FIRST FINANCIAL BANK
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Jul 16, 2043

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Preble County assessment roll, as of March 17, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Preble County
County Subdivision	Somers Township
Unified School District	Preble Shawnee Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,887.00 (-1.26%) Homeowner's exemption	$51,660 (-) Land $12,810 Building $38,850
2024	$1,911.00 (+0.47%) Homeowner's exemption	$51,660 (-) Land $12,810 Building $38,850
2023	$1,902.00 (+21.15%) Homeowner's exemption	$51,660 (+28%) Land $12,810 Building $38,850	$147,600 (-) Land $36,600 Building $111,000
2022	$1,570.00 Homeowner's exemption	$40,360 Land $10,890 Building $29,470
2020			$147,600 Land $36,600 Building $111,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 7, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	13 (1989–2011)
Claims Outside the SFHA	5 of 13
Most Recent Claim	Apr 2011 · rainfall accumulation
Claims by Event	Severe Storms & Flooding, Jun 1989 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTHWEST REGIONAL WATER DISTRICT public/private · serves 42,856 people · EPA ID OH0903912
Water Source	Groundwater
Last State Inspection	May 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Watch TV Fixed Wireless	400 / 40

Cell Coverage

5G (outdoors only) and 4G LTE

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