10785 Traders Ct, Davidson, NC 28036 Property Records

Cabarrus County property record for 10785 Traders Ct, Davidson, NC 28036 · Last verified May 2024

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	3 Baths
Year Built	Built 2010
Square Footage	1,320 sqft Living Area
Lot Size	6,534 sqft (0.15 acres)
Occupancy	Owner Occupied
Last Sale	$200,000 (2018)
Tax Bill	$2,700.00 (2023)

Property Details

APN / Parcel Number

Primary APN	`03008B0049.000000`
Alternative APNs	`4672 57 7151` `124785`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Partial Baths	1 Partial Baths
Building Area	1,320 sqft Living Area
Gross Area	1,560 sqft Gross Area
1st Floor	660 sqft 1st Floor
Upper Floors	660 sqft Upper Floors
Stories	2 Stories
Primary Flooring	Hardwood Flooring
Interior Structure	Wallboard/Drywall Interior Structure
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2010
Exterior Material	Aluminum/Vinyl Exterior
Foundation Type	Footing Foundation
Roof Construction	Cathedral/Clerestory Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	6,534 sqft (0.15 acres)
Depth X Width	114 ft x 79 ft Depth x Width
Driveway	1 Driveway
Driveway Area	700 sqft Driveway
Parking Spaces	1 Parking Spaces
Garage Type	Mixed Garage
Garage Area	240 sqft Garage
Patio Area	130 sqft Patio
Porch	Open Porch
Porch Area	132 sqft Porch

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Forced Air Heating
Heating Fuel	Gas Heating Fuel

Location & Zoning

Account Number	124785
Street Address	10785 TRADERS CT
City	DAVIDSON
State	NC
Zip	28036-7781
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	LT 49 FARM AT RIVERPOINTE
Legal Subdivision	FARM/RIVERPOINT PH 01A MAP 01
Legal Lot Number	49
Jurisdiction	CABARRUS NC
Minor Civil Division	3, ODELL
Census Blockgroup	1
Census Block	1021
Census Tract	41301

Owner

Source: Cabarrus County records · APN 03008B0049.000000

Assessment roll updated January 1, 2023 · Last verified May 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	10785 TRADERS CT, DAVIDSON, NC 28036-7781
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 30, 2018 · Amount on Record
Deed Sale	Jul 30, 2018 · Amount on Record
Prior Sale	Aug 11, 2015 · Amount on Record
Deed Doc Number	0013111172
Deed Book / Page	13111 / 172
Record Refreshed	Jun 07, 2026

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CABARRUS NC
Recording Date	Jul 30, 2018
Property Address	10785 TRADERS CT, DAVIDSON, NC 28036-7781
Document Number	0013111172
Book / Page	13111 / 0172
Map Reference	MB46 PG20
Instrument Date	Jul 27, 2018
Transaction Type	Transfer
Record Updated	May 03, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$400.00
Amount Accuracy	Rounded Values by County
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4226 SILVERMERE WAY, 4226, CHARLOTTE, NC 28269-1345

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10785 TRADERS CT, DAVIDSON, NC 28036-7781

Mortgage

Document Number	0013111175
Date	Jul 30, 2018
Instrument	13111/175

Lender

Name	FIRST CITIZENS BANK & TRUST CO
Type	Bank

Agreement

Type	Adjustable Rate Mortgage (ARM)
Amount	Amount Recorded
Term	361 Months
Due	Aug 01, 2048

Interest

Rate Type	Adjustable Rate
Rate	4.87%
Type Change Date	Aug 01, 2028
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	9.87%
Index	1-Year LIBOR
Max Rate	9.87%

Tax Assessment & Valuation

Source: Cabarrus County records · Assessment roll updated January 1, 2023 · Last verified May 2024

Property Jurisdictions

Type	Name
State	North Carolina
County	Cabarrus County
Municipality	Kannapolis City
Unified School District	Cabarrus County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$2,700.00	$197,100 Land $50,000 Building $147,100	$197,100 Land $50,000 Building $147,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Cabarrus County (37025C), updated July 1, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 34% of the US · above 46% of North Carolina
Wildfire Likelihood	About 1 in 2,941 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.