10784 W Estates Dr, Cupertino, CA 95014 Property Records

Santa Clara County property record for 10784 W Estates Dr, Cupertino, CA 95014

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,527 sqft · built 1955
Lot Size	0.151 acres (6,572 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,077,000 (Nov 2007)
Tax Bill	$17,557 (2025)
Deeds & Mortgages	Jan 2018 Mortgage Jul 2020 Line of Credit + 1 more
Flood Zone	Zone X (moderate risk)
APN	`369-22-032`

Property Details

APN / Parcel Number

Primary APN	`369-22-032`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,527 sqft Living Area
Gross Area	1,272 sqft
1st Floor Area	1,272 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Architectural Style	Custom Design
Construction Type	Wood
Lot Area	6,572 sqft (0.151 acres)
Lot Dimensions	106 ft deep x 62 ft wide
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	None

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Street Address	10784 W ESTATES DR
City	CUPERTINO
State	CA
Zip	95014-4536
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1B1
Legal Description	TRACT 1576 ALDERBROOK ESTATES BOOK 62 PAGE 46 PAGE 47 LOT 123
Legal Subdivision	ALDERBROOK ESTATES
Legal Tract	1576
Legal Lot Number	123
Jurisdiction	SANTA CLARA CA
Township / Civil Division	SAN JOSE
Census Block Group	2
Census Block	2017
Census Tract	508006

Owner

Source: Santa Clara County records, as of July 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	10784 W ESTATES DR, CUPERTINO, CA 95014-4536
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Jan 2, 2018	Deed of Trust, Mortgage · ARM JPMORGAN CHASE BANK NA
Jul 30, 2020	Deed of Trust, Mortgage · Line of Credit PATELCO CU
Jun 19, 2020	Deed of Trust, Mortgage STAR ONE CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 8, 2007 · Amount on Record
Deed Sale	Nov 8, 2007 · Amount on Record
Prior Sale	Apr 30, 1997 · Amount on Record
Deed Document Number	200719647029
Prior Transfer Date	Sep 25, 2002
Prior Transfer Doc	0016535608
Record Updated	Oct 29, 2026

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	10784 W ESTATES DR, CUPERTINO, CA 95014-4536
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0023840208
Date	Jan 2, 2018
Instrument	23840208

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	1111 POLARIS PKWY, COLUMBUS, OH 43240

Agreement

Type	ARM
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	3.12%
Type Change Date	Jan 1, 2025
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	8.12%
Index	1-Year LIBOR
Max Rate	8.12%

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	10784 W ESTATES DR, CUPERTINO, CA 95014-4536
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	PLACER TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0024558988
Date	Jul 30, 2020
Instrument	24558988

Lender

Name	PATELCO CU
Type	Credit Union
Address	DUBLIN, CA 94568

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	Aug 30, 2045

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	10784 W ESTATES DR, CUPERTINO, CA 95014-4536
Document Number	0024517518
Instrument Date	Jun 19, 2020
Transaction Type	Mortgage
Record Updated	Jul 7, 2020
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	10784 W ESTATES DR CUPERTINO CA 950144536, CUPERTINO, CA 95014-4536

Mortgage

Document Number	0024517518
Date	Jun 25, 2020
Instrument	24517518

Lender

Name	STAR ONE CU
Type	Credit Union
Address	PO BOX 3643, SUNNYVALE, CA 94088-3643

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jun 24, 2050

Interest

Rate Type	Adjustable Rate
Rate	3.25%

Tax Assessment & Valuation

Source: Santa Clara County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Municipality	Cupertino City
Elementary School District	Cupertino Union Elementary School District (KG - 08)
Secondary School District	Fremont Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,442,335 (+2%) Land $1,153,820 Building $288,515
2025	$17,557.00 (+4.13%) Homeowner's exemption	$1,414,055 (+4.04%) Land $1,131,197 Building $282,858
2023	$16,860.00 (+0.89%) Homeowner's exemption	$1,359,147 Land $1,087,272 Building $271,875
2022	$16,711.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective January 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAN JOSE WATER private · serves 1,039,920 people · EPA ID CA4310011
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jun 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 605 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	1,000 / 75
Etheric Networks Fixed Wireless	250 / 100
Ridge Wireless Fixed Wireless	100 / 60

May also be available: GeoLinks, Sail Internet, T-Mobile.

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