10783 Andrea Ter, Unit B, Santee, CA 92071 Property Records

San Diego County property record for 10783 Andrea Ter, Unit B, Santee, CA 92071

Property Summary

Property Type	Condominium
Details	2 bd · 2.5 ba · 1,017 sqft · built 1986
Lot Size	2.01 acres (87,896 sqft)
Owner	2 Individual Names on File
Last Sale	$545,000 (Dec 2023)
Tax Bill	$6,591 (2025)
Deeds & Mortgages	Dec 2023 Sale & Mortgage Jun 2020 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`384-470-22-56`

Property Details

APN / Parcel Number

Primary APN	`384-470-22-56`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Stories	2 Stories
Building Area	1,017 sqft Living Area

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Architectural Style	Conventional
Exterior Material	Stucco
Roof Material	Tile
Lot Area	87,896 sqft
View / Lot	Good
Garage Type	Carport
Carport	Carport
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	10783 ANDREA TER, B
City	SANTEE
State	CA
Zip	92071-2870
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	R14
Legal Description	LOT 3 US 56PER DOC85-167686&UND INT IN TR 011189
Legal Subdivision	SANTEE 84-09
Legal Tract	011189
Legal Block	1
Legal Lot Number	3
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	1
Census Block	1005
Census Tract	16617

Owner

10783 Andrea Ter, Unit B is owned and occupied by two individuals who bought it in December 2023.

Source: San Diego County records, as of July 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	10783 ANDREA TER, B, SANTEE, CA 92071-2870
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 26, 2023	Grant Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE
Jun 12, 2020	Grant Deed, Transfer · FHA Mortgage CALIBER HM LOANS
Mar 12, 2020	Deed of Trust, Mortgage · Conventional Mortgage CF BUILDERS & DESIGN
Jun 27, 2018	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
Dec 22, 2016	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 26, 2023 · Amount on File
Deed Sale	Dec 26, 2023 · Amount on File
Prior Sale	Jun 12, 2020 · Amount on File
Deed Document Number	2023352462
Record Updated	Oct 29, 2026

December 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Dec 26, 2023
Property Address	10783 ANDREA TER UNIT B, B, SANTEE, CA 92071-2870
Document Number	0000352462
Map Reference	MAP 11189
Instrument Date	Dec 11, 2023
Instrument	2023-0352462
Transaction Type	Transfer
Record Updated	Jan 4, 2024
Title Company	LAWYERS TITLE COMPANY/CA, LAWYERS TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	10783 ANDREA TER UNIT B, B, SANTEE, CA 92071-2870

Mortgage

Document Number	0000352463
Date	Dec 26, 2023
Instrument	2023-0352463

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2054

June 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jun 12, 2020
Property Address	10783 ANDREA TER UNIT B, B, SANTEE, CA 92071-2870
Document Number	0000304215
Instrument Date	May 19, 2020
Instrument	304215
Transaction Type	Transfer
Record Updated	Jun 22, 2020
Title Company	TICOR TITLE-SAN DIEGO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$440.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	10783 ANDREA TER #B SANTEE CA 920712870, B, SANTEE, CA 92071-2870

Mortgage

Document Number	304216
Date	Jun 12, 2020
Instrument	304216

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	COPPELL, TX 75019

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 11, 2050

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	10783 ANDREA TER UNIT B, B, SANTEE, CA 92071-2870
Document Number	0000176903
Instrument Date	Mar 12, 2020
Transaction Type	Mortgage
Record Updated	Apr 28, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10783 ANDREA TER #B SANTEE CA 920712870, B, SANTEE, CA 92071-2870

Mortgage

Document Number	0000176903
Date	Apr 7, 2020
Instrument	176903

Lender

Name	CF BUILDERS & DESIGN

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	10783 ANDREA TER UNIT B, B, SANTEE, CA 92071-2870
Document Number	0000272801
Instrument Date	Jun 27, 2018
Transaction Type	Mortgage
Record Updated	Jul 16, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10783 ANDREA TER #B SANTEE CA 920712870, B, SANTEE, CA 92071-2870

Mortgage

Document Number	0000272801
Date	Jul 5, 2018
Instrument	272801

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 4, 2048

December 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	10783 ANDREA TER UNIT B, B, SANTEE, CA 92071-2870
Document Number	0000002936
Instrument Date	Dec 22, 2016
Transaction Type	Mortgage
Record Updated	Jan 10, 2017
Title Company	TSI TITLE COMPANY, TSI TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10783 ANDREA TER #B SANTEE CA 920712870, B, SANTEE, CA 92071-2870

Mortgage

Document Number	0000002936
Date	Jan 4, 2017
Instrument	2936

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 3, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 10783 Andrea Ter, Unit B was $6,591 with a homeowner's exemption.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Santee City
Secondary School District	Grossmont Union High School District (09 - 12)
Elementary School District	Santee School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$567,016 (+2%) Land $226,782 Building $340,234
2025	$6,591.00 Homeowner's exemption	$555,899 Land $222,336 Building $333,563
2023	$5,068.00 (+0.74%)	$420,469 Land $168,170 Building $252,299
2022	$5,031.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 10783 Andrea Ter, Unit B in Zone X, an area of minimal flood risk, though there have been 12 flood claims nearby since 1980.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	12 (1980–1995)
Most Recent Claim	Feb 1995 · Severe Winter Storms, Flooding Landslides, Mud Flow
Claims by Event	Severe Winter Storms, Flooding Landslides, Mud Flow, Feb 1995 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 10783 Andrea Ter, Unit B has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PADRE DAM MWD serves 93,980 people · EPA ID CA3710037
Water Source	Purchased surface water from several systems
Last State Inspection	Feb 2022
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 382 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Starlink Satellite	280 / 30

May also be available: AT&T, Verizon.

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