Hamilton County property record for 10781 Shadowridge Ln, Cincinnati, OH 45240
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,444 sqft · built 1969 |
| Lot Size | 0.203 acres (8,886 sqft) |
| Owner | Individual Name on File |
| Last Sale | $165,000 (Oct 2020) |
| Tax Bill | $3,361 (2025) |
| Deeds & Mortgages | Feb 2024 Mortgage Oct 2020 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 590-0392-0487-00 |
| Primary APN | 590-0392-0487-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 1,444 sqft Living Area |
| 1st Floor Area | 884 sqft |
| 2nd Floor Area | 560 sqft |
| Year Built | Built 1969 |
|---|---|
| Architectural Style | Split Level |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Masonry / Concrete Block |
| Lot Area | 8,886 sqft (0.203 acres) |
| Lot Dimensions | 136 ft deep x 65 ft wide |
| Garage Type | Attached |
| Garage Area | 286 sqft |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 10781 SHADOWRIDGE LN |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45240-3329 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SHADOWRIDGE LN 65 X 136 LOT 46 SEVEN HILLS VILLAGE SUB BLK T |
| Legal Subdivision | SEVEN HILLS VILLAGE SUB |
| Legal Block | T |
| Legal Lot Number | 46 |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | SPRINGFIELD |
| Census Block Group | 1 |
| Census Block | 1018 |
| Census Tract | 21509 |
10781 Shadowridge Ln is owned and occupied by an individual who bought it in October 2020.
Source: Hamilton County records, as of February 9, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 10781 SHADOWRIDGE LN, CINCINNATI, OH 45240-3329 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 22, 2024 | Deed of Trust, Mortgage · FHA Mortgage US BANK NA |
| Oct 17, 2020 | Warranty Deed, Transfer · FHA Mortgage FAIRWAY INDEPENDENT MTG |
| Jun 30, 2020 | Foreclosure ATTORNEY ONLY |
| Nov 3, 2017 | Intrafamily Transfer, Transfer · Conventional Mortgage US BANK NA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 19, 2020 · Amount on File |
| Deed Sale | Oct 19, 2020 · Amount on File |
| Prior Sale | Jun 30, 2020 · Amount on File |
| Deed Document Number | 2020-0108105 |
| Deed Book / Page | 14277 / 503 |
| Prior Transfer Date | Oct 17, 2020 |
| Prior Transfer Doc | 0000108105 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 10781 SHADOWRIDGE LN, CINCINNATI, OH 45240-3329 |
| Transaction Type | Mortgage |
| Record Updated | Apr 10, 2026 |
| Name | Verified Name |
|---|---|
| Address | 10781 SHADOWRIDGE LN, CINCINNATI, OH 45240-3329 |
| Document Number | 0000011786 |
|---|---|
| Date | Feb 22, 2024 |
| Book Page | 15108/1448 |
| Instrument | 2024-0011786 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | 4801 FREDERICA ST, OWENSBORO, KY 42301 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 320 Months |
| Due | Oct 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Oct 17, 2020 |
| Property Address | 10781 SHADOWRIDGE LN, CINCINNATI, OH 45240-3329 |
| Document Number | 0000108105 |
| Book / Page | 014277 / 000503 |
| Instrument Date | Sep 30, 2020 |
| Instrument | 108105 |
| Transaction Type | Transfer |
| Record Updated | Jun 21, 2021 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $660.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 10781 SHADOWRIDGE LN CINCINNATI OH 452403329, CINCINNATI, OH 45240-3329 |
| Document Number | 108106 |
|---|---|
| Date | Oct 17, 2020 |
| Book Page | 014277/000506 |
| Instrument | 108106 |
| Name | FAIRWAY INDEPENDENT MTG |
|---|---|
| Type | Mortgage Company |
| Address | CARROLLTON, TX 75007 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 16, 2050 |
| Document Number | 108107, |
|---|---|
| Date | Oct 17, 2020 |
| Book Page | 014277/000527 |
| Instrument | 108107 |
| Name | HOUSING FIN AGCY |
|---|---|
| Address | 10781 SHADOWRIDGE LN, CINCINNATI, OH 45240-3329 |
| Amount | Amount on Record |
|---|
| Document Type | Foreclosure |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Jun 30, 2020 |
| Property Address | 10781 SHADOWRIDGE LN, CINCINNATI, OH 45240-3329 |
| Document Number | 0000062646 |
| Book / Page | 014200 / 002735 |
| Instrument Date | Apr 15, 2020 |
| Instrument | 62646 |
| Transaction Type | Foreclosure |
| Record Updated | Jul 24, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Tax | $293.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 7184 GREGORY CREEK LN WEST CHESTER OH 450691566, WEST CHESTER, OH 45069-1566 |
| Investor | Possibly a Property Investor |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Nov 3, 2017 |
| Property Address | 10781 SHADOWRIDGE LN, CINCINNATI, OH 45240-3329 |
| Document Number | 0000001196 |
| Map Reference | MB 24 PG 21 |
| Instrument Date | Oct 19, 2017 |
| Instrument | 17-0101196 |
| Transaction Type | Transfer |
| Record Updated | Feb 22, 2022 |
| Title Company | SERVICELINK |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 10781 SHADOWRIDGE LN, 10781, CINCINNATI, OH 45240-3329 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 10781 SHADOWRIDGE LN, CINCINNATI, OH 45240-3329 |
| Document Number | 0000001197 |
|---|---|
| Date | Nov 3, 2017 |
| Instrument | 17-0101197 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Nov 1, 2032 |
The 2025 property tax bill for 10781 Shadowridge Ln was $3,361, up 0.9% from the year before.
Source: Hamilton County assessment roll, as of March 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| County Subdivision | Springfield Township |
| Unified School District | Mount Healthy City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,361.00 (+0.93%) | $57,750 (-) Land $5,523 Building $52,227 | |
| 2024 | $3,330.00 (+5.25%) | $57,750 (-) Land $5,523 Building $52,227 | |
| 2023 | $3,164.00 (+111.07%) | $57,750 (+194.75%) Land $5,523 Building $52,227 | $165,000 Land $15,780 Building $149,220 |
| 2022 | $1,499.00 Homeowner's exemption | $19,593 Land $4,858 Building $14,735 | |
| 2020 | $55,980 Land $13,880 Building $42,100 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 10781 Shadowridge Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (1996) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Nov 1996 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 10781 Shadowridge Ln is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 78% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 486 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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