10780 Douglas Rd, Temperance, MI 48182 Property Records

Monroe County property record for 10780 Douglas Rd, Temperance, MI 48182

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,528 sqft · built 1930
Lot Size	0.92 acres (40,075 sqft)
Owner	2 Individual Names on Record
Last Sale	$220,000 (Jun 2021)
Tax Bill	$3,037 (2025)
Deeds & Mortgages	Sep 2025 Line of Credit Jun 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`02-004-015-20`

Property Details

APN / Parcel Number

Primary APN	`02-004-015-20`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,528 sqft Living Area

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Exterior Material	Aluminum/Vinyl
Foundation Type	No Foundation
Lot Area	40,075 sqft (0.92 acres)
Lot Dimensions	239 ft deep x 168 ft wide
Garage Area	1,380 sqft
Parking Spaces	5 Parking Spaces
Porch	Slab
Deck Area	224 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	10780 DOUGLAS RD
City	TEMPERANCE
State	MI
Zip	48182-9728
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AG
Legal Description	SEC 4 T8S R7E .9229 ACRE M/L COM @ A PT ON C/L OF DOUGLAS RD 1331.83 FT N FR SW COR OF SEC 4 TH N ALG C/L OF DOUGLAS RD 168
Legal Range	07E
Legal Township	08S
Legal Section	04
Jurisdiction	MONROE MI
Township / Civil Division	BEDFORD
Census Block Group	2
Census Block	2003
Census Tract	833200

Owner

Source: Monroe County records, as of September 3, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	10780 DOUGLAS RD, TEMPERANCE, MI 48182-9728
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 24, 2025	Deed of Trust, Mortgage · Line of Credit THE LOAN STORE INC
Jun 10, 2021	Warranty Deed, Transfer · Conventional Mortgage PLAZA HOME MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 10, 2021 · Amount on Record
Deed Sale	Jun 10, 2021 · Amount on Record
Prior Sale	Apr 25, 1995 · Amount on Record
Deed Document Number	202115444
Record Updated	Oct 29, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE MI
Property Address	10780 DOUGLAS RD, TEMPERANCE, MI 48182-9728
Transaction Type	Mortgage
Record Updated	Oct 2, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000015796
Date	Sep 24, 2025
Instrument	2025R15796

Lender

Name	THE LOAN STORE INC
Type	Mortgage Company
Address	TUCSON, AZ 85718

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	241 Months
Due	Oct 3, 2045

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE MI
Recording Date	Jun 10, 2021
Property Address	10780 DOUGLAS RD, TEMPERANCE, MI 48182-9728
Document Number	2021R15444
Instrument Date	Jun 4, 2021
Instrument	2021R15444
Transaction Type	Transfer
Record Updated	Aug 2, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,650.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8009 SUDER AVE, 8009, ERIE, MI 48133-9675

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10780 DOUGLAS RD, TEMPERANCE, MI 48182-9728

Mortgage

Document Number	2021R15445
Date	Jun 10, 2021
Instrument	2021R15445

Lender

Name	PLAZA HOME MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of September 3, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Monroe County
County Subdivision	Bedford Township
Unified School District	Bedford Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$127,100 (-0.31%) Land $127,100	$254,200 (-0.31%) Land $254,200
2025	$3,037.00 (+10.88%) Homeowner's exemption	$127,500 (+23.43%) Land $127,500	$255,000 (+23.43%) Land $255,000
2023	$2,739.00 Homeowner's exemption	$103,300	$206,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	2,500 / 2,500
Buckeye Cablesystem Cable	1,000 / 20
Mercury Fiber Fixed Wireless	150 / 20

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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