Gaston County property record for 1078 Surry Ln, Gastonia, NC 28054
| Property Type | Condominium |
|---|---|
| Details | 2 bd · 1 ba · 952 sqft · built 1984 |
| Lot Size | 0.02 acres (871 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $162,500 (Jul 2021) |
| Tax Bill | $1,786 (2026) |
| Deeds & Mortgages | Feb 2023 Mortgage Feb 2023 Transfer + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 01105A05000 |
| Primary APN | 01105A05000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 2 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 952 sqft Heated Area |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1984 |
|---|---|
| Effective Year Built | Effective 1984 |
| Architectural Style | Condo/Apartment |
| Exterior Material | Brick |
| Construction Type | Mixed |
| Roof Type | Gable/Hip |
| Roof Material | Shingle |
| Lot Area | 871 sqft (0.02 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 1078 SURRY LN |
|---|---|
| City | GASTONIA |
| State | NC |
| Zip | 28054-5789 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Local Zoning Code | R2 |
| Legal Description | FERRINGTON PLACE BLDG 910 UNIT E 01 105A 050 00 000 |
| Legal Subdivision | FERRINGTON PLACE CONDOMINIUMS |
| Legal Unit | E-910 |
| Jurisdiction | GASTON NC |
| Township / Civil Division | GASTONIA |
| Census Block Group | 4 |
| Census Block | 4001 |
| Census Tract | 32704 |
Source: Gaston County records, as of August 31, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1078 SURRY LN, GASTONIA, NC 28054-5789 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 23, 2023 | Deed of Trust, Mortgage · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC |
| Feb 10, 2023 | Intrafamily Transfer, Transfer |
| Jul 6, 2021 | Warranty Deed, Transfer · FHA Mortgage CROSSCOUNTRY MORTGAGE LLC |
| Mar 28, 2019 | Grant Deed, Transfer · Conventional with PMI BRANCH BK&TR |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 6, 2021 · Amount on Record |
| Deed Sale | Jul 6, 2021 · Amount on Record |
| Prior Sale | Mar 28, 2019 · Amount on Record |
| Deed Book / Page | 5243 / 1538 |
| Last Transfer Date | Feb 10, 2023 |
| Transfer Doc | 0053912385 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GASTON NC |
| Property Address | 1078 SURRY LN, GASTONIA, NC 28054-5789 |
| Transaction Type | Mortgage |
| Record Updated | Apr 6, 2023 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN |
| Name | Verified Name |
|---|---|
| Address | 1078 SURRY LN, GASTONIA, NC 28054-5789 |
| Document Number | 0053940010 |
|---|---|
| Date | Feb 23, 2023 |
| Book Page | 5394/10 |
| Name | CROSSCOUNTRY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | CLEVELAND, OH 44114 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2053 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | GASTON NC |
| Recording Date | Feb 10, 2023 |
| Property Address | 1078 SURRY LN, GASTONIA, NC 28054-5789 |
| Document Number | 0053912385 |
| Book / Page | 5391 / 2385 |
| Map Reference | MB 39 PG 118 |
| Instrument Date | Feb 10, 2023 |
| Transaction Type | Transfer |
| Record Updated | Mar 7, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1078 SURRY LN # E, E, GASTONIA, NC 28054-5789 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GASTON NC |
| Recording Date | Jul 6, 2021 |
| Property Address | 1078 SURRY LN, GASTONIA, NC 28054-5789 |
| Document Number | 0052431538 |
| Book / Page | 5243 / 1538 |
| Map Reference | MB 39 PG 118 |
| Instrument Date | Jul 2, 2021 |
| Transaction Type | Transfer |
| Record Updated | Sep 15, 2021 |
| Title Company | LINCOLN TITLE INSURANCE, LION TITLE INSURANCE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $325.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1972 TRYON COURTHOUSE RD, 1972, BESSEMER CITY, NC 28016-7639 |
| Name | Verified Name |
|---|---|
| Address | 1078 SURRY LN # E, E, GASTONIA, NC 28054-5789 |
| Document Number | 52431540 |
|---|---|
| Date | Jul 6, 2021 |
| Instrument | 5243/1540 |
| Name | CROSSCOUNTRY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | GASTON NC |
| Recording Date | Mar 28, 2019 |
| Property Address | 1078 SURRY LN, GASTONIA, NC 28054-5789 |
| Document Number | 0050320807 |
| Book / Page | 005032 / 000807 |
| Instrument Date | Mar 5, 2019 |
| Transaction Type | Transfer |
| Record Updated | Apr 8, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $168.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1078 SURRY LN #1078 GASTONIA NC 280545789, 1078, GASTONIA, NC 28054-5789 |
| Document Number | 50320811 |
|---|---|
| Date | Mar 28, 2019 |
| Book Page | 005032/000811 |
| Name | BRANCH BK&TR |
|---|---|
| Type | Bank |
| Address | WILSON, NC 27893 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 27, 2049 |
Source: Gaston County assessment roll, as of August 31, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Gaston County |
| Municipality | Gastonia City |
| Unified School District | Gaston County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,786.00 (+0.51%) | $167,160 (-) Building $167,160 | |
| 2025 | $1,777.00 (-1%) | $167,160 (+0.54%) Building $167,160 | |
| 2023 | $1,795.00 | $166,260 Building $166,260 | |
| 2021 | $72,110 Building $72,110 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 1, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 98.5% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TWO RIVERS UTILITIES serves 96,714 people · EPA ID NC0136010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2026 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 99 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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