1078 Sunset Dr, Gallatin, TN 37066 Property Records

Sumner County property record for 1078 Sunset Dr, Gallatin, TN 37066

Property Summary

Property Type	Single Family Home
Details	6 ba · 6,190 sqft · built 1981
Lot Size	1.66 acres (72,310 sqft)
Owner	Company Name on Record
Last Sale	$2,990,000 (Jul 2025)
Tax Bill	$3,820 (2025)
Deeds & Mortgages	Jun 2021 Line of Credit May 2018 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`083165D B 01200`

Property Details

APN / Parcel Number

Primary APN	`083165D B 01200`
Alternative APN	`165D B 01200`

Interior

Full Baths	6 Baths
Plumbing Fixtures	16 Plumbing Fixtures
Stories	2 Stories
Building Area	6,190 sqft Living Area
1st Floor Area	1,379 sqft
Upper Floors Area	1,247 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1981
Effective Year Built	Effective 2004
Exterior Material	Brick
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	72,310 sqft (1.66 acres)
Terrain	Rolling
Garage Type	Mixed
Garage Area	1,517 sqft
Driveway	Driveway
Driveway Area	3,770 sqft
Parking Spaces	5 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	362 sqft
Utility Building	256 sqft
Pole Barn	1,224 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	1078 SUNSET DR
City	GALLATIN
State	TN
Zip	37066-5730
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PLAT: 10 PAGE: 195 BLOCK: LOT: LIST SUBD: FIVE COVES SEC 3
Legal Subdivision	FIVE COVES SEC 3 RESUB 75+76
Legal Lot Number	76A 76
Jurisdiction	SUMNER TN
Township / Civil Division	6
Census Block Group	2
Census Block	2031
Census Tract	21203

Owner

Source: Sumner County records, as of January 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Co-owner	Co-owner on Record
Mailing Address	1078 SUNSET DR, GALLATIN, TN 37066-5730
Occupancy	Owner Occupied
Owner Type	Company, Secondary Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Jun 10, 2021	Deed of Trust, Mortgage · Line of Credit PERSONS BANKING COMPANY
May 29, 2018	Deed of Trust, Mortgage · Line of Credit THE FARMERS BANK
Sep 20, 2017	Warranty Deed, Transfer · Commercial Mortgage THE FARMERS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 8, 2025 · Amount on Record
Deed Sale	Jul 8, 2025 · Amount on Record
Prior Sale	Sep 20, 2017 · Amount on Record
Deed Document Number	1520127
Deed Book / Page	6631 / 824
Record Updated	Jun 8, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUMNER TN
Property Address	1078 SUNSET DR, GALLATIN, TN 37066-5730
Transaction Type	Mortgage
Record Updated	Aug 16, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1078 SUNSET DR, GALLATIN, TN 37066-5730

Mortgage

Document Number	0056220653
Date	Jun 10, 2021
Book Page	5622/653
Instrument	1368461

Lender

Name	PERSONS BANKING COMPANY
Type	Bank
Address	PORTLAND, TN 37148

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	13 Months
Due	Jul 9, 2022

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUMNER TN
Property Address	1078 SUNSET DR, GALLATIN, TN 37066-5730
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0047490230
Date	May 29, 2018
Book Page	4749/230
Instrument	1233701

Lender

Name	THE FARMERS BANK
Type	Bank
Address	PORTLAND, TN 37148

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	May 8, 2019

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SUMNER TN
Recording Date	Sep 20, 2017
Property Address	1078 SUNSET DR, GALLATIN, TN 37066-5730
Document Number	0046090632
Book / Page	4609 / 632
Map Reference	MB 10 PG 194&195
Instrument Date	Sep 18, 2017
Instrument	1208763
Transaction Type	Transfer
Record Updated	Oct 7, 2021
Title Company	HALLMARK TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,295.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1078 SUNSET DR, GALLATIN, TN 37066-5730
Investor	Possibly a Property Investor

Mortgage

Document Number	1208764
Date	Sep 20, 2017
Instrument	1208764

Lender

Name	THE FARMERS BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	61 Months
Due	Oct 18, 2022

Tax Assessment & Valuation

Source: Sumner County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Sumner County
Unified School District	Sumner County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,820.00 (+3.33%)	$268,825 (+63.77%) Land $50,425 Building $218,400
2024			$1,075,300 (+63.77%) Land $201,700 Building $873,600
2023	$3,697.00 (-0.43%)	$164,150 (-) Land $44,500 Building $119,650
2022	$3,713.00	$164,150 Land $44,500 Building $119,650
2021			$656,600 Land $178,000 Building $478,600

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 12, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	15 (2010–2011)
Claims Outside the SFHA	15 of 15
Most Recent Claim	Oct 2011 · rainfall accumulation
Claims by Event	Severe Storms, Flooding, Straight-line Winds, And Tornadoes, May 2010 · 11 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 94% of Tennessee
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WHITE HOUSE UTILITY DISTRICT serves 130,411 people · EPA ID TN0000745
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 97 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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