1078 Sumner Rd, Wauchula, FL 33873 Property Records

Hardee County property record for 1078 Sumner Rd, Wauchula, FL 33873 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,496 sqft · built 2009
Lot Size	0.74 acres (32,234 sqft)
Owner	Individual Name on File
Last Sale	$150,000 (Jul 2009)
Tax Bill	$1,551 (2025)
Deeds & Mortgages	Jul 2018 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`3633-25-0000-05080-0000`

Property Details

APN / Parcel Number

Primary APN	`3633-25-0000-05080-0000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,496 sqft Living Area
Gross Area	1,912 sqft
1st Floor Area	1,496 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2009
Effective Year Built	Effective 2009
Architectural Style	Bungalow
Exterior Material	Wood
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Built-Up Asphalt
Lot Area	32,234 sqft (0.74 acres)
Lot Dimensions	234 ft deep x 139 ft wide
Garage Type	Carport
Garage Area	460 sqft
Carport	Carport
Carport Area	460 sqft
Porch	Florida Room
Porch Area	516 sqft
Utility Building	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1078 SUMNER RD
City	WAUCHULA
State	FL
Zip	33873-4547
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	.74 AC COM NE COR NW/4 OF NE/4 W 254.95 FT TO POB W 139.14 FT S 233.71 FT E 139.14 FT N 233.71 FT TO POB 36 33S 25E 249P777 262P37 304P798 346P722 674P1345P1348-1351-AFF/DC(EJN) PMR-5/5 ORD&PET-680P391P393 681P19 200825003566 200925005022-LD 20092500
Legal Range	25E
Legal Township	33S
Legal Section	36
Jurisdiction	HARDEE FL
Township / Civil Division	ZOLFO SPRINGS
Census Block Group	2
Census Block	2007
Census Tract	970101

Owner

Source: Hardee County records · APN 3633-25-0000-05080-0000

Assessment roll updated November 26, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1078 SUMNER RD, WAUCHULA, FL 33873-4547
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 14, 2009 · Amount on Record
Deed Sale	Jul 14, 2009 · Amount on Record
Prior Sale	May 08, 2008 · Amount on Record
Deed Document Number	20095023
Prior Transfer Date	Dec 28, 2004
Prior Transfer Doc	0006741345
Record Updated	Jun 08, 2026

July 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	HARDEE FL
Property Address	1078 SUMNER RD, WAUCHULA, FL 33873-4547
Document Number	0025004627
Instrument Date	Jul 10, 2018
Transaction Type	Mortgage
Record Updated	Aug 10, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1078 SUMNER RD WAUCHULA FL 338734547, WAUCHULA, FL 33873-4547

Mortgage

Document Number	0025004627
Date	Jul 26, 2018
Instrument	25004627

Lender

Name	JPMORGAN CHASE BK NA
Address	COLUMBUS, OH 43219-6009

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Jul 25, 2043

Interest

Rate	4.5%

Tax Assessment & Valuation

Source: Hardee County records · Assessment roll updated November 26, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Florida
County	Hardee County
Unified School District	Hardee County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,551.00 (+12.96%) Homeowner's exemption	$119,140 (+13.76%)	$238,325 (+3.63%) Land $25,160 Building $213,165
2024	$1,373.00 (+3.39%) Homeowner's exemption	$104,732 (+3%)	$229,979 (+26.29%) Land $21,460 Building $208,519
2023	$1,328.00 (-6.68%) Homeowner's exemption	$101,682 (-6.83%)	$182,098 (+7.24%) Land $21,460 Building $160,638
2022	$1,423.00 Homeowner's exemption	$109,136	$169,804 Land $14,800 Building $155,004

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Hardee County (12049C), updated May 26, 2016 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120499701012, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Cost	Premium on Record median of 15 individual NFIP policies nearby
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	15 in force 12 of 15 on primary residences
Nearby Flood Claims	14 (1998–2022)
Claims Outside the SFHA	3 of 14
Most Recent Claim	Sep 2022, river or lake flooding, Hurricane Ian
Flood Events	Hurricane Ian (Sep 2022), 2 claims Hurricane Ian (Sep 2022), 3 claims Hurricane Irma (Sep 2017), 5 claims

Wildfire

Wildfire Risk	High above 80% of the US · above 69% of Florida
Wildfire Likelihood	About 1 in 158 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.