Putnam County property record for 1078 State Rd 20, Interlachen, FL 32148 · Last verified April 2026
| Property Type | Single Family Home |
|---|---|
| Details | 1,644 sqft · built 1974 |
| Lot Size | 0.82 acres (35,719 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $60,000 (Feb 2015) |
| Tax Bill | $2,640 (2025) |
| Deeds & Mortgages | Apr 2026 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 14-10-24-5920-0040-0100 |
| Primary APN | 14-10-24-5920-0040-0100 |
|---|---|
| Alternative APN |
|
| Plumbing Fixtures | 6 Plumbing Fixtures |
|---|---|
| Building Area | 1,644 sqft Living Area |
| 1st Floor Area | 1,644 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1974 |
|---|---|
| Effective Year Built | Effective 1989 |
| Exterior Material | Concrete |
| Roof Type | Gable/Hip |
| Lot Area | 35,719 sqft (0.82 acres) |
| Lot Dimensions | 448 ft deep x 80 ft wide |
| Garage Area | 616 sqft |
| Porch | Unfinished Open Porch |
| Porch Area | 448 sqft |
| Heating System | Heat Pump |
|---|
| Account Number | 40575 |
|---|---|
| Street Address | 1078 STATE ROAD 20 |
| City | INTERLACHEN |
| State | FL |
| Zip | 32148-2480 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | MIRROR LAKE BEACHES MB4 P33, BLK D LOT 10 (EX OR881 P836, SR20) |
| Legal Range | 24E |
| Legal Township | 10S |
| Legal Section | 14 |
| Legal Subdivision | MIRROR LAKE BEACHES |
| Legal Block | 4 |
| Legal Lot Number | 10 |
| Jurisdiction | PUTNAM FL |
| Township / Civil Division | INTERLACHEN-FLORAHOME |
| Census Block Group | 4 |
| Census Block | 4026 |
| Census Tract | 950201 |
Source: Putnam County records · APN 14-10-24-5920-0040-0100
Assessment roll updated December 10, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1078 STATE ROAD 20, INTERLACHEN, FL 32148-2480 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Life Estate |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Feb 09, 2015 · Amount on Record |
| Deed Sale | Feb 09, 2015 · Amount on Record |
| Deed Document Number | 2015811731 |
| Deed Book / Page | 1400 / 674 |
| Last Transfer Date | Mar 03, 2026 |
| Transfer Doc | 0018621724 |
| Record Updated | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PUTNAM FL |
| Recording Date | Apr 02, 2026 |
| Property Address | 1078 STATE ROAD 20, INTERLACHEN, FL 32148-2480 |
| Document Number | 0018621724 |
| Book / Page | 1862 / 1724 |
| Instrument Date | Mar 03, 2026 |
| Instrument | 20268093 |
| Transaction Type | Transfer |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Life Estate |
| Address | 1078 STATE ROAD 20, INTERLACHEN, FL 32148-2480 |
Source: Putnam County records · Assessment roll updated December 10, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Putnam County |
| Municipality | Interlachen Town |
| Unified School District | Putnam County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,640.00 (+11.11%) Homeowner's exemption | $145,550 (+5.99%) | $269,730 (+14.03%) Land $73,360 Building $196,370 |
| 2023 | $2,376.00 (-48.09%) Homeowner's exemption | $137,330 (-34.39%) | $236,550 (+13.02%) Land $31,440 Building $205,110 |
| 2022 | $4,577.00 | $209,300 | $209,300 Land $31,440 Building $177,860 |
Source: FEMA National Flood Hazard Layer, Putnam County (12107C), updated February 2, 2012 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121079502014, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Cost | Premium on Record median of 33 individual NFIP policies nearby |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 33 in force |
| Nearby Flood Claims | 9 (1998–2017) |
| Claims Outside the SFHA | 4 of 9 |
| Most Recent Claim | Sep 2017, river or lake flooding, Hurricane Irma |
| Claims By Storm |
|
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 32 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Xfinity | Cable | 1,200 / 35 |
| Verizon | Fixed Wireless | 300 / 20 |
| Uniti Group | DSL | 300 / 20 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
Availability varies by address; speeds are provider-advertised maximums, not measured.
5G and 4G LTE
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