1078 S Jacobs Dr, Tracy, CA 95391 Property Records

San Joaquin County property record for 1078 S Jacobs Dr, Tracy, CA 95391

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,406 sqft · built 2019
Lot Size	0.153 acres (6,653 sqft)
Owner	2 Company Names on Record
Last Sale	$790,000 (Dec 2019)
Tax Bill	$15,471 (2026)
Deeds & Mortgages	Mar 2026 Transfer Sep 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`262-150-100-000`

Property Details

APN / Parcel Number

Primary APN	`262-150-100-000`
Alternative APN	`262-150-10`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	3,406 sqft Living Area

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Architectural Style	Custom Design
Construction Type	Wood
Lot Area	6,653 sqft (0.153 acres)
Garage Area	518 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Old Parcel Number	262-150-10
Street Address	1078 S JACOBS DR
City	TRACY
State	CA
Zip	95391-1451
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	15-FM PT OF 262-020-06/RM 42-022
Legal Subdivision	MOUNTAIN HOUSE NBRHD C UN
Legal Block	2
Legal Lot Number	14-28
Jurisdiction	SAN JOAQUIN CA
Township / Civil Division	TRACY
Census Block Group	2
Census Block	2013
Census Tract	5223

Owner

Source: San Joaquin County records, as of October 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Company Names on Record
Mailing Address	1078 S JACOBS DR, TRACY, CA 95391-1451
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Mar 20, 2026	Intrafamily Transfer, Transfer
Sep 27, 2021	Deed of Trust, Mortgage · Conventional Mortgage NEWREZ LLC
Oct 30, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage US BANK NA
Dec 30, 2019	Grant Deed, Subdivision Related Transfer · Conventional Mortgage US BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 30, 2019 · Amount on Record
Deed Sale	Dec 30, 2019 · Amount on Record
Prior Sale	Dec 3, 2015 · Amount on Record
Deed Document Number	2019155476
Last Transfer Date	Apr 15, 2020
Transfer Doc	0000146948
Record Updated	Oct 29, 2026

March 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN JOAQUIN CA
Recording Date	Mar 20, 2026
Property Address	1078 S JACOBS DR, MOUNTAIN HOUSE, CA 95391-1451
Document Number	0000025355
Map Reference	MB 42 PG 22-220
Instrument Date	Feb 19, 2026
Instrument	2026-025355
Transaction Type	Transfer
Record Updated	Apr 7, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1078 S JACOBS DR, MOUNTAIN HOUSE, CA 95391-1451

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	1078 S JACOBS DR, MOUNTAIN HOUSE, CA 95391-1451
Transaction Type	Mortgage
Record Updated	Jul 25, 2022
Title Company	NORTH AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1078 S JACOBS DR, TRACY, CA 95391-1451

Mortgage

Document Number	0000162109
Date	Sep 27, 2021
Instrument	2021-162109

Lender

Name	NEWREZ LLC
Type	Mortgage Company
Address	FORT WASHINGTON, PA 19034

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

October 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN JOAQUIN CA
Recording Date	Oct 30, 2020
Property Address	1078 S JACOBS DR, MOUNTAIN HOUSE, CA 95391-1451
Document Number	0000146948
Map Reference	MB 42 PG 22-220
Instrument Date	Apr 15, 2020
Instrument	2020-146948
Transaction Type	Transfer
Record Updated	Jul 25, 2022
Title Company	FIRST AMERICAN TITLE INS CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1078 S JACOBS DR, MOUNTAIN HOUSE, CA 95391-1451

Mortgage

Document Number	0000146949
Date	Oct 30, 2020
Instrument	2020-146949

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	355 Months
Due	May 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	3.25%
Type Change Date	May 1, 2030
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	8.25%
Index	1-Year CMT
Max Rate	8.25%

December 2019: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	SAN JOAQUIN CA
Recording Date	Dec 30, 2019
Property Address	1078 S JACOBS DR, MOUNTAIN HOUSE, CA 95391-1451
Document Number	0000155476
Map Reference	MB 42 PG 22-22O
Instrument Date	Dec 20, 2019
Instrument	2019-155476
Transaction Type	Subdivision Related Transfer
Record Updated	Jul 25, 2022
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1078 S JACOBS DR, TRACY, CA 95391-1451

Mortgage

Document Number	0000155477
Date	Dec 30, 2019
Instrument	2019-155477

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	3.25%
Type Change Date	Jan 1, 2030
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	8.25%
Index	1-Year CMT
Max Rate	8.25%

Tax Assessment & Valuation

Source: San Joaquin County assessment roll, as of September 24, 2025

Property Jurisdictions

Type	Name
State	California
County	San Joaquin County
Municipality	Mountain House City
Unified School District	Lammersville Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$15,471.00 (+13.55%)
2025	$13,625.00 (+4.43%) Homeowner's exemption	$863,518 (+4.04%) Land $191,386 Building $672,132
2023	$13,047.00 (+1.67%)	$829,988 Land $183,955 Building $646,033	$1,113,390
2022	$12,833.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 66% of the US · above 41% of California
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MOUNTAIN HOUSE serves 26,400 people · EPA ID CA3910027
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 817 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Matrix Broadband Fixed Wireless	400 / 80
unWired Broadband Fixed Wireless	400 / 50
Cal.net Fixed Wireless	100 / 20

May also be available: Verizon.

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