Shasta County property record for 1078 Monterra Ln, Redding, CA 96002
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,441 sqft · built 2005 |
| Lot Size | 0.2 acres (8,712 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $178,000 (May 2012) |
| Tax Bill | $2,746 (2025) |
| Deeds & Mortgages | Feb 2026 Second Mortgage Sep 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 068-220-064-000 |
| Primary APN | 068-220-064-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 3 Rooms |
| Building Area | 1,441 sqft Living Area |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Lot Area | 8,712 sqft (0.2 acres) |
| Garage Type | Attached |
| Garage Area | 441 sqft |
| Parking Spaces | 2 Parking Spaces |
| Account Number | 068220064000 |
|---|---|
| Street Address | 1078 MONTERRA LN |
| City | REDDING |
| State | CA |
| Zip | 96002-3230 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Subdivision | TERRA VISTA ESTATES SUBDIVISION |
| Legal Lot Number | 19 |
| Jurisdiction | SHASTA CA |
| Township / Civil Division | REDDING |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 11209 |
Source: Shasta County records, as of July 23, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1078 MONTERRA LN, REDDING, CA 96002-3230 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Community Property |
| Date | Document |
|---|---|
| Feb 10, 2026 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage SIERRA CENTRAL CU |
| Sep 1, 2020 | Intrafamily Transfer, Transfer · Conventional Mortgage HOME POINT FINANCIAL CORPORATION |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 23, 2012 · Amount on Record |
| Deed Sale | May 23, 2012 · Amount on Record |
| Prior Sale | May 9, 2011 · Amount on Record |
| Deed Document Number | 201216406 |
| Last Transfer Date | Aug 26, 2020 |
| Transfer Doc | 0000028931 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SHASTA CA |
| Property Address | 1078 MONTERRA LN, REDDING, CA 96002-3230 |
| Transaction Type | Mortgage |
| Record Updated | Feb 18, 2026 |
| Name | Verified Name |
|---|---|
| Address | 1078 MONTERRA LN, REDDING, CA 96002-3230 |
| Document Number | 0000003011 |
|---|---|
| Date | Feb 10, 2026 |
| Instrument | 2026-0003011 |
| Name | SIERRA CENTRAL CU |
|---|---|
| Type | Credit Union |
| Address | YUBA CITY, CA 95993 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Mar 1, 2041 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SHASTA CA |
| Recording Date | Sep 1, 2020 |
| Property Address | 1078 MONTERRA LN, REDDING, CA 96002-3230 |
| Document Number | 0000028931 |
| Map Reference | MB 23 PG 55 |
| Instrument Date | Aug 26, 2020 |
| Instrument | 2020-0028931 |
| Transaction Type | Transfer |
| Record Updated | Jul 25, 2022 |
| Title Company | FIDELITY NATL TTL CO OF CA |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property with Right of Survivorship |
| Address | 1078 MONTERRA LN, REDDING, CA 96002-3230 |
| Document Number | 0000028932 |
|---|---|
| Date | Sep 1, 2020 |
| Instrument | 2020-0028932 |
| Name | HOME POINT FINANCIAL CORPORATION |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Sep 1, 2030 |
Source: Shasta County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | California |
| County | Shasta County |
| Municipality | Redding City |
| Elementary School District | Enterprise Elementary School District (KG - 08) |
| Secondary School District | Shasta Union High School District (09 - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $231,417 (+2%) Land $52,264 Building $179,153 | |
| 2025 | $2,746.00 (+5.86%) Homeowner's exemption | $226,881 (+4.04%) Land $51,240 Building $175,641 |
| 2023 | $2,594.00 (+3.76%) Homeowner's exemption | $218,073 Land $49,251 Building $168,822 |
| 2022 | $2,500.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective July 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 97.8% of California |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF REDDING serves 90,254 people · EPA ID CA4510005 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2024 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 398 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Com-Pair Services Fixed Wireless | 100 / 25 |
May also be available: AT&T, DigitalPath, GeoLinks.
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