1078 Montebello Dr, Gilroy, CA 95020 Property Records

Santa Clara County property record for 1078 Montebello Dr, Gilroy, CA 95020

Property Summary

Property TypeMulti-Family Dwellings
Details2,426 sqft · built 1978
Lot Size0.189 acres (8,211 sqft)
Owner2 Trust Names on File
Last Sale$695,000 (Apr 2005)
Tax Bill$11,949 (2025)
Deeds & MortgagesOct 2021 Mortgage
Flood ZoneZone X (moderate risk)
APN808-28-030

Property Details

APN / Parcel Number

Primary APN808-28-030

Interior

Units2 Units
Stories1 Story
Building Area2,426 sqft Living Area
1st Floor Area2,426 sqft
Fireplaces1 Fireplace
FireplaceFireplace
ElevatorElevator

Exterior

Year BuiltBuilt 1978
Effective Year BuiltEffective 1979
Architectural StyleH-Shape
Construction TypeWood
Lot Area8,211 sqft (0.189 acres)
Lot Dimensions119 ft deep x 69 ft wide
Garage TypeAttached

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Street Address1078 MONTEBELLO DR
CityGILROY
StateCA
Zip95020-4812
Property CategoryResidential
Property TypeResidential > Multi-Unit > Multi-Family Dwellings
Local Zoning CodeR1
Legal DescriptionTRACT 6287 GLEN LOMA BOOK 421 PAGE 24 PAGE 25 LOT 2
Legal SubdivisionGLEN LOMA
Legal Tract6287
Legal Lot Number2
JurisdictionSANTA CLARA CA
Township / Civil DivisionSOUTH SANTA CLARA VALLEY
Census Block Group3
Census Block3008
Census Tract512510

Owner

1078 Montebello Dr, a residential property, is held in a trust since April 2005.

Source: Santa Clara County records, as of July 27, 2026

Owner of Record2 Trust Names on File
Mailing Address1337 MIDDLETON CT, LOS ALTOS, CA 94024-6832
Owner TypeCompany
VestingTrust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 22, 2005 · Amount on File
Deed SaleApr 22, 2005 · Amount on File
Deed Document Number200518337031
Prior Transfer DateSep 24, 1997
Prior Transfer Doc0013909420
Record UpdatedOct 29, 2026

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CLARA CA
Property Address1078 MONTEBELLO DR, GILROY, CA 95020-4812
Transaction TypeMortgage
Record UpdatedOct 15, 2021
Title CompanySTEWART TITLE, STEWART TITLE OF CA INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address1337 MIDDLETON CT, LOS ALTOS, CA 94024-6832

Mortgage

Document Number0025126264
DateOct 7, 2021
Instrument25126264
Lender
NamePENNYMAC LOAN SERVICES LLC
TypeMortgage Company
AddressWESTLAKE VILLAGE, CA 91361
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term181 Months
DueNov 1, 2036

Tax Assessment & Valuation

The 2025 property tax bill for 1078 Montebello Dr was $11,949.

Source: Santa Clara County assessment roll, as of July 27, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySanta Clara County
MunicipalityGilroy City
Unified School DistrictGilroy Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$988,127 (+2%) Land $497,618 Building $490,509
2025$11,949.00$968,753 Land $487,861 Building $480,892
2023$11,694.00 (+1.65%)$931,137 Land $468,918 Building $462,219
2022$11,504.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1078 Montebello Dr in Zone X, an area of moderate flood risk.

Source: FEMA National Flood Hazard Layer, effective January 18, 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 1078 Montebello Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF GILROY
serves 59,426 people · EPA ID CA4310004
Water SourceGroundwater
Last State InspectionFeb 2025
Also Mapped HereSANTA CLARA VALLEY WATER DISTRICT
Lead2 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNitrate
resolved · Jun 2022
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 630 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Razzolink
Fixed Wireless
500 / 250
Etheric Networks
Fixed Wireless
250 / 100
Hankins Information Technology
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

May also be available: Frontier, GeoLinks, T-Mobile, Verizon.

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