Stearns County property record for 1078 Maple St, Paynesville, MN 56362
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 1,390 sqft · built 1996 |
| Lot Size | 0.242 acres (10,530 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $178,000 (Mar 2007) |
| Tax Bill | $2,486 (2026) |
| Deeds & Mortgages | Nov 2022 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 70-38746-0001 |
| Primary APN | 70-38746-0001 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,390 sqft Living Area |
| Gross Area | 1,654 sqft |
| 1st Floor Area | 1,320 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 2001 |
| Architectural Style | Ranch |
| Exterior Material | Metal |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 10,530 sqft (0.242 acres) |
| Lot Dimensions | 117 ft deep x 90 ft wide |
| Garage Type | Attached |
| Garage Area | 672 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 1078 MAPLE ST |
|---|---|
| City | PAYNESVILLE |
| State | MN |
| Zip | 56362-2019 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 001 BLK 001 CHLADEK HOMESITES 3RD ADD SECTION 17 TOWNSHIP 122 RANGE 032 SECTION 17 TOWNSHIP 122 RANGE 032 |
| Legal Range | 32W |
| Legal Township | 122 |
| Legal Section | 17 |
| Legal Subdivision | CHLADEK HOMESITES 3RD ADD |
| Legal Block | 1 |
| Legal Lot Number | 1 |
| Jurisdiction | STEARNS MN |
| Township / Civil Division | PAYNESVILLE |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 11000 |
Source: Stearns County records, as of April 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1078 MAPLE ST, PAYNESVILLE, MN 56362-2019 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 1, 2007 · Amount on Record |
| Deed Sale | Mar 1, 2007 · Amount on Record |
| Prior Sale | Jun 1, 2001 · Amount on Record |
| Last Transfer Date | Feb 20, 2025 |
| Transfer Doc | 00A1687484 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | STEARNS MN |
| Recording Date | Nov 28, 2022 |
| Property Address | 1078 MAPLE ST, PAYNESVILLE, MN 56362-2019 |
| Document Number | 00A1645066 |
| Instrument Date | Nov 15, 2022 |
| Instrument | A1645066 |
| Transaction Type | Transfer |
| Record Updated | Dec 27, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1078 MAPLE ST, PAYNESVILLE, MN 56362-2019 |
Source: Stearns County assessment roll, as of November 6, 2025
| Type | Name |
|---|---|
| State | Minnesota |
| County | Stearns County |
| Municipality | Paynesville City |
| Unified School District | Paynesville Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,486.00 (-18.01%) | ||
| 2025 | $283,600 (+11.13%) Land $25,300 Building $258,300 | $283,600 (+11.13%) Land $25,300 Building $258,300 | |
| 2023 | $3,032.00 | $255,200 Land $28,600 Building $226,600 | $255,200 Land $28,600 Building $226,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 2 (2007–2023) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Apr 2023 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 86% of Minnesota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Paynesville serves 2,575 people · EPA ID MN1730018 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2024 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 126 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Broadband Fiber | 1,000 / 1,000 |
| Meeker Cooperative Light & Power Association Fiber | 1,000 / 1,000 |
| Mediacom Xtream Cable | 1,000 / 50 |
| Windstream DSL | 200 / 20 |
| GigFire Fixed Wireless | 150 / 130 |
May also be available: Arvig, Verizon.
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