Mobile County property record for 1078 Joy Ln, Mobile, AL 36617 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,812 sqft · built 1986 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | Individual Name on File |
| Last Sale | $20,000 (Sep 2023) |
| Tax Bill | $487 (2025) |
| Deeds & Mortgages | Sep 2023 Sale & Mortgage Sep 2020 Foreclosure |
| Flood Zone | Zone X (minimal risk) |
| APN | R022902440014281 |
| Primary APN | R022902440014281 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,812 sqft Living Area |
| 1st Floor Area | 1,812 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 1986 |
| Exterior Material | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 43,560 sqft (1 acres) |
| Garage Type | Carport |
| Garage Area | 276 sqft |
| Carport | Carport |
| Carport Area | 276 sqft |
| Parking Spaces | 1 Parking Space |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 671776 |
|---|---|
| Street Address | 1078 JOY LN |
| City | MOBILE |
| State | AL |
| Zip | 36617-2808 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 41 MORLEIGH TERRACE MBK 13 P 14 #SEC 44 T4S R1W #MP29 02 44 0 014 |
| Legal Range | 04S |
| Legal Township | 04S |
| Legal Section | 44 |
| Legal Subdivision | MORLEIGH TERRACE |
| Legal Lot Number | 41 |
| Jurisdiction | MOBILE AL |
| Township / Civil Division | MOBILE |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 702 |
Source: Mobile County records · APN R022902440014281
Assessment roll updated December 23, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1078 JOY LN, MOBILE, AL 36617-2808 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 01, 2023 | Quit Claim Deed, Transfer · Closed-End Mortgage COMMONWEALTH NATIONAL BANK |
| Sep 29, 2020 | Tax Deed, Foreclosure NOT AVAILABLE |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Sep 01, 2023 · Amount on Record |
| Deed Sale | Sep 01, 2023 · Amount on Record |
| Prior Sale | Sep 29, 2020 · Amount on Record |
| Deed Document Number | 202353400 |
| Prior Transfer Date | Jun 26, 2023 |
| Prior Transfer Doc | 0000053400 |
| Record Updated | Sep 20, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MOBILE AL |
| Recording Date | Sep 01, 2023 |
| Property Address | 1078 JOY LN, MOBILE, AL 36617-2808 |
| Document Number | 0000053400 |
| Map Reference | MB 13 PG 14 |
| Instrument Date | Jun 26, 2023 |
| Instrument | 2023053400 |
| Transaction Type | Transfer |
| Record Updated | Sep 19, 2023 |
| Title Company | SECURITY LAND TITLE INC, SURETY LAND TITLE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 13575 LYNAM DR, OMAHA, NE 68138-4472 |
| Name | Verified Name |
|---|---|
| Address | 1078 JOY LN, MOBILE, AL 36617-2808 |
| Document Number | 0000053562 |
|---|---|
| Date | Sep 01, 2023 |
| Instrument | 2023053562 |
| Name | COMMONWEALTH NATIONAL BANK |
|---|---|
| Type | Bank |
| Type | Closed-End Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Tax Deed |
|---|---|
| Jurisdiction | MOBILE AL |
| Recording Date | Sep 29, 2020 |
| Property Address | 1078 JOY LN, MOBILE, AL 36617-2808 |
| Document Number | 0000059537 |
| Instrument Date | Sep 08, 2020 |
| Instrument | 59537 |
| Transaction Type | Foreclosure |
| Record Updated | Oct 26, 2020 |
| Title Company | NOT AVAILABLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $1.00 |
| Amount Accuracy | Confirmed |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 13575 LYNAM DR OMAHA NE 681384408, OMAHA, NE 68138-4408 |
| Investor | Possibly a Property Investor |
Source: Mobile County records · Assessment roll updated December 23, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Alabama |
| County | Mobile County |
| Municipality | Mobile City |
| Unified School District | Mobile County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $487.00 (-49.43%) | $7,510 (-) Land $600 Building $6,910 | $75,100 (-) Land $6,000 Building $69,100 |
| 2024 | $963.00 (+2.77%) | $7,510 (-48.56%) Land $600 Building $6,910 | $75,100 (+2.88%) Land $6,000 Building $69,100 |
| 2023 | $937.00 | $14,600 Land $1,200 Building $13,400 | $73,000 Land $6,000 Building $67,000 |
Source: FEMA National Flood Hazard Layer, Mobile County (01097C), updated October 1, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 010970007021, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 20 (1978–2018) |
| Claims Outside the SFHA | 5 of 20 |
| Most Recent Claim | Jan 2018 |
| Claims By Storm |
|
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 559 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| AT&T | Fiber | 5,000 / 5,000 |
| Xfinity | Cable | 2,000 / 250 |
| Verizon | Fixed Wireless | 300 / 20 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
Availability varies by address; speeds are provider-advertised maximums, not measured.
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