1078 Humpback Mountain Rd, Spruce Pine, NC 28777 Property Records

Mitchell County property record for 1078 Humpback Mountain Rd, Spruce Pine, NC 28777

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,536 sqft · built 1963
Lot Size5.1 acres (222,156 sqft)
Owner2 Individual Names on File
Last Sale$125,000 (Jan 2019)
Tax Bill$1,165 (2026)
Deeds & MortgagesJan 2019 Sale
Flood ZoneZone X (minimal risk)
APN1719-00-04-0320

Property Details

APN / Parcel Number

Primary APN1719-00-04-0320
Alternative APN
  • 555782362

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area1,536 sqft Living Area

Exterior

Year BuiltBuilt 1963
Effective Year BuiltEffective 1963
Construction TypeWood
Foundation TypeNo Foundation
Lot Area222,156 sqft (5.1 acres)

Utilities, Heating & Cooling

Heating SystemCentral

Location & Zoning

Account Number555782362
Street Address1078 HUMPBACK MOUNTAIN RD
CitySPRUCE PINE
StateNC
Zip28777-5579
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionHUMPBACK MTN RD 1128
JurisdictionMITCHELL NC
Township / Civil DivisionGRASSY CREEK
Census Block Group3
Census Block3000
Census Tract950400

Owner

1078 Humpback Mountain Rd is owned and occupied by two individuals who bought it in January 2019.

Source: Mitchell County records, as of September 8, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address1078 HUMPBACK MOUNTAIN RD, SPRUCE PINE, NC 28777-5579
OccupancyOwner Occupied
Owner TypeIndividual
VestingCompany

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 11, 2019 · Amount on File
Deed SaleJan 11, 2019 · Amount on File
Deed Document Number201962
Deed Book / Page598 / 157
Prior Transfer DateMar 30, 2007
Prior Transfer Doc456/031
Record UpdatedOct 29, 2026

January 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMITCHELL NC
Recording DateJan 11, 2019
Property Address1078 HUMPBACK MOUNTAIN RD, SPRUCE PINE, NC 28777-5579
Document Number598/157
Book / Page598 / 157
Instrument DateJan 11, 2019
Instrument2019000062
Transaction TypeTransfer
Record UpdatedAug 10, 2021

Transaction

AmountAmount on Record
Tax$250.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address718 HENREDON PLANT RD, 718, SPRUCE PINE, NC 28777

Transferred To (Grantee/Buyer)

NameVerified Name
Address1078 HUMPBACK MOUNTAIN RD, SPRUCE PINE, NC 28777-5579

Tax Assessment & Valuation

The 2026 property tax bill for 1078 Humpback Mountain Rd was $1,165.

Source: Mitchell County assessment roll, as of September 8, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMitchell County
Unified School DistrictMitchell County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,165.00$182,100 (-) Land $54,800 Building $127,300
2025$1,165.00$182,100 Land $54,800 Building $127,300
2023$1,147.00$182,100 Land $54,800 Building $127,300$182,100 Land $54,800 Building $127,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1078 Humpback Mountain Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 2, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1078 Humpback Mountain Rd is moderate, ranking above 51% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 51% of the US · above 73% of North Carolina
Wildfire Likelihood0.1% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Zito Media
Fiber · Cable
1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Humpback Mountain Rd

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