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1078 Harding St, Salinas, CA 93906 Property Records

Monterey County property record for 1078 Harding St, Salinas, CA 93906

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,885 sqft · built 1954
Lot Size0.152 acres (6,600 sqft)
OwnerIndividual Name on Record
Last Sale$665,000 (Aug 2021)
Tax Bill$8,817 (2025)
Deeds & MortgagesAug 2021 Sale & Mortgage
Aug 2021 Transfer
+ 1 more
Flood ZoneZone X (moderate risk)
APN003-523-027-000

Property Details

APN / Parcel Number

Primary APN003-523-027-000
Alternative APN
  • 003-523-027

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms8 Rooms
Stories1 Story
Building Area1,885 sqft Living Area
1st Floor Area1,885 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1954
Effective Year BuiltEffective 1954
Architectural StyleL-Shape
Exterior MaterialWood Siding
Construction TypeFrame
Roof TypeHip
Roof MaterialTar & Gravel
Lot Area6,600 sqft (0.152 acres)
Garage Area400 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Old Parcel Number003-523-027
Street Address1078 HARDING ST
CitySALINAS
StateCA
Zip93906-3511
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLAUREL PARK ADD 1 LOT 44 BLK 3
Legal SubdivisionLAUREL PARK ADD 1
Legal Block3
Legal Lot Number44
JurisdictionMONTEREY CA
Township / Civil DivisionSALINAS
Census Block Group2
Census Block2006
Census Tract400

Owner

Source: Monterey County records, as of August 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address438 SALINAS ST, SALINAS, CA 93901-2711
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 4, 2021Grant Deed, Transfer · VA Mortgage
QUICKEN LOANS LLC
Aug 4, 2021Affidavit of Death of Joint Tenant, Transfer
CHICAGO TITLE COMPANY
Aug 4, 2021Quit Claim Deed, Transfer
CHICAGO TITLE COMPANY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 4, 2021 · Amount on Record
Deed SaleAug 4, 2021 · Amount on Record
Deed Document Number202152525
Prior Transfer DateJun 24, 2021
Prior Transfer Doc0000052523
Record UpdatedSep 20, 2026

August 2021: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionMONTEREY CA
Recording DateAug 4, 2021
Property Address1078 HARDING ST, SALINAS, CA 93906-3511
Document Number0000052525
Map ReferenceVOL 5 PG 73
Instrument DateAug 3, 2021
Instrument2021052525
Transaction TypeTransfer
Record UpdatedAug 15, 2023
Title CompanyCHICAGO TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address438 SALINAS ST, SALINAS, CA 93901-2711

Mortgage

Document Number0000052526
DateAug 4, 2021
Instrument2021052526
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueAug 1, 2051

August 2021: Affidavit of Death of Joint Tenant, Transfer

Document TypeAffidavit of Death of Joint Tenant
JurisdictionMONTEREY CA
Recording DateAug 4, 2021
Property Address1078 HARDING ST, SALINAS, CA 93906-3511
Document Number0000052522
Map ReferenceVOL 5 PG 73
Instrument DateAug 3, 2021
Instrument2021052522
Transaction TypeTransfer
Record UpdatedAug 15, 2023
Title CompanyCHICAGO TITLE COMPANY

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address155 TORO AVE, SALINAS, CA 93905-2928
Mail Care OfJUDY LYNN HOLLAND

August 2021: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionMONTEREY CA
Recording DateAug 4, 2021
Property Address1078 HARDING ST, SALINAS, CA 93906-3511
Document Number0000052523
Map ReferenceVOL 5 PG 73
Instrument DateJun 24, 2021
Instrument2021052523
Transaction TypeTransfer
Record UpdatedAug 15, 2023
Title CompanyCHICAGO TITLE COMPANY

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address155 TORO AVE, SALINAS, CA 93905-2928

Tax Assessment & Valuation

Source: Monterey County assessment roll, as of August 6, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyMonterey County
MunicipalitySalinas City
Elementary School DistrictSalinas City Elementary School District (KG - 06)
Secondary School DistrictSalinas Union High School District (07 - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$719,491 (+2%) Land $411,324 Building $308,167
2025$8,817.00 (+13.07%)$705,384 (+4.04%) Land $403,259 Building $302,125
2023$7,798.00 (+3.86%)$677,994 Land $387,600 Building $290,394
2022$7,508.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims2 (1998)
Claims Outside the SFHA2 of 2
Most Recent ClaimFeb 1998 · Severe Winter Storms And Flooding
Claims by Event
  • Severe Winter Storms And Flooding, Feb 1998 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCWSC SALINAS
private · serves 114,286 people · EPA ID CA2710010
Water SourceGroundwater
Last State InspectionJun 2025
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 596 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Razzolink
Fixed Wireless		500 / 250

May also be available: AT&T, Cruzio, Etheric Networks, GeoLinks, Verizon.

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